James Willer is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 54 years of industry experience. His career includes long-term roles at Citigroup Global Markets and Morgan Stanley entities since 1993. He is currently based in West Des Moines, Iowa. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques in its advisory process.

Jonathan Lutz is a financial advisor with Edward Jones, holding a Series 66 designation and 17 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Fischer Henderson is a financial advisor at Morgan Stanley with 4 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Sammons Retirement Solutions and Sammons Financial Network. Before beginning his career in finance, he held positions in education and the retail sector, including roles at Grand View University and Ramsey Mazda and Subaru. Morgan Stanley Wealth Management serves individual and institutional clients by providing a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques in its financial planning process.

Justin Bjerke is a CFP® and ChFC® with 14 years of industry experience, currently serving as a financial advisor at Edward Jones since 2011. He is based in Ankeny, IA. Outside of his advisory role, he owns and manages a rental property. Edward Jones is a full-service wealth management firm with over 23,700 advisors serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Richard Keeling is a CFP®-certified financial advisor with Ameriprise, based in Johnston, Iowa, and has 23 years of industry experience. He has worked at Ameriprise and its related entities since 2002. Outside of his advisory role, he serves as president of a building association in Clear Lake, Iowa. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency strategies to deliver personalized recommendations through a centralized consulting team.

Keith Hunter is a financial advisor at Cetera with 11 years of industry experience and holds a Series 66 designation. His prior roles include positions at VOYA Financial Advisors and Wells Fargo Advisors. He serves as a voting board member of the Christian Coalition of Iowa, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager investment platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Brian Becker is a financial advisor at Edward Jones in Urbandale, Iowa, holding a Series 66 credential with 15 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors, offering both discretionary and non-discretionary investment strategies under a fiduciary standard.

Cooper Schettler is a Series 66-credentialed financial advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, he worked in various roles including positions at Renewal By Andersen and Carlisle High School. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options supported by a large network of financial advisors and branch offices across the United States.

Robin Marshall is a financial advisor with Ameriprise in West Des Moines, IA, holding a Series 63 designation and 36 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he serves as treasurer of The FISH20 GROUP LLC, where he helps maintain company books and provides financial planning advice. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that delivers tailored retirement income planning and ongoing advice based on detailed analysis and research.

John Desmond is a financial advisor at Mass Mutual Investors Services with 44 years of industry experience. He holds a Series 63 designation and has worked with Metlife Securities Inc. for 31 years before joining Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company. Outside of advisory roles, he is also an independent insurance agent specializing in group life and health insurance as well as property and casualty insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships using firm-approved analytical tools.

Adam Kline is a CFP®-certified financial advisor with Edward Jones, where he has worked since 2004, accumulating 21 years of industry experience. He holds Series 63 and 66 licenses and is based in Bondurant, IA. Outside of his advisory role, he serves as president of the Bondurant Chamber of Commerce. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and affiliated investment products supported by a nationwide network of financial advisors and branch offices.

Anthony Mauro is a financial advisor at Cetera with 34 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including Avantax and Quad M Inc. Outside of advising, Mauro is president of Slick Inc., a hunting and outdoor equipment business, and leads Tax Doctor, a tax preparation and bookkeeping firm. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform allowing advisors to use model portfolios, third-party managers, or create bespoke strategies across a variety of program structures and account types.

Daniel Bachman is a CFP® with 37 years of experience in the financial services industry. He currently works at Cetera and has held roles at Securian Financial Services, Minnesota Life Insurance Co., and Guide Financial Group. Outside of finance, he serves as a judge for men's gymnastics competitions at various levels, including NCAA and international events. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Matthew Fryar is a CFP® with 29 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors in West Des Moines, IA. He has been with Wells Fargo in various capacities since 2011 and also owns and operates Fryar Private Wealth Corp and Fryar Private Wealth Holdings, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients meeting certain net-worth thresholds, utilizing Wells Fargo research and planning tools to develop customized recommendations.

Willis Gaer is a financial advisor at Raymond James & Associates with three years of industry experience. He holds the Series 66 designation and previously worked at DMKC Advisory Services, LLC, D.M. Kelly & Company, EMC Insurance, Eastern Kentucky University, and Roosevelt High School. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, investment consulting, and institutional advisory services through a variety of portfolio management styles and affiliated research resources.

Jed Willoughby is a financial advisor with Ameriprise in Clive, IA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He previously worked at UBS Financial Services for 16 years before joining Ameriprise in 2023. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, algorithm-supported advice through a centralized consulting team.

Ann Merkley is a financial advisor with Cetera, holding a Series 63 designation and 32 years of industry experience. She has worked at Park Avenue Securities and Guardian Life Insurance Company for 15 years before joining Cetera Financial Specialists LLC. Merkley is also the owner of Woman of Worth LLC, a women business owner networking group. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a variety of portfolio management and financial planning services, employing a multi-manager platform with discretionary and non-discretionary program options.

Mark Hentschel is a financial advisor with Edward Jones, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors Inc., Principal Securities, Inc., and Voya. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of managed solutions and advisory services supported by a large network of financial advisors and branch offices nationwide.

Michael Berry is a CFP® professional with 27 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. He has worked at Cambridge since 2020 and previously served at VOYA Financial Advisors from 2014 to 2020. Berry is also president of Wealth Builders, Inc., a firm engaged in investment advising and independent insurance agency activities. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals who utilize a range of portfolio management strategies and custody arrangements.

John Martin is a financial advisor at Cambridge Investment Research Advisors with 46 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Cambridge Investment Research Advisors since 2018. Martin has also been involved with Martin Capital Management, LLC since 2007. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, trusts, estates, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management and model-based solutions tailored to client objectives.