William Sutton is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2017 and previously at Wells Fargo Advisors and Wells Fargo Clearing. Sutton serves on the board and finance committee of Career and Recovery Resources, Inc., a nonprofit organization. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured discovery conversations and approved planning tools, emphasizing advisory roles without providing individual security recommendations in standalone plans.

Karen Blanco is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. She has one year of industry experience and previously worked at Credit Recovery Group LLC for ten years. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, charitable organizations, and employers. The firm offers collaborative annual planning engagements using advanced software tools and supports event-driven planning programs, including recent additions like Divorce Planning.

Zachary Greer is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and beginning his industry career in 2025. Prior to entering the financial services field, he worked in education at several schools from 2013 to 2022. Primerica Advisors manages a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-delivery strategies and discretionary separately managed accounts, supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Ryan Elder is a financial advisor at Cetera with 14 years of industry experience. He holds Series 63 and Series 66 licenses. His prior experience includes roles at Foresters Advisory Services and Foresters Financial Services from 2016 to 2019. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm provides portfolio management, financial planning, and retirement services, operating a multi-manager platform with access to affiliated and third-party managers across various program structures.

Edmund Hollub IV is a financial advisor at Primerica Advisors with six years of industry experience. He holds Series 63 and Series 65 credentials. Outside of financial advising, he has been involved with Modern Plumbing for over 15 years and participates in sales of home security, automation products, and loan products through affiliates of Primerica. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors alongside corporate and charitable clients. The firm employs model-based strategies and operates at scale with thousands of advisors and billions in assets under management.

Kyle Mather is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He works closely with clients to simplify financial complexities and develop personalized strategies aimed at achieving lasting financial success. His approach focuses on empowering clients to make confident, informed decisions aligned with their financial goals. Prior to his current position, Kyle held multiple roles at Fidelity Investments, including Investment Consultant, Relationship Manager, Investment Solutions Representative I, and Customer Relationship Advocate, gaining a breadth of experience in investment and client relationship management. In 2022, he also worked as an Insurance Agent at LionHeart Advisers. In his personal time, Kyle engages in activities such as family-related events, fitness, military service, caring for pets, reading, and traveling.

William Selzer is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 63 designation and bringing 40 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009, following prior experience at Citigroup Global Markets starting in 1989. Morgan Stanley Wealth Management offers a wide array of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Roberto Monroy is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 66 licenses and having 26 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2014. Outside of his advisory role, Monroy is involved in a small family business related to the sale of hay. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

James Woldert is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and 24 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Secular Return Estimates and Monte Carlo simulations to model financial outcomes.

Johan Varghese is a financial advisor at Thrivent Investment Management with Series 66 credentials. He has recently started his career in the industry, joining Thrivent Investment Management in 2025. Prior to this, his background includes various roles in education and community organizations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based financial planning without portfolio management for institutional clients. The firm offers standalone or ongoing planning relationships and integrates planning with managed-account services through a consolidated billing option.

William Hughes is a financial advisor with J.P. Morgan Securities in Houston, TX. He holds Series 63 and Series 66 licenses and has three years of experience in the industry. His prior work experience includes positions at United Heritage Credit Union, Tapestry Inc, Gap Inc, and UPS. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary advice through its Institutional Consulting Services program.

Melissa Jacobsen is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Merrill, Charles Schwab & Co., Inc., and DriveTime. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and investment modeling techniques.

Ryan Greer is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and having 25 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2001. Outside of his advisory role, he is involved in business activities including part-ownership in entities formed for Primerica-related purposes and receives compensation related to loan product sales and home security services referrals. Primerica Advisors is a discretionary portfolio manager that primarily serves individual investors, as well as corporate and charitable clients. The firm operates at scale, managing approximately $15.5 billion in assets through model-based investment strategies supported by third-party asset managers and custodians.

Jose Solis Vega is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at both Bank of America, N.A. and Merrill since 2016. Outside of his advisory role, he assists with a family-run home construction business in the Houston area. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, and institutional investors.

Mark Hetzer is a Series 66-licensed financial advisor with J.P. Morgan Securities, bringing six years of industry experience. His prior roles include positions at Bank of America, Merrill, and JP Morgan Chase Bank. Before entering finance, he worked in marketing and sports medicine. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Crystal Stanfield is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and 11 years of industry experience. She has been associated with Merrill since 2014 and also works with Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Novosad is a financial advisor at Ameriprise in Houston, TX, holding a Series 63 designation with 30 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Novosad serves on the Board of Directors and is Vice Chairman of Reach Unlimited. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with algorithmic automation to deliver tailored, non-discretionary retirement advice.

Kevin Farladansky is a Financial Advisor at Merrill Lynch Wealth Management in Houston. He has over 15 years of experience working with individuals, professionals, and business owners to help them manage their wealth effectively. His expertise includes 401(k) plans, IRAs, equity compensation such as RSUs and stock options, corporate cash management, and business exit and succession planning. Kevin assists clients in simplifying their financial situations and aligning their assets with their goals. He focuses on providing clear and practical advice on retirement accounts, investment portfolios, liquidity management, and philanthropic planning. His approach is to eliminate unnecessary complexity, helping clients feel more confident about their financial future. He holds a Bachelor's Degree in Finance from the University of Houston and has earned several professional designations, including Accredited Wealth Management Advisor (AWMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Kevin is also involved with the Bank of America Charitable Foundation.

Aderemi Adeyemo is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and has six years of industry experience. Prior to joining Morgan Stanley in 2026, he worked at Mariner Platform Solutions, Mariner Wealth Advisors, AdvicePeriod, LLC, Bernstein Private Wealth Management, IBISWorld Inc., and Fastenal Company. He also serves as a FINRA arbitrator, acting as a neutral party to resolve securities-related disputes. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that integrates firm-approved tools and economic modeling techniques.

Gary Miller is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018, following prior roles at B. Riley Wealth Management and Wunderlich Securities. Morgan Stanley Wealth Management serves individuals and institutional clients by offering a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.