Andrew Espinosa is a Financial Consultant at Fidelity Investments, where he partners with investors to co-create financial plans aimed at building confidence in their financial futures. He has been with Fidelity Investments since 2020, progressing through roles from Customer Relationship Advocate to his current position as Financial Consultant. His experience at Fidelity includes positions such as Investment Solutions Representative, Investment Management Consultant I and II, and Financial Consultant I. Andrew holds insurance licenses in Arkansas and California. Outside of his professional work, Andrew enjoys attending concerts, fishing, fitness activities, exploring food, snowboarding, and traveling.

Michelle Slagell is a financial advisor at Edward Jones with 25 years of industry experience. She holds Series 63 and Series 66 credentials and previously worked at Oppenheimerfunds Distributor, Inc. for 20 years and Invesco. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Mark Rowe is a Financial Consultant currently working at Fidelity Investments since 2026. He has built his career in the financial services industry, previously holding roles at Charles Schwab & Co. Inc. from 2016 to 2026, progressing from Licensed Financial Representative to Associate Financial Consultant, and then to Financial Consultant. Mark's professional approach emphasizes education and personalized client engagement, adopting a holistic perspective that focuses on the client and their loved ones to address their financial goals. He holds an Arkansas Insurance License. Outside of his professional work, Mark has interests in baseball, concerts, food, football, pets, and traveling.

Erik Larson is a financial advisor at Charles Schwab with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank since 2024. His prior roles include positions at Travis Henderson State Farm and Rocky Mountain Cancer Centers. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by due diligence from the Schwab Center for Financial Research.

Bernard Lau is a financial advisor at Merrill with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1999. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Scott Shuler is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including Raymond James and Morgan Stanley. His current tenure at Wells Fargo Advisors began in 2026 following multiple prior roles within Wells Fargo and its affiliates. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options and uses proprietary research and tools to deliver tailored recommendations, with clients deciding how to implement them through various programs.

Michael Larsen is a financial advisor with Wells Fargo Clearing in Denver, CO, holding a Series 66 designation and 17 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC. Outside of his advisory role, Larsen is involved in managing rental properties jointly owned with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Aaron Rames is a financial advisor at Fidelity with 8 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Waddell & Reed. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Andrew Halverson is a financial advisor at Edward Jones in Greenwood Village, CO, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked at Hotel Engine for eight years and owns Halv Enterprises LLC, a business involved in a peer-to-peer car sharing network where he oversees vehicle operations. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and maintains a large nationwide network of advisors and branch offices.

Alexander Kagan is a financial advisor at Fidelity with Series 66 and Series 63 credentials and two years of industry experience. His prior work includes roles at the Sachem's Head Yacht Club and Guilford Racquet and Swim Club. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery.

James Hare is a CFP® with 33 years of industry experience. He has been with Wells Fargo Clearing since 2016 and worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and utilizes research and analytics from its Investment Institute alongside third-party databases to evaluate investment options based on diversification and modern portfolio theory.

Destiny Morales is a financial advisor with Fidelity, holding Series 66 and Series 63 licenses and three years of industry experience. Their prior work includes positions at FYM Financial, Assurance, and a nine-year tenure at US Bank. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a mix of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers services ranging from discretionary portfolio management to fund advisory and uses systematic methodologies to build model portfolios from mutual funds, ETFs, and ETPs.

Michael Kohn is a Financial Consultant at Fidelity Investments, a role he has held since 2024. He has been with Fidelity Investments since 2019, progressing through several positions including Investment Management Consultant II, Investment Management Consultant I, Investment Solutions Representative, and Customer Relationship Advocate. Michael focuses on partnering with clients to help them work toward their financial goals through comprehensive planning. He holds insurance licenses in Arkansas and California. Outside of his professional responsibilities, Michael has personal interests in football, golf, hiking, pets, skiing, and traveling.

Sean Willitts is a financial advisor with Stifel, holding a Series 66 credential and one year of industry experience. Prior to joining Stifel, he worked at Equitable Advisors and has held various positions in education and banking. Stifel serves a broad client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary analysis and allocation guidance developed by its Investment Strategy Group.

Scott Rose is a financial advisor at Thrivent Investment Management with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Silverhawk Asset Management, LLC, Agh Capital, LLC, and Independent Financial Group, LLC. Rose is also president of Summit Business Advisors LLC, a consulting and coaching business that is currently inactive. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive goal-based financial planning without discretionary portfolio management. The firm offers planning in areas such as retirement, tax, estate, and business continuation, with options to combine planning and managed accounts under consolidated billing.

Ilona Slavkin is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 designations and 19 years of industry experience. She has worked at Charles Schwab since 2006 and concurrently at BMH CORP. since 2017. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by research and formal alternative investment processes.

Hayley Tuggle is a financial advisor at Charles Schwab with 7 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, SSB since 2020, with prior experience at University of Kansas Athletics. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a centralized operational structure supporting its large client base.

Daniel Bergay is a Financial Consultant currently working with Fidelity Investments since 2025. He has held various roles within the financial services industry, including positions such as Financial Consultant 1, Benefits and Planning Consultant - Executive Services at Fidelity Investments, and Financial Solutions Advisor at Merrill Edge. His career in financial services began in 2015 and has encompassed experience in retirement solutions, investment solutions, and brokerage services. Daniel's approach to financial planning involves understanding each client's priorities to develop tailored strategies in areas such as retirement preparation, wealth accumulation, and planning for significant life events. He holds insurance licenses in Arkansas and California, supporting his capability to advise clients comprehensively. Outside of his professional role, Daniel engages in personal interests including attending concerts, fitness activities, outdoor adventures, spending time with pets, traveling, and volunteering.

Justin Buenaventura is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. His prior roles include positions at Holthouse, Carlin, & Van Tright LLP and self-employment. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios including mutual funds, ETFs, and ETPs.

Logan Fair is a financial advisor at Fidelity with eight years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Fidelity Brokerage Services LLC since 2017. Outside of finance, he contributes original artwork to Getty Images. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and systematic portfolio construction, with a focus on model portfolios and oversight of sub-advisers.