Joshua Liljenquist is a CFP®-certified financial advisor with 19 years of industry experience, currently affiliated with Raymond James Financial. He has worked at First Western Advisors and Raymond James Financial Services Advisors, INC. for seven years. His role includes meeting with clients to define long-term investment goals and managing client assets. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, corporate, and institutional clients. The firm utilizes analytical tools and risk profiling to tailor non-discretionary planning and supports municipal and public-finance work through a unique municipal advisor affiliation.

Brayden Campbell is a financial advisor at Edward Jones with a Series 66 designation and four years of industry experience. His prior work includes roles at Podium and BYU Athletic Department. Outside of advising, he has worked as a food delivery driver for DoorDash. Edward Jones is a full-service wealth management firm serving individual and institutional clients with discretionary and non-discretionary advisory strategies, supported by a large nationwide network of financial advisors and branch offices.

Amber Hardman is a financial advisor with Morgan Stanley in South Jordan, UT, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. She has been with Morgan Stanley since 2014. Outside of her advisory role, she is the owner and operator of Hardman Photography, where she works as a photographer and designer specializing in portrait and event photography. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs a structured planning process that incorporates tools such as Monte Carlo simulations and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Nicholas Loveless is a ChFC® and Series 66 credentialed financial advisor with 12 years of industry experience, all with Edward Jones since 2014. He is based in American Fork, UT. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a broad range of advisory programs and investment solutions, managing over $1 trillion in assets through a large network of financial advisors and branch offices nationwide.

Brandon Christensen is a financial advisor at Morgan Stanley with one year of industry experience. He holds the Series 66 designation. Prior to joining Morgan Stanley, he worked in various roles including at Computing Concepts and Dell EMC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside broad retail and institutional offerings.

Samantha Schmidt is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing, Woodbury Financial Services Inc., and Wells Fargo Advisors, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as Secular Return Estimates and Monte Carlo simulations.

Kevin Grow is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has 37 years of industry experience. Prior to joining Raymond James in 2019, he worked for First Western Advisors for 13 years. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and investment consulting, employing analytical tools such as risk profiling and probability modeling to support client goals.

Nathanal Coffey is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at E*TRADE Securities. Outside of his advisory role, he is involved in community activities including working with the Utah Athletic Foundation, where he operates ice-resurfacing equipment, and tutoring students through Varsity Tutors. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and research. The firm manages a broad range of assets and provides advisory services alongside various investment programs.

Andrew Pugh is a financial advisor at Charles Schwab with 16 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2019. Prior to that, he worked at TD Ameritrade and is involved with SDSD Ventures, L.P. Outside of his advisory role, he owns a real estate LLC, AA Legacy. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a client relationship model that combines non-discretionary advisory services with access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Peter Ballantine is a financial advisor with Morgan Stanley in South Jordan, UT, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. He has worked with Morgan Stanley since 2014, with prior roles at E*Trade Securities and as a self-employed advisor. Outside of finance, he is involved in the comedy scene in Utah, acting as a proprietor and comedian for several local comedy venues. Morgan Stanley Wealth Management provides a broad range of advisory services to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of direct individual plans and Corporate Financial Planning agreements.

James Blaylock is a financial advisor with LPL Financial in Provo, UT, holding a Series 66 designation and seven years of industry experience. Before joining LPL Financial in 2024, he spent six years with Avantax in various advisory and insurance roles. Outside of his advisory work, he is CEO of Blaylock & Company CPA, PC, a tax preparation and accounting firm he has been involved with since 1976. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers comprehensive financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and diverse investment strategies.

Alex Jackson is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and previously worked at Fortius Networks and the Church of Jesus Christ of Latter-day Saints. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Jacob Cudney is a Series 66-licensed financial advisor with Morgan Stanley in South Jordan, Utah, where he has worked since 2012. He has 10 years of industry experience, all with Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

R. Lawrence is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Sagepoint Financial, Inc. and NEXT Financial Group, Inc. Outside of his advisory role, he is involved in agricultural activities through an LLC that raises beef cattle and participates as a partner in a resort investment LLC. He also serves on the Board of Directors for the USATF Foundation, supporting track and field teams and athletes. OSAIC serves a diverse range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of advisers. The firm utilizes various asset-allocation tools and third-party solutions to manage portfolios that include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Kelly Mcgrew is a financial advisor at RBC Capital Markets with 43 years of industry experience. He holds Series 63 and Series 65 designations and has worked at RBC Capital Markets since 2019, following a decade at UBS Financial Services. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs that include portfolio management, financial planning, and brokerage services. The firm offers tailored investment strategies using both in-house and third-party managers, supported by RBC’s capital markets capabilities and affiliated asset managers.

Robert Winder is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the Series 66 and Series 65 credentials and has 16 years of industry experience. Prior to joining Raymond James in 2025, he spent 10 years at First Financial Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm uses fact-finding, risk profiling, and analytical tools to deliver tailored, non-discretionary planning and consulting, supporting clients through its advisory programs and affiliate networks.

Matthew Bryant is a financial advisor with Morgan Stanley in South Jordan, Utah, holding Series 65 and Series 63 licenses and bringing four years of industry experience. His prior roles include positions at E*Trade Securities LLC and US Health Advisors. Morgan Stanley Wealth Management offers comprehensive advisory programs to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s financial planning emphasizes structured discovery and firm-approved tools, providing tailored advice primarily in an advisory capacity without individual security recommendations in standalone planning.

Daniel Johnston is a financial advisor with Morgan Stanley in South Jordan, UT, holding Series 63 and Series 66 licenses and 27 years of industry experience. He previously worked at Fidelity Brokerage Services, Inc. for 24 years before joining Morgan Stanley in 2022. Outside of his advisory role, he operates a sole proprietorship focused on digital website marketing and advertising. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools including Monte Carlo simulations and secular return estimates in its process.

James Harris is a financial advisor at LPL Financial with seven years of industry experience. He holds the Series 66 designation and has worked at LPL Financial since 2018. Harris also has a long-term affiliation with Zions Bank dating back to 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by in-house and third-party research and portfolio models.

Robert Bakker is a financial advisor with LPL Financial in Midvale, Utah, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial in 2022, he worked at Mountain America Credit Union and has experience in roles outside finance, including at Little Dutch Boy Bakery and Utah Valley University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm provides a range of advisory programs and financial planning services, including discretionary and non-discretionary management, supported by research and model portfolios from LPL Research and third-party subadvisors.