Garrett Coates is a financial advisor at Raymond James & Associates with 13 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Raymond James, he worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC for several years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Jamison Smith is a financial advisor at Morgan Stanley with 25 years of industry experience. He has previously worked at Fidelity and E*TRADE Capital Management and Securities. Outside of his advisory role, he runs a YouTube channel featuring biking footage without personal appearances. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, delivering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both individual plans and corporate financial planning agreements.

Michael Baker is a CFP® and ChFC® with 14 years of experience, currently serving as a financial advisor at Edward Jones since 2012. He is based in Murray, UT. Outside of his advisory role, he serves as Board President for Red Rock Winchester, overseeing HOA assessments and building maintenance. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm offers a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products, supported by a nationwide network of over 23,000 financial advisors.

Levi Ostler is a financial advisor at Morgan Stanley with three years of industry experience. He previously worked at Goldman Sachs and JP Morgan Chase Co. Outside of advising, he is active as a Lyft driver. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning through structured processes and firm-approved tools.

Carter Cox is a financial advisor at Morgan Stanley with one year of industry experience. Prior to joining Morgan Stanley, he held positions in various service and hospitality roles, including at Oak View Group Hospitality and Omni Hotels. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and advisory programs supported by structured planning tools and a broad range of investment services.

Linda Bagley is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2018, following a two-year tenure at Wells Fargo Clearing. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a focus on tailored financial planning, managing approximately $2.74 trillion in client assets.

Robert Hutton Jr. is a financial advisor at LPL Financial in Salt Lake City, UT, holding Series 63 and Series 66 credentials with 18 years of industry experience. His prior experience includes positions at Edward Jones, Morgan Stanley, and MS & Co., LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing a large network of advisors and various portfolio strategies supported by advanced operational and research tools.

Samantha Carter is a financial professional with Cetera and holds a Series 66 designation. She has been working in the financial services industry since 2025, including roles at Cetera, Cetera Wealth Services, and Renaissance Financial. Prior to her financial career, she was involved in several non-financial roles, including operating Hug Hes Cafe for five years. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a wide range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and utilizes multiple program structures and custodial relationships.

Spencer Fredrickson is a financial advisor at Morgan Stanley with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked at Morgan Stanley since 2023. His prior experience includes roles at E*TRADE Securities LLC, TD Ameritrade, Regency Investments, RAM Enterprises, and Gallup. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools.

Allyn Shaw is a CFP® professional with 22 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. since 2011. Prior to this, he worked at the University of Phoenix for seven years. He is the President of a local Homeowners Association and owns Shaw Financial Services, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through its affiliation with a municipal advisor.

Darren Handley is a financial advisor with Ameriprise in Draper, Utah, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. His prior roles include positions at Centaurus Financial, Inc. and operating his own firm, Handley And Associates, for 28 years. He is also involved in independent insurance brokering and works with ProSync Insurance Services, LLC. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research-driven modeling and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Levi Waters is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has previously worked at E*TRADE Capital Management, E*TRADE Securities, and Edward Jones. Outside of finance, Levi operates a handyman business called Lend a Hand Handyman. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-sponsored financial planning arrangements.

Steven Jackson is a financial advisor at Fidelity with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Fidelity entities since 1993. Outside of his advisory role, he provides care for individuals with special needs during holidays through his work with Acumen Fiscal Agent. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, and it serves in advisory and management roles for multiple registered investment companies.

John Nielsen is a CFP® professional with 42 years of experience in the financial services industry. He currently works with Cetera and has held roles at Keystone Wealth Advisors and Retirement Planning Associates, among others. Nielsen is also involved in equipment leasing through RPA Aero LLC, where he manages operational and accounting duties. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with varied discretionary and non-discretionary portfolio management options, financial planning, and access to third-party money managers.

Steven Fullmer is a financial advisor at Osaic with 39 years of industry experience. He holds a Series 63 designation and has worked at Royal Alliance since 2013, following an 18-year tenure with Osaic FA, Inc. Outside of his advisory role, he is a managing member of several LLCs, including Alisandra, LLC and Hydrogen Investment Group LLC, involved in managing personal investments and private equity holdings. Osaic Wealth serves a diverse client base including retail and institutional investors, offering a variety of brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process with asset allocation, portfolio optimization, and utilizes both proprietary and third-party strategies across its comprehensive financial planning and management programs.

Matthew Fusano is a financial advisor with LPL Financial in South Jordan, UT, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. His prior work history includes a decade at Transamerica Financial Advisors, Inc and WFGIA. He has also been involved with the Corporation of the Presiding Bishop since 2004. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with a variety of investment strategies and operational tools.

Michael Graff is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and 24 years of industry experience. His prior experience includes roles at Morgan Stanley, VALIC Financial Advisors, and E*TRADE Capital Management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Quinton Young is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2025. He has been with Fidelity Investments since 2018, progressing through positions including Financial Consultant, Planning Consultant and Relationship Manager, and College Planning Specialist. Prior to joining Fidelity, he worked as an Insurance Agent at State Farm Insurance and as a Banker at Mountain America Credit Union. As a Certified Financial Planner™, Quinton Young focuses on educating and collaborating with his clients to develop comprehensive financial plans tailored to their life goals. He emphasizes a thorough understanding of his clients' priorities as the foundation of his advisory approach. Outside of his professional work, Quinton enjoys activities such as board games, family activities, exploring food, outdoor adventures, and playing table tennis.

Patricio Panuncio is a Financial Advisor with Merrill Lynch Wealth Management. In this role, he assists individuals, families, and business owners with wealth management, offering guidance on investment strategies, retirement planning, and financial decision-making. He aims to build lasting relationships and serves as a trusted partner throughout his clients' financial journeys. Patricio's approach emphasizes understanding each client's unique goals and priorities, providing thoughtful financial planning and personalized investment strategies tailored to long-term objectives. He holds the Personal Investment Advisor (PIA) designation and has educational experience from the Academy for Math Engineering and Science and the University of Utah. He is fluent in both Spanish and English. Outside of his professional work, Patricio spends time with his family and engages in activities such as golfing, skiing, and outdoor exploration. He applies principles from his personal interests, like discipline and preparation, to his client relationships and financial advisory services.

Michael Hill is a financial advisor with Equitable Advisors in Salt Lake City, Utah, holding Series 63 and Series 65 licenses and having 20 years of industry experience. He previously worked at MSI Financial Services, Inc. and AXA Advisors LLC. Outside of his advisory work, he is involved with P2P Coaching and Training LLC, operating Path 2 Purpose Academy as a certified coach. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and various asset-management programs, utilizing both proprietary and third-party investment solutions delivered through a large network of advisors.