Peter Smith is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Ameriprise, Stifel Nicolaus, and Moors & Cabot. Outside of his advisory role, he serves on the board of trustees for the Arizona Science Center and owns a food truck business in Phoenix. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Ryan Fullmer is a financial advisor with Cambridge Investment Research Advisors in Phoenix, AZ, holding a Series 66 designation and two years of industry experience. Prior to joining Cambridge, he worked at Cellular Sales of Knoxville Inc and McDonald’s. Cambridge Investment Research Advisors serves a broad client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals using a variety of portfolio management strategies and platform arrangements.

Beren Brown is a financial advisor at Vanguard Advisers with nine years of industry experience. Brown holds Series 63 and Series 66 designations and has been with The Vanguard Group since 2016. Prior work experience includes roles at Randstad and Tolleson Steel. Vanguard Advisers delivers automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Ainaz Bayati is a financial advisor at Charles Schwab in Scottsdale, AZ, holding a Series 66 designation with one year of industry experience. Prior to her current role, she spent several years focused on full-time education and worked at AZIG LLC for one year. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment guidance using multi-asset model portfolios and conducts due diligence on alternative investments within a centralized, integrated operational structure.

Seth Johnson is a financial advisor with Equitable Advisors in Tucson, AZ. He holds a Series 66 designation and began his advisory career with Equitable Advisors in 2026. Prior to this role, his background includes positions at ADP and work experience at Lomas Sante Fe Executive Golf Course and Raising Cane's Chicken, along with time at the University of Arizona. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals and risk tolerance.

Christopher Miller is a financial advisor at Vanguard Advisers in Scottsdale, AZ, with seven years of industry experience. He holds Series 63 and Series 66 licenses and has been with Vanguard-affiliated entities since 2019. His earlier work includes roles in education and healthcare organizations. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based and algorithm-driven approach. The firm manages a large client base with a high client-per-advisor ratio, offering portfolios primarily composed of Vanguard funds and ETFs with various tax-aware and customization features.

Jamie Cain is a financial advisor with OSAIC based in Scottsdale, AZ. He holds Series 63 and Series 66 credentials and has 21 years of industry experience, including 19 years at Woodbury Financial before joining OSAIC in 2024. OSAIC serves a wide range of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple advisory platforms. The firm employs various asset-allocation tools and third-party solutions to construct diversified portfolios and supports both discretionary and non-discretionary account management.

Robert Hisle is a financial advisor at Robert W. Baird & Co. in Scottsdale, AZ, holding Series 63 and Series 65 designations with 41 years of industry experience. He has worked at Robert W. Baird & Co. since 2007. The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department, serves high net worth individuals, corporate clients, pension and profit-sharing plans, and charitable organizations. The firm offers financial planning, portfolio management, separately managed accounts, and custody and brokerage services, utilizing a combination of manager-traded and model-traded strategies, tax management, and internal research tools.

Max Brand is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and five years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2021 and Charles Schwab Bank since 2023. Max also served as an advisory board member for the Business Transition Summit Arizona, where he provided input on educational events and participated as a panel speaker on financial planning. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Nayankumar Ranchhod is a financial advisor with Ameriprise in Scottsdale, AZ, holding a Series 66 designation and 20 years of industry experience. He has worked with Ameriprise and Ameriprise Financial Services, Inc. since 2006. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its specialized Premier Retirement Income service that provides written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies for clients near or in retirement.

Isaac Carr is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding the Series 66 designation and having one year of industry experience. Prior to his current role, he has worked in various positions including self-employment and roles at Northern Arizona University and other companies. Outside of advising, he is involved in home renovation projects on a part-time basis. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a broad range of customizable portfolios largely composed of Vanguard funds and ETFs.

Carmine Manna Jr. is a financial advisor at Stifel with 39 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Stifel Nicolaus since 2008. Manna is involved with the Rotary Club of Scottsdale North, serving as Membership Chairperson. Stifel serves a broad range of clients, including individuals, institutional clients, and nonprofit organizations, providing brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group that supports asset allocation and planning analyses used as a basis for client decisions.

Kirk Diller is a financial advisor with Robert W. Baird & Co. in Scottsdale, Arizona, holding Series 63 and Series 65 designations and having 32 years of industry experience. Prior to joining Baird in 2017, he worked at Morgan Stanley in various capacities from 2007 to 2017. The DDK Group at Robert W. Baird serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations with a range of services including financial planning, discretionary and non-discretionary portfolio management, and separately managed account programs. The firm employs a combination of manager-traded and model-traded strategies, overlay management, tax management, and direct indexing, supported by internal research and ongoing manager oversight.

Phyllis Kubey is a financial advisor with OSAIC in Scottsdale, AZ, holding four years of industry experience. She has been self-employed since 1989 and joined OSAIC in 2024. Outside of her advisory role, Kubey is president of the New York State Society of Enrolled Agents, serves as vice president on the board of Voices of Ascension, and works as a semi-retired musician and teacher of the Alexander Technique. OSAIC serves a diverse range of retail and institutional clients through an extensive network of financial advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs sophisticated portfolio construction tools and supports various managed account solutions, with a complex platform structure that includes multiple mergers and private-equity ownership.

Gary Truax is a financial advisor with Ameriprise in Glendale, AZ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior work includes roles at Wedbush Morgan Securities and Ameriprise Financial Services, Inc. Truax has involvement in managing an independent business, Taurus Partners, alongside his advisory practice. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendations, emphasizing managed accounts and using algorithmic tools overseen by a dedicated committee.

Chris Luttman is a Financial Consultant currently working at Fidelity Investments since 2022. He has 20 years of experience partnering with clients to develop financial and retirement plans, leveraging Fidelity's brand, strategy options for pre and post-retirement, and investment platform. His prior roles include Wealth Advisor at US Bancorp Investment Services from 2019 to 2022, Financial Advisor at Key Investment Services from 2015 to 2019, and Wealth Management Advisor at TIAA CREF from 2004 to 2013.

Jennifer Dugan is a Series 66-licensed financial advisor at OSAIC with 17 years of industry experience. She has been with OSAIC since 2015. Outside of her advisory work, she serves as an instructor for glass fusing classes at the Phoenix Center for the Arts. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations, offering a range of brokerage and advisory services. The firm employs asset-allocation tools, risk-tolerance analysis, and automated rebalancing to manage portfolios across multiple asset classes, and supports a variety of advisory platforms and third-party solutions.

Dori Hammond is a financial advisor with Osaic Wealth, holding Series 63 and Series 65 credentials and possessing 27 years of industry experience. Prior to joining Osaic Wealth in 2023, Hammond spent 21 years with FSC Securities Corporation. Outside of advisory work, Hammond serves as a non-public arbitrator for FINRA. Osaic Wealth, Inc. serves a diverse client base including individual investors, institutions, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm utilizes various asset-allocation tools and offers integrated brokerage and advisory services, retirement plan consulting, and access to third-party managers, managing portfolios with a wide range of investment options.

Rebecca Flint is a financial advisor at OSAIC with 30 years of industry experience. She holds the ChFC® designation as well as Series 63 and Series 66 licenses. Prior to joining OSAIC in 2024, she worked at Securities America Advisors and Securities America Inc. Flint serves as a board member of the CHI Health Missouri Valley Medical Services Foundation and is involved in local community organizations including the Kiwanis Club. She is also the head pie maker for MA Barker Famous Apple Pies, selling homemade apple pies during holidays. OSAIC Wealth, Inc. provides services to retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diverse portfolios across various asset classes, managing accounts on either a discretionary or non-discretionary basis.

Dennys Esquivel is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. His prior roles include positions at Target, Townsquare Interactive, and Sunbit. He is based in Scottsdale, AZ. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants through a combination of automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering customization options such as ESG and tax-aware features.