Mario Pardo is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. He has worked at Charles Schwab since 2015 and concurrently has been affiliated with Lyft and Uber since 2016. Outside of his advisory role, he is the founder and CEO of Mar Productions LLC, a company focused on producing creative visual, audio, and written content. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, integrating multi-asset model portfolios, alternative investment due diligence, and centralized custody services.

Michael Dwyer is a financial advisor at RBC Capital Markets with 41 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Raymond James & Associates and RBC Capital Markets Corporation. Based in Phoenix, AZ, he joined RBC Capital Markets in 2025. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs with portfolio management, financial planning, and brokerage services, employing a mix of in-house and third-party managers tailored to each client's risk profile.

Matthew Forcucci is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 63 and Series 66 credentials. His prior work includes roles at Vanguard and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a formal alternative-investment platform.

Gilbert Valadez Jr. is a financial advisor with LPL Enterprise in Phoenix, AZ, holding CFP® and ChFC® designations and with 39 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC, serving the insurance and financial sectors since 1986. Outside of advising, he owns Grip in a Jiff, LLC, a golf club regripping service. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional entities. The firm employs a model-driven investment approach utilizing third-party portfolio managers and offers financial planning, third-party asset manager access, and insurance products through affiliated entities.

Brandon Baenke is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds the Series 66 designation and has previously worked at Charles Schwab and Bank of America, among other firms. Based in Sun City West, AZ, he joined J.P. Morgan Securities and JPMorgan Chase Bank in 2024. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative screens and qualitative research to deliver written asset allocation advice and customized performance reporting, while clients retain final decision-making authority.

Garette Swanson is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and based in Phoenix, AZ. He has one year of industry experience and prior work experience includes roles in aquatic clubs and the hospitality sector. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, notable for its specialized Premier Retirement Income service that provides tailored retirement-income planning and written recommendation reports focused on tax-aware strategies and dependable income sources.

David Lewark is a financial advisor at Osaic Wealth with 15 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Osaic in 2025, he worked at Lincoln Financial Advisors Corporation for four years and Edward Jones for eight years. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm utilizes a multi-advisor platform offering brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization supported by various proprietary tools and third-party manager programs.

Shelley O'Brien is a financial advisor at OSAIC with 27 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at firms including Woodbury Financial Services, National Planning Corporation, and Phoenix Financial Group. Outside of her advisory role, she serves as Branch Operations Manager for Phoenix Financial Group, overseeing branch books and client account services. OSAIC serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm utilizes a model-based investment process with portfolio optimization and offers a range of programs including Unified Managed Accounts and third-party money manager options.

Lovella Mckim is a financial advisor at UBS Financial Services with 24 years of industry experience. She holds Series 63 and Series 66 designations and has worked at several firms including Morgan Stanley and J.P. Morgan Securities. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers additional capital markets and banking solutions through its platform.

Rosh Mangalat is a CFP®-certified financial advisor with 15 years of industry experience, currently with Edelman Financial Engines in Phoenix, AZ. His prior experience includes roles at The Vanguard Group and Vista Monterey c/o FirstService Residential. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment management with a focus on diversified portfolios and long-term strategies.

Christian Travelle is a Series 65-registered advisor at Edelman Financial Engines in Phoenix, AZ, with one year of industry experience. His prior work includes roles outside the financial industry, such as positions at Culinary Dropout and KD Rise, as well as teaching experience at Arizona State University and local schools. Edelman Financial Engines provides technology-driven investment advisory and financial planning services to individuals, retirement-plan participants, and institutions. The firm uses a committee-driven modeling process combined with planner support and online tools to offer diversified portfolios, discretionary and non-discretionary management, and specialized exposures including direct-indexing and thematic digital-asset strategies.

Travis Bloom is a financial advisor with LPL Enterprise based in Phoenix, AZ, holding a Series 66 designation and 21 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, BBVA Securities Inc., Wells Fargo Clearing, Chase Investment Services, and Morgan Stanley DW Inc. He is also involved in non-variable insurance activities through Prudential. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, corporations, and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers access to financial planning, third-party asset managers, and affiliated insurance and trust services.

Akiah Cepielik is a financial advisor with Morgan Stanley in Phoenix, AZ, holding a Series 66 license and three years of industry experience. Prior to joining Morgan Stanley, Akiah worked at Intuit, Freedom Mortgage, and Nationstar Mortgage. Outside of advisory work, Akiah is the sole proprietor of The Family Project LLC, a social media business. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Michael Byrnes is a financial advisor with LPL Enterprise who holds Series 63 and Series 66 licenses and has 12 years of industry experience. His prior roles include positions at Edward Jones, Bank of America, Merrill Lynch, and JPMorgan. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth clients, retirement plans, and institutional entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Anthony John Esguerra is a financial advisor with Morgan Stanley in Peoria, AZ, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2012. Outside of his advisory role, he is involved as a sole proprietor of a retail and online store business, a partner in a healthcare med spa, and serves as a certified pickleball coach. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers comprehensive wealth management services alongside broader investment and private fund activities.

John Karsnitz is a financial advisor at Merrill with 27 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Merrill since 2006. Outside of his advisory role, he serves on the banner committee for the Arcadia High School PTO Baseball Boosters in Phoenix, Arizona, where he coordinates fundraising efforts to support the local high school baseball team. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nicholas Vannini is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2014. Vannini has also been affiliated with Everest College Phoenix since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Moraya Canales is a financial advisor at Fidelity with a Series 66 designation and six years of industry experience. Prior to joining Fidelity, she worked at Merrill for five years. She served in the Arizona Army National Guard from 2016 to 2022. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Kristine Forster is a financial advisor at UBS Financial Services in Phoenix, AZ, holding a Series 66 designation and with six years of industry experience. Her background includes roles at UBS Financial Services and Northern Trust, as well as work at AdMix Social and Lockstep Systems. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing research-driven, model-based investment strategies tailored to client goals and risk profiles.

Lynn Lathrop is a financial advisor at Edelman Financial Engines with 22 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Financial Engines Advisors L.L.C. since 2017, with prior experience at ARTTOONS and The Vanguard Group. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering diversified portfolios with a long-term approach and serving approximately 477,000 clients.