Zack Gieszler is a financial advisor with Merrill in Phoenix, AZ, holding a Series 66 designation and 12 years of industry experience. He has been with Merrill since 2010. Outside of his advisory role, he is the owner and manager of Fairway Fetch LLC, an online retail business for golf equipment and accessories. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Gerald Pera is a financial advisor with Wells Fargo Clearing in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Asif Ahmed is a financial advisor with Morgan Stanley in Phoenix, AZ, holding Series 63 and Series 66 designations and bringing 21 years of industry experience. His prior roles include ten years at J.P. Morgan Securities and work at Morgan Stanley Private Bank, N.A. He has served on the board of a technology company, C-Suite Comp, since 2023. Morgan Stanley Wealth Management provides a variety of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers services through both direct individual plans and Corporate Financial Planning agreements.

Robert Hobdy Jr. is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His prior experience includes positions at Morgan Stanley, First Command Financial Planning, Inc., and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by in-house research and due diligence on alternative investments.

Nickolas Kontz is a financial advisor with Cetera, holding a Series 66 license and five years of industry experience. His work history includes roles at Renaissance Financial and Minnesota Life Insurance Co. He is also engaged as an insurance agent focusing on fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a multi-manager platform with discretionary and non-discretionary portfolio management and access to various third-party money managers.

David Sardella II is a CERTIFIED FINANCIAL PLANNER™ professional affiliated with Charles Schwab, with six years of industry experience. His work history includes roles at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc., as well as prior experience at Yelp, Inc. and managing a family-owned pizza and wings business. Outside of finance, he has conducted mystery shopping services for apartment complexes. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and maintains an integrated operational structure supporting a high client coverage ratio per advisor.

Brandon Clemente is a financial advisor with Morgan Stanley in Phoenix, AZ, holding Series 63 and Series 66 credentials and six years of industry experience. His career includes roles at Morgan Stanley Private Bank, N.A., Morgan Stanley, Charles Schwab, and AXA Advisors, LLC. Outside of finance, he has worked in the restaurant industry and held various roles at Northern Arizona University and Hampton Inn & Suites. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Zachary Levin is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC since 2021. Prior to joining Morgan Stanley, he was employed at FTI Consulting and Sony Pictures Entertainment. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Jon Gabrielson is a financial advisor at UBS Financial Services with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2006. Based in Phoenix, AZ, Mr. Gabrielson's career spans two decades at his current firm. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Jackson Wichern is a financial advisor at Cetera with one year of industry experience. He holds the Series 66 designation and has worked at Renaissance Financial and Cetera Wealth Services, LLC. Outside of advising, he is involved with member services at the Arizona Country Club and also works as a food delivery driver for Uber. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers various investment management and financial planning services through a multi-manager platform that provides access to affiliated and third-party managers and customizable portfolio strategies.

Stephanie Conway is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and with 28 years of industry experience. She has been with Charles Schwab since 1997, including a decade at Charles Schwab Bank from 2008 to 2018. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions using multi-asset model portfolios, alternative investment due diligence, and integrated brokerage, custody, and advisory services.

Robert Plowman is a financial advisor at LPL Enterprise with 15 years of industry experience. His prior roles include positions at JPMorgan Chase Bank, Bank of America Merrill, and Edward Jones. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, and corporate entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and it offers a range of financial planning, consulting, and insurance products through affiliated entities.

Theodor Allen is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2015. Allen is also involved part-time with TCA Holdings, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Corey Kennedy is a Financial Consultant I at Fidelity Investments, where he partners with clients to co-create and implement comprehensive financial plans aimed at supporting their long-term goals. He emphasizes building meaningful relationships grounded in trust to assist clients through various stages of their financial journeys. Corey has held multiple positions at Fidelity Investments since 2022, progressing from Launch Program Associate to his current role. His experience includes positions such as Investment Consultant and several levels of Investment Solutions Representative. He holds insurance licenses for Arkansas and California. Outside of his professional work, Corey enjoys spending time at the beach, exploring food, participating in social events with friends, engaging in outdoor adventures, and traveling. He is also involved in parenthood.

Eva Obregon is a financial advisor at Osaic with 15 years of industry experience. She holds a Series 66 designation and has previously worked at Lincoln Financial Advisors and Edward Janulis. Outside of her advisory work, she provides notary public services as a free community offering and manages a separate legal entity to oversee business expenses. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance assessments, and efficient-frontier analysis to build diversified portfolios, offering a range of advisory platforms and third-party managed solutions.

Paul Laviolette is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked at several firms including Vanguard, Merrill, and Dynamic Wealth Advisors, and has prior experience outside finance with roles at Streamline Vacation Rental Software and Uber. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, leveraging multi-asset model portfolios and a centralized operational structure.

Thomas Jefferson is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding Series 63 and Series 66 credentials and 29 years of industry experience. He has been with Charles Schwab since 2003. Outside of his advisory role, Jefferson is a part owner and investor in Pellini Italian Eatery and its holding company, BYO Concepts, LLC, both based in Scottsdale, Arizona. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary buy/sell recommendations and access to discretionary separately managed accounts using multi-asset model portfolios and has a notable integrated operational structure combining advisory, brokerage, custody, and cash-sweep services.

Trent Davidson is a financial advisor at Edelman Financial Engines with 10 years of industry experience. He holds a Series 66 designation and has worked at Financial Engines Advisors L.L.C. since 2017, with a brief tenure at Fidelity Investments in 2016-2017. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment options.

Marcus Tate is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 66 and Series 63 designations and two years of industry experience. His prior work includes roles at Charles Schwab Bank, Merrill Edge, and various positions outside financial services, such as at Cheesecake Factory and Biolab Sciences. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by multi-asset model portfolios and centralized operational infrastructure.

Cindy Lien is a financial advisor at Fidelity with 11 years of industry experience. She holds a Series 66 designation and has worked with USAA entities and Fidelity since 2015. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management, with distinctive features including its role as a commodity pool operator and use of AI in research.