Justin Oubre is a financial advisor with Merrill in Las Vegas, NV, holding Series 63 and Series 66 licenses. He has 12 years of industry experience, including prior roles at Wells Fargo Clearing and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors. The firm integrates internal Chief Investment Office teams and third-party managers to implement portfolio strategies that include tactical asset allocation and tax-aware options.

Heather Navarro is a financial advisor at Merrill with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Bank of America, N.A. and Merrill since 2016, based in Las Vegas, NV. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Walter Harroll is a financial advisor with Morgan Stanley in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling as part of its financial planning process.

Jacob Church is a Financial Advisor with Merrill Lynch Wealth Management. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Jacob completed a Non Accredited Certificate Program at College Southern Nevada and earned a High School Diploma/GED from Rancho Medical Academy. He also attended the University of Nevada Las Vegas, although no degree was conferred.

Mark Howard is a financial advisor with Ameriprise in Las Vegas, NV, holding a Series 63 designation and 28 years of industry experience. He has been with Ameriprise and its predecessor entities since 1997. Outside of his advisory role, he works part-time delivering pizzas for Domino's. Ameriprise provides a retirement-income planning service designed for clients nearing or in retirement with significant investable assets. The firm employs a centralized consulting team that combines research, modeling, and tax-efficiency analysis to produce tailored, non-discretionary recommendation reports, primarily for clients holding assets in Ameriprise-managed accounts.

Raymond Yin is a financial advisor with Mass Mutual Investors Services in Las Vegas, NV, holding the CFA® designation and Series 63 and 66 licenses. He has 12 years of industry experience, including roles at UBS Asset Management and Chongyang International Asset Management. From 2024 to 2026, he took a break for extended travel. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser under MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative planning engagements using firm-approved software to analyze client goals and offers event-driven planning services such as divorce and estate settlement planning.

Michael Jennings is an independent financial advisor based in Henderson, NV, with 25 years of industry experience. He has been affiliated with Bolar, Hirsch & Jennings Advisors LLC since 1999 and previously with Bolar, Hirsch & Jennings LLP from 1991 to 2022. His firm provides manager selection and advisory referral services, working primarily with high-net-worth individuals, trusts, retirement plans, and institutional clients. The firm does not offer direct portfolio management but refers clients to independent registered investment advisers, providing ongoing consultation and administrative support.