Connie Rodriguez Garcia is a financial advisor with Wells Fargo Clearing in Pasadena, CA, holding Series 63 and Series 66 registrations and bringing 24 years of industry experience. She previously worked at Merrill, Banc of America Investment Services, Inc., and Citigroup Global Markets. Outside of her advisory role, she founded a professional networking group focused on supporting and educating local women professionals. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through over 14,000 advisors and offers both brokerage and advisory solutions.

Nareg Niazi is a financial advisor with LPL Financial in Culver City, CA, holding two years of industry experience. He has operated the NIAZI CPA Group since 2011. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, with support tools that assist advisors but do not make investment decisions.

John Fullerton is a financial advisor with UBS Financial Services in Beverly Hills, CA, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. Before joining UBS in 2017, he worked at Uber from 2015 to 2017. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations tailored to client goals.

Michael Yang is a CFP® with 23 years of experience in the financial services industry. He has worked at Mass Mutual Investors Services since 2017 and previously at METLIFE SECURITIES Inc. He is also the CFO and owner of DoOn Asset Inc. MML Investors Services, LLC, where he is based, is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Erica White is a CFA® charterholder with 10 years of industry experience. She currently works at J.P. Morgan Securities and JPMorgan Chase Bank, NA, having previously spent seven years at Clifford Swan Investment Counsel. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to develop model asset allocations and incorporates ESG considerations.

Jonathan Goldstone is a financial advisor at Wells Fargo Advisors in Pasadena, CA, holding Series 63 and Series 65 licenses with 31 years of industry experience. He has been associated with Wells Fargo Clearing since 2016 and Wells Fargo Bank, N.A. since 2003. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a comprehensive planning menu and integrates advisory services with banking and other financial products.

Michael Hou is a financial advisor at Charles Schwab with eight years of industry experience and a Series 66 designation. His prior work includes roles at Fidelity Investments, Merrill, and Bank of America. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by centralized custody and a range of multi-asset investment solutions.

Dena Izumigawa is a CFP® professional with 20 years of industry experience, currently affiliated with LPL Financial since 2012. She previously worked at Ameriprise from 2006 to 2012. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services, employing both proprietary and third-party strategies across various investment approaches.

Julia Pearl is a financial advisor at Ameriprise with two years of industry experience. She holds a Series 66 designation and previously worked for Bob Smith Toyota for seven years. Outside of her advisory role, she is involved with BRAHHVO LLC, an investment-related LLC formed by her Ameriprise franchise. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that offers comprehensive retirement planning focused on income reliability and tax-aware withdrawal strategies.

Aidan Curtin is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He previously worked at LPL Enterprise and Prudential before joining Merrill. Outside of finance, Curtin has ongoing involvement with Legends Hospitality. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Hsien Lu is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor, Axa Advisors, where he worked for 21 years. Outside of his advisory role, he is involved in an outside fixed business and owns investment real estate. Equitable Advisors serves a broad client base, including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and various asset-management programs. The firm emphasizes matching clients to appropriate investment models and discretionary managers, utilizing third-party asset managers and a range of investment products.

Cong Wang is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 registrations and two years of industry experience. His prior roles include positions at Cetera, HSBC Bank USA, Avantax Advisory Services, Bohai Securities, and Everbright Securities. He also serves as an insurance agent selling fixed insurance products and works as a wealth management associate at TYWL Wealth Advisors, LLC. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Sanae Garcia is a financial advisor at Raymond James & Associates with 36 years of industry experience. Prior to joining Raymond James in 2025, she worked at UBS Financial Services Inc. for 14 years. Outside of her advisory role, she owns Nose Wiggle Productions, Inc., a company through which she occasionally sells photography and video work. Raymond James & Associates is a large broker‑dealer and SEC-registered investment adviser serving a broad client base that includes individuals, institutions, charitable organizations, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, utilizing a range of portfolio management styles supported by affiliated research and sub-advisers.

Anastasia Zarov is a financial advisor at Merrill with 20 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2005. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Julio Mancilla is a financial advisor at Morgan Stanley in Los Angeles, CA, holding Series 63 and Series 66 licenses with three years of industry experience. Before joining Morgan Stanley in 2026, he worked at J.P. Morgan Securities LLC and JPMC BANK NA. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process.

Andrea Atanay is a financial advisor with Morgan Stanley in Pasadena, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2012. Outside of her advisory role, she is a partner at Open Heart Studio LLC, an online retail business focused on art and culture. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and firm-approved processes to support its clients' financial goals.

Joo Won Kim is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses and three years of industry experience. Prior to joining J.P. Morgan, Kim worked at Symmetry Capital Advisors, Charles Schwab & Co., Inc., and TD Ameritrade, among other firms. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research using forward-looking capital market assumptions to build model asset allocations.

Henry Wong is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab and Charles Schwab Bank SSB since 2010. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm combines non-discretionary client advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Jose Flores Jr. is a Series 66 licensed financial advisor with Merrill in Pasadena, CA, with three years of industry experience. He has been with Merrill since 2022 and has been affiliated with Bank of America since 2002. Outside of advising, he owns a rental property in San Jacinto, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Rodriguez is a financial advisor at Raymond James & Associates with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at City National Securities, City National Bank, and Wells Fargo. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.