Andrew Galewski is a financial advisor with UBS Financial Services in La Jolla, CA, holding a Series 66 designation and 27 years of industry experience. He has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven, model-based asset allocations tailored to clients’ goals and risk tolerances.

Christoph Scholz is a Financial Consultant at Fidelity Investments, a role he has held since 2024. Prior to this, he served as a Planning Consultant, Relationship Manager, and Financial Representative at Fidelity Investments between 2021 and 2024. His earlier experience includes positions as a Service Support staff member at Citizens Business Bank and Lead Teller at Wells Fargo. In his current role, Christoph works with clients to support them in pursuing their financial goals by utilizing Fidelity's resources and tools. He emphasizes a flexible, professional, knowledgeable, and relationship-focused approach to financial planning. Christoph holds a California Insurance License. Outside of his professional career, Christoph has interests in baseball, cars, football, social events with friends, skiing, and traveling.

Spiros Protopsaltis is a financial advisor at Merrill with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Bank of America and Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of client types including individuals, high-net-worth clients, and institutional investors.

Alexandra Burns is a financial advisor at Merrill with a Series 66 credential and approximately two years of industry experience. Her prior work history includes roles at Morgan Stanley and The New York Rise, as well as experience outside finance at Abercrombie and Fitch and Pacsun. Alexandra also has an extended academic background involving six years at Molloy College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nils Clark is a Certified Financial Planner (CFP®) and holds a Series 66 license with 25 years of industry experience. He has been with UBS Financial Services in San Diego since 2015. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and delivers advisory services supported by proprietary research and model-based asset allocations.

Steven Davis is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 credentials and possessing 38 years of industry experience. His prior roles include seven years with Morgan Stanley DW Inc. and seven years at Independent Financial Partners. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services supported by technology and research, overseeing over $819 billion in discretionary assets through a large network of advisors.

Adrian Prado is a financial advisor at Cetera with 15 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Cetera, he worked at Planmember Securities Corporation for eight years. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individual, corporate, retirement plan, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and provides access to various third-party money managers and program platforms.

Robert Shultz is a financial advisor at Edward Jones with 17 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households of varying net worth, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 advisors and offers a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and tax-efficient services.

Matthew Stratton is a financial advisor with Edward Jones in San Diego, CA, holding a Series 66 designation and six years of industry experience. He has been with Edward Jones since 2019 and previously worked at Business Acceleration Strategies and Movement Mortgage. Stratton registered a sole proprietorship intended for a vlogging/blogging business, which is currently dormant. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of advisors and branch offices nationwide.

Michael Obrien is a CFP® and holds a Series 66 license with 14 years of industry experience. He has worked at Wells Fargo Clearing since 2011, with brief tenures at Jefferies LLC and UBS Investment Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party data to support its investment strategies.

Rebecca Kamiura is a financial advisor at Fidelity with five years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. She holds a Series 66 designation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios, and has registered roles with the CFTC and multiple fund advisory responsibilities.

Peter Bell Jr. is a CFP® certificant with 33 years of experience in financial advising, currently with Cambridge Investment Research Advisors. His prior roles include positions at Cetera and LPL Financial. He also serves as an agent at The Katz Nassau Agency, Inc., a business focused on insurance, benefits, and human resources. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent financial professionals, utilizing a variety of portfolio management approaches and platform arrangements.

Lorenzo Lucas is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Pyramid3 Enterprises LLC, Union Bank, and Wells Fargo. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Anthony Ricci is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His prior roles include positions at Sagepoint Financial and American General Securities. Ricci also serves as a licensed non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a broad range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm supports its network of advisors with diverse investment strategies, including model portfolios and third-party management, and provides various financial solutions such as insurance, credit products, and institutional platforms.

Clare Truong is a financial advisor with Thrivent Investment Management based in San Diego, CA. She holds a Series 66 designation and has 12 years of industry experience. Clare has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2013. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan,” while keeping the services separate.

Kathryn Sanchez is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. Her prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC. She is also a partner in La Jolla Integrated Financial Solutions & Insurance Services, a DBA offering life insurance and investment solutions. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily uses model-driven investment approaches and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

James Farley is a Series 66 licensed financial advisor with 20 years of industry experience. He has worked at Cetera since 2014 and was previously with Legend Equities Corporation from 2015 to 2019. He is currently based in San Diego, CA. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and consulting services through a large network of independent advisors and provides access to multiple program structures and third-party managers.

Braydon Hamilton is a CFP® professional with 32 years of industry experience, currently serving as a financial advisor at UBS Financial Services since 2008. Prior to UBS, he spent over a decade at Morgan Stanley in various capacities. He serves on the board of directors as treasurer for the Juvenile Diabetes Research Foundation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services tailored using proprietary research and model-based asset allocations.

Kylie Cusick is a CFP® and holds a Series 66 license, with eight years of industry experience. She has worked at Wells Fargo Clearing since 2017 and previously was employed at Banco Falabella from 2015 to 2017. Outside of her advisory role, she serves as a board administrator for the Fresh Start Surgical Gift Foundation in Carlsbad, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s investment approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Mykala Rubey is a financial advisor at LPL Financial with three years of industry experience. She holds the ChFC® and Series 66 designations. Prior to joining LPL Financial in 2022, she worked at ExamWorks, LLC and has experience in positions outside the financial industry. Outside of advising, she is involved as a volleyball coach for several San Diego school districts and holds credentials as a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining broad advisory services with non-advisory financial activities and oversight of over $819 billion in discretionary assets.