William Crowe is a financial advisor at Morgan Stanley with 40 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley Smith Barney since 2009, currently working at Morgan Stanley Private Bank, National Association. He serves as a member of the FINRA Series 7 Item Writing Committee, contributing to the development and review of exam questions. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services including financial planning, investment management, and estate planning.

Michael Burchieri is a Wealth Management Advisor with Merrill Lynch Wealth Management in Newport Beach. He has over 30 years of experience as a goals-based advisor, providing wealth advisory services with a focus on ethics, customer service, and integrity. As a trusted advisor, Michael develops customized strategies for high-net-worth clients and their families, including retirement plans, investment portfolios tailored to individual goals and risk tolerance, concentrated equity strategies, and banking and lending services through Bank of America, N.A. Michael holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification awarded by the Certified Financial Planner Board of Standards. He earned a Bachelor of Science degree in Accounting and Economics from Brooklyn College, City University of New York. Committed to ongoing education, he seeks to understand global financial complexities to better serve his clients. Outside of his professional focus, Michael has a passion for the stock market and identifying noteworthy companies. He enjoys history, sports, travel, and fine wines. Michael lives in Laguna Niguel with his wife, Trudi.

Jolene Albrecht is a financial advisor with UBS Financial Services in Irvine, CA, holding a Series 63 license and 28 years of industry experience. She has been with UBS since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment plans to clients’ goals and risk tolerances.

Randy Pierce is a financial advisor with LPL Financial, holding a Series 66 credential and 26 years of industry experience. He has been with LPL Financial since 2006, following prior roles at Securities America Advisors, Inc. and Cooper McManus. In addition to his advisory work, Pierce owns an accounting practice focused on tax return preparation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Patrick Horn is a CFP® with 30 years of industry experience and is currently affiliated with Cetera. His career includes roles at First Allied Advisory Services, Pacific West Financial Consultants, Brookstreet Securities, and Citicorp Investment Services. Outside of his advisory work, he serves as president of P&H Asset Management, Inc., which operates in the insurance sector. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that provides access to affiliated and third-party strategies across various program structures.

Matthew Owens is a financial advisor at Morgan Stanley in Laguna Niguel, CA, holding a Series 66 designation with 13 years of industry experience. He previously worked at J.P. Morgan Securities and JP Morgan Chase Bank for nearly a decade before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individuals and institutional clients with a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and investment research.

Daisy Patton serves as a Financial Advisor at Merrill Lynch Wealth Management. In her role, she focuses on understanding clients' priorities to develop personalized strategies that pursue their financial goals. She provides guidance on a range of financial matters including investing, retirement planning, and savings, and offers access to Bank of America specialists for banking, credit, home financing, and small business solutions. With the professional designation of Personal Investment Advisor (PIA), Daisy works directly with clients to create strategies aimed at helping them achieve their aspirations. She leverages the global investing resources of Merrill and the banking services of Bank of America to support her clients' financial needs. Daisy earned a Bachelor's degree from Xi'an University of Posts and Telecommunications and a Master's degree from Stevens Institute of Technology. She communicates with clients in both English and Mandarin.

Jeffrey Dorman is a CFP® with 13 years of industry experience. He is the sole advisor at Navigate Financial LLC, where he has worked since 2025. Prior to this, he was with Navigate Wealth Management LLC and Dorman Skorheim Wealth Management LLC. Navigate Financial LLC is an independent firm based in Laguna Niguel, CA.

Gary Grinsell is a financial advisor at Ifl Financial Advisors in Villa Park, CA, with 16 years of industry experience. He has been with Ifl Financial Advisors since 2010. Ifl Financial Advisors provides portfolio management and financial planning services primarily to individual investors and also advises pension and profit-sharing plans. The firm manages approximately $28.7 million across 22 clients, combining retirement plan services with individualized wealth management.

Vere Chappell is the sole advisor at Vere Chappell, holding a Series 65 credential with 17 years of industry experience. He manages Mobile Tax Service, a tax preparation business, and operates Erotic Media Experts, LLC, which specializes in personal property appraisal. Vere Chappell primarily provides investment management for pooled investment vehicles and institutional clients, occasionally serving individual, non‑high‑net‑worth clients. The firm employs discretionary management and offers hourly fee arrangements rather than standard asset-based fees.

Sashi Menon is a financial advisor at Menon/Brown Advisory Group with 39 years of industry experience. He has previously worked at FSC Securities Corporation and OSAIC. Menon holds Series 63 and Series 65 licenses. Menon/Brown Advisory Group serves individual clients, including high-net-worth households, as well as trusts, pension plans, foundations, government entities, and other institutional clients. The firm offers portfolio management and financial planning services, combining ongoing portfolio oversight with trust-related and pension consulting services.

Timothy Wei is a financial advisor at JS Consulting with a Series 65 designation and two years of industry experience. Prior to his current role, he worked at KEDP and several other firms, including KPMG. He is also an independent accountant. JS Family Consulting Inc. provides advisory services through referrals to third-party investment advisers, serving individuals, high-net-worth individuals, and business entities without imposing account minimums. The firm does not manage client portfolios directly but vets and selects advisers, with ongoing management handled by those third parties.

Chia Yung Liu is a financial advisor with JS Consulting in Tustin, CA, holding eight years of industry experience. Prior to joining JS Family Consulting Inc., Liu worked at Griffinest Asia Securities, LLC and KEDP CPA Firm. JS Family Consulting Inc. provides advisory services through referrals to third-party investment advisers, serving individuals, high-net-worth clients, and business entities without imposing account minimums. The firm focuses on vetting and selecting advisers rather than managing portfolios directly, with clients receiving custody and reporting through the chosen managers.