Emily Vanhoorickx is a financial advisor with UBS Financial Services in San Jose, CA, holding Series 63 and Series 65 designations and possessing 45 years of industry experience. She has been with UBS since 1980. Vanhoorickx serves as treasurer and board member of the CEP Society, an alumni association for Certified Equity Professionals at Santa Clara University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven, tailored investment solutions.

Gerald Brown is a financial advisor at Primerica Advisors with 22 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with PFS Investments Inc. and Primerica Financial Services for over two decades. In addition to his advisory role, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm relies on model-based investment strategies managed by unaffiliated asset managers and supports trade execution and custody through established industry providers.

Sophia Pires is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has worked previously at Wells Fargo Bank and Wells Fargo Advisors LLC. Pires is based in Palo Alto, CA, and has been with Morgan Stanley since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and financial planning services supported by structured planning processes and advanced modeling tools.

Stephanie Shum is a CFP®-designated financial advisor with six years of industry experience, currently with LPL Financial in Burlingame, CA. Her prior experience includes roles at Grove Point Advisors LLC and Grove Point Investments LLC. She also operates EH Shum Financial Solutions as a related business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced research tools and a large network of investment adviser representatives.

Veronica Yapp is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 65 licenses and seven years of industry experience. Her prior roles include positions at Bank of America, Merrill, JPMorgan Chase Bank, Charles Schwab, and American Express. Outside of her advisory work, she is a partner and owner of JVA Supply LLC, a delivery service for non-durable goods serving small businesses in her community. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Paul Dines is a CFP®-certified financial advisor with Edward Jones in San Jose, CA, where he has worked for 20 years. He holds a Series 66 designation and has spent his entire industry career at Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Dustin Brunzlick is a financial advisor at Charles Schwab with four years of industry experience. He holds the Series 66 designation and previously worked at R.E. Edwards Associates Inc. and State Farm Insurance. Outside of finance, he is the captain of the San Francisco 49ers Touchdown Team, responsible for designing the routes for the team's flag runners during game introductions and celebrations. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary client relationships with access to affiliated discretionary portfolios and uses multi-asset model portfolios supported by in-house research and alternative investment offerings.

Sarah Hipolito is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 designation and four years of industry experience. She has previously worked at Merrill and held roles outside finance, including positions at Topgolf and STK Las Vegas. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory services and tailored financial planning programs, managing approximately $2.74 trillion in client assets.

Sean Morgan is a financial advisor with Fidelity in Palo Alto, CA, holding a Series 66 designation. He has one year of industry experience, joining Fidelity Investments in 2026. Prior to this, his work history includes positions at various organizations such as NTD Television and Pilot City. Fidelity’s Strategic Advisers LLC, where Morgan works, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a blend of fundamental research and quantitative analysis, utilizing algorithmic portfolio construction and model portfolios drawn from mutual funds, ETFs, and ETPs.

Benjamin Lundquist is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, TD Ameritrade, and U.S. Bancorp Investments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by its research and due diligence teams.

Chih Chieh Lien is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 66 credentials and seven years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2021 and previously at Wells Fargo Clearing Services and Wells Fargo Bank. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Ashveen Goundar is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. He has worked at Wells Fargo Bank, N.A. since 2016 and has held positions at Jack in the Box and Nations Hamburger. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Brenda Lopez is a financial advisor at Fidelity with a Series 66 credential. She has been with Fidelity since 2025 and has no prior industry experience before joining the firm. Prior to her current role, her work history includes positions outside the financial industry, such as in education and childcare. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse range of clients, including retail and institutional investors, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment approach.

Charles Shreve III is a financial advisor with LPL Financial in Fremont, CA, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. His prior roles include positions at Fremont Bank, Merrill, Bank of America, Fidelity, Ameriprise, Waddell & Reed, and U.S. Bancorp Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology tools and a large network of over 22,800 advisors.

Victoria Da Conceicao is a financial advisor at UBS Financial Services with one year of industry experience. She previously held roles at Bain & Company, GCM Grosvenor, and Oaktree Capital Management. Outside of her advisory work, she has been involved with Alzheimer's Brain Box for five years. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, employing proprietary research and model-based asset allocations to tailor client plans.

Tanvi Devarakonda is a Series 66-credentialed financial advisor with Morgan Stanley in Palo Alto, CA, and has one year of industry experience. Prior to Morgan Stanley, she worked at Hantz Financial Services and has a background that includes roles in education and student accommodation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Elaine Ho is a financial advisor at Morgan Stanley with three years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2023. Outside of her advisory role, she has served as a part-time Chinese translator for the San Francisco-Marin Food Bank since 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process.

Josiah Kwok is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses and starting his industry experience in 2026. His prior work includes roles at JPMorgan Chase Bank, N.A. and the Freeman College of Management at Bucknell University. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services focused on asset allocation, investment manager searches, and customized performance reporting through a non-discretionary advisory model.

James Yeo is a financial advisor with Primerica Advisors in San Jose, CA, holding Series 65 and Series 63 licenses and having two years of industry experience. His prior work includes roles at Sunrun and various consulting and energy-related businesses. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, using model portfolios developed by third-party managers and supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Cliff Ahn is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. He has previously worked at Bank of America, Fidelity Investments, and held academic appointments at the University of California, Berkeley. He was also the owner of Context Switch LLC, a personal and professional coaching business that is currently being closed. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.