Brian Yoo is a financial advisor with Wells Fargo Clearing in Palo Alto, CA. He holds a Series 66 designation and has over 13 years of experience at Wells Fargo affiliated entities, including Wells Fargo Bank and Wells Fargo Clearing Services. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Maria Smith is a Certified Financial Planner (CFP®) with 25 years of industry experience, currently serving at J.P. Morgan Securities in Dublin, CA. She has worked with JPMorgan Chase Bank, N.A. and affiliated entities since 2006. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory approach includes non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a focus on eligible investment strategies.

Mandana Hohn is a Senior Financial Advisor with Merrill Lynch Wealth Management. She works closely with clients to develop personalized wealth management strategies tailored to their unique financial goals and risk tolerance. Mandana leverages the resources of Merrill and Bank of America to provide investment insights, banking convenience, and lending solutions. Her client focus areas include college education planning, corporate executive services, divorce transition planning, employee benefits planning, family wealth management, retirement planning, portfolio management, and socially responsible investing, among others. With more than four decades of combined industry experience through the Hohn Group, Mandana provides customized and objective financial guidance to technology executives, high net-worth individuals, and small business owners across multiple states. The Hohn Group emphasizes long-term, individualized relationships and a holistic approach to wealth management, including retirement planning, concentrated stock strategies, education and estate planning, and lending services. Mandana holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned her High School Diploma/GED from Chabot College and communicates in both Persian and English. Outside of her professional role, Mandana is involved in community volunteer activities and enjoys personal interests such as biking, boating, camping, fishing, hiking, reading, spending time with family, traveling, watching movies, and woodworking.

Keihan Lamar is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, having also worked at Wells Fargo Bank since 2014. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Vinay Chandok is a financial advisor at Fidelity with two years of industry experience and holds a Series 66 designation. His background includes roles at Classic Realty and Mortgage, Loan Depot, Wells Fargo Home Mortgage, Bank of America, and Classic Financial Group Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base including charitable funds and registered investment companies, offering discretionary and non-discretionary advisory services along with managed model portfolios.

Lucas Thai is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Fidelity, he held roles at JPMorgan Chase and J.P. Morgan Securities. Outside of his advisory work, he owns and operates a car rental business through Luminous Motions LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, using a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm also serves as a registered commodity pool operator and advises multiple registered investment companies.

Daniel Kolb is a financial advisor with Morgan Stanley in Menlo Park, CA, holding a Series 66 designation and 15 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Gilbert Zucker is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes tenures at Merrill and Bank of America before joining Morgan Stanley and its affiliated entities in 2020. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s approach involves structured planning tools and investment modeling, serving clients through personalized financial advice and estate planning strategies.

Puiwah Yu is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. She holds the Series 66 designation and has been with Wells Fargo since 2016, following a prior role at LPL Financial in 2011. Outside of her advisory work, she serves as officer manager for Appaloosa Glory, LLC, a supplier of cleaning solution products. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Robert Gardner is a Series 66-licensed financial advisor with 22 years of industry experience. He has worked at Wells Fargo Clearing since 2024 and previously held positions at Charles Schwab and TD Ameritrade. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

David Mumford is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and committee-driven investment estimates in its financial planning process.

Loc Ngo is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. from 2016 to the present. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Kiara Adrienne Jaro is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Her prior roles include work with the Bay Area Ballet Con, Myriad Music School, and the San Francisco Giants. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional investors, including fund advisory and model portfolio delivery. The firm integrates fundamental research with quantitative analysis and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies.

Carl Wong is a Financial Consultant currently working at Fidelity Investments since 2024. He has extensive experience in the financial services industry, having served as a Financial Consultant at Charles Schwab from 2020 to 2024, Branch Manager roles at TD Ameritrade from 2018 to 2020 and at Scottrade from 2016 to 2018, and as an Investment Consultant at TD Ameritrade from 2014 to 2016. In his role, Carl focuses on helping clients strengthen their financial wellbeing by collaborating to create customized planning strategies. He emphasizes understanding clients' goals thoroughly and providing personalized guidance, aiming to build lasting relationships and support clients through various life stages. Carl holds a California Insurance License. Outside of his professional work, Carl has personal interests in comedy, hiking, and movies.

Nwelin Wong is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab and Charles Schwab Bank since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative investment program.

Andrew Kropp is a financial advisor with Morgan Stanley, holding a Series 66 designation and two years of industry experience. He has worked in various roles, including positions at Morgan Stanley Private Bank and Northwestern Mutual. Outside of finance, he has been involved with entrepreneurial ventures such as Speedy Racket Stringing and Courtside Racket Sports LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process incorporating firm-approved tools and modeling techniques.

Joseph Nelson is a financial advisor with Wells Fargo Clearing, holding Series 63, 65, and 66 designations and having 35 years of industry experience. His prior roles include positions at Wells Fargo Investments, LLC, and UBS Financial Services. Wells Fargo Advisors serves individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets and employing over 14,000 advisors. The firm offers both brokerage and advisory solutions, utilizing research and analytics to support a diversified, modern portfolio approach.

Jiedan Lin is a financial advisor at Morgan Stanley with eight years of industry experience. Prior to joining Morgan Stanley in 2022, Lin worked at HSBC Securities USA Inc and HSBC Bank USA NA from 2018 to 2022 and held roles at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA between 2015 and 2018. Lin holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Jonathan Bush is a financial advisor at Morgan Stanley with 20 years of industry experience. He has been with Morgan Stanley since 2014 and holds a Series 66 designation. Based in Palo Alto, CA, he is part of a large team servicing both individual and institutional clients. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers various advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and provides its services directly to individuals as well as through Corporate Financial Planning agreements with employers.

Saeed Dehghany is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and Wells Fargo in various capacities since 2017. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes ESG considerations within a non-discretionary program where clients retain final decision-making authority.