Chloe Bui is a financial advisor at UBS Financial Services with 2 years of industry experience. She holds a Series 66 designation and has worked at UBS since 2022. Prior to her advisory role, she was involved with the University of California, Santa Barbara, and had experience at Rita's Italian Ice. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services to provide tailored investment solutions.

Emily Chan is a financial advisor with Ameriprise in San Anselmo, CA, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She previously worked at UBS Financial Services Inc. for 10 years before joining Ameriprise in 2020. Outside of her advisory work, Chan provides pro bono financial advice and planning to low-income immigrants through the nonprofit Serving Others Worldwide (S.O.W.). Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement who meet specific asset criteria, combining research-driven modeling and tax-efficiency analysis to generate tailored recommendations. The firm serves a broad client base with advisory, brokerage, and insurance solutions typical of a large institutional provider.

Kevin Fernandez is a Wealth Management Advisor with Merrill Lynch Wealth Management in San Francisco. He works with wealth creators, including senior executives, providing focused attention and one-on-one guidance to help manage their wealth effectively. His expertise includes executive trading plans, stock options, tax-minimization strategies, and addressing various aspects of clients' financial lives with a unified approach. Kevin holds a Bachelor's Degree from the University of Arizona and has earned professional designations including Accredited Portfolio Management Advisor (APMA), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA). He and his team aim to provide committed service and lasting support, helping clients pursue balanced financial strategies tailored to their long-term goals. Outside of his professional work, Kevin spends time with his wife Meghan and their children, Faye and Jack. He enjoys activities such as cycling, attending live music events, and traveling. He is also involved in the community through organizations like Noe Valley Chamber Music and The Olympic Club.

David Stickney is a financial advisor with Merrill in San Francisco, CA, holding Series 63 and Series 65 licenses and possessing 39 years of industry experience. He has worked at Merrill since 1986 and Bank of America, N.A. since 2011. Outside of his advisory work, he is involved with Carry U II, LLC, a single-asset LLC that owns a recreational boat. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Donna Mccusker is a financial advisor at Morgan Stanley with 43 years of industry experience. She has held various roles within Morgan Stanley entities since 1997 and holds a Series 63 designation. In addition to her advisory work, she serves on the San Rafael Fire Commission, where she attends monthly meetings to discuss fire department activities and community service improvements. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs including financial and estate planning, using structured planning tools and analysis provided by its Global Investment Committee.

Bruce Stuart is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2011. Outside of his advisory role, he writes and manages a website dedicated to serial fiction and serves as a board member for Albany Law School. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional offerings with specialized advisory and financial planning services.

Timothy Cahyadi is a Series 66-licensed financial advisor with seven years of industry experience. He is currently with J.P. Morgan Securities in San Francisco and has held prior positions at firms including First Republic Investment Management, Merrill, and Robertson Stephens. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a specialized group of Wealth Advisors. Their approach includes centralized due diligence, quantitative and qualitative research, and customized asset allocation advice while clients retain final decision-making authority.

Ryan Olson is a financial advisor with Merrill in San Francisco, CA, holding a Series 66 designation and 20 years of industry experience. His career includes roles at City National Bank and Wells Fargo, where he worked from 2005 to 2018 before joining Merrill in 2020. Merrill, with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kelly York is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he is a sole proprietor involved in property management in San Francisco. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its financial advisory services.

Benjamin Sutton is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with nine years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017 and previously at Cal Calling Center for one year. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Tony Yee is a financial advisor at Merrill with Series 63 and Series 66 licenses and three years of industry experience. He previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., where he spent 24 years. Outside of his advisory role, he is a co-owner of a rental property in Daly City, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Laureen Schiller is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Merrill since 2009, as well as Bank of America since 1986. Outside of her advisory role, she is the owner of Our Lulu Legacy, LLC, a family beach house used for short-term rental. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Stephanie Wong is a financial advisor with Raymond James & Associates in San Francisco, CA, holding a Series 66 designation and 25 years of industry experience. She previously worked at UBS Financial Services for six years and Robert Baird & Co. for nine years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal entities with financial planning, investment consulting, and fiduciary solutions, delivering tailored, primarily non-discretionary advice supported by a range of portfolio management styles and affiliated research.

Ryan Falk is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 12 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2020 and previously worked at Stifel, Nicolaus & Company from 2013 to 2020. In addition to his advisory role, he is also an employee of JPMorgan Bank, where he can offer deposit and credit products. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, using forward-looking capital market assumptions and may incorporate ESG factors.

Aimee Hazelwood is a financial advisor at RBC Capital Markets with nine years of industry experience. She holds the Series 66 designation and previously worked at First Republic Investment Management, Inc. and First Republic Securities Company, LLC. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, alongside access to alternative investments and integrated financial services.

Xu Wang is a CFP® professional with 19 years of industry experience, currently affiliated with LPL Financial since 2013. His prior experience includes roles at Wells Fargo Clearing, Edward Jones, and Banc of America Investment Services. Wang also operates Wang Wealth Advisors LLC as a separate business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors and significant operational resources.

Scott Harrison is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Merrill since 2009. He has also been affiliated with Bank of America, N.A. since 2006. Harrison is registered with Series 63 and Series 66 licenses and is based in San Francisco, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nersi Boussina is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliated entities since 2007. Outside of his advisory role, he has a long-standing involvement with the San Francisco Recreation & Park Department since 1989. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers financial planning and advisory services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using proprietary tools and market outlook models.

Stuart Reilly is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. His prior roles include positions at City National Bank, Bank of America, and Merrill Lynch. He serves as Vice Commodore and is a board member of the San Francisco Yacht Club, a sailing club nonprofit. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm provides various advisory programs with customizable portfolio management, financial planning, and brokerage services, leveraging both in-house and third-party investment resources.

Michael Mohaghegh is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Wells Fargo Investments and Banc of America Investment Services. He volunteers with the Foundation for Financial Planning, assisting individuals in financial hardship with understanding financial aid and unemployment benefits. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm combines research and analytics with both brokerage and advisory solutions and manages approximately $671 billion in assets through a large network of financial advisors.