Ryan Okamoto is a financial advisor with Equitable Advisors in San Francisco, CA. He holds a Series 66 designation and has been with the firm since 2026. Prior to his current role, his work experience includes positions in retail and education sectors. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Diana Dorn is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has been with Stifel and its predecessor, Thomas Weisel Partners LLC, since 2010. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering brokerage and advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Ryan Yamaguchi is a financial advisor with UBS Financial Services in San Francisco, holding a Series 66 designation and 18 years of industry experience. He has been with UBS since 2015. Outside of his advisory work, he is involved in property rental management. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates proprietary research and model-based asset allocations with institutional trading capabilities and a broad range of financial services.

Elizabeth Groh is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has dedicated over 46 years to assisting high-net-worth clients in the San Francisco Bay Area, developing customized financial strategies to help them pursue their financial goals. Elizabeth works closely with clients and their other professionals, such as attorneys and tax specialists, to identify primary goals including education funding, tax minimization strategies, and retirement asset management. Elizabeth holds a Bachelor's Degree from Arizona State University and is a CERTIFIED FINANCIAL PLANNER® certificant. She also holds the Professional Investment Advisor (PIA) designation. In addition to her advisory role, she collaborates with a Wealth Management Lending Officer from Bank of America to provide clients with personalized home financing guidance. Outside her professional responsibilities, Elizabeth is involved with the Bay Area Strength Alliance and Buckelew Programs. She enjoys hiking, skiing, and traveling with her family and is active in the Bay Area Strength and Alliance community.

Maritza Camilo is a financial advisor at Merrill with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1999. Merrill provides managed account services through its Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, supported by comprehensive trading, account administration, and custody services.

Deborah Finnegan is a financial advisor at Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses with 11 years of industry experience. She has been with Morgan Stanley and its Private Bank since 2014. Finnegan serves as a board member of the Discovery Bay Lions Club, engaging in fundraising and administrative activities. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and modeling tools, serving clients through both direct and corporate-sponsored financial planning arrangements.

Meredith Mckown is a financial advisor with Merrill in San Francisco, CA, holding Series 63 and Series 65 credentials and over 28 years of industry experience. She has worked with Bank of America and Merrill Lynch for the past 15 years. Outside of her advisory role, she is involved in an acting career with various production companies and manages an online clothing resale business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Rozita Rahaei is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds Series 66 and Series 63 licenses and has worked at various J.P. Morgan entities since 2017, as well as Wells Fargo Bank from 2012 to 2017. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Michael Damir is a financial advisor at Equitable Advisors in San Francisco, holding a Series 66 designation with one year of industry experience. His prior roles include work with Quandry Surf, LLC and the Wishing Star Foundation. Equitable Advisors serves a diverse range of clients, including individuals, high-net-worth individuals, retirement plans, corporations, charitable organizations, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, utilizing extensive program sponsor and third-party manager relationships.

David Waitrovich is a Private Wealth Advisor who co-leads the Daroza Waitrovich Group within Merrill Private Wealth Management. He works exclusively with ultra-affluent families to align their wealth with their objectives, helping clients use their wealth to make a positive impact on their lives, their families, and the organizations and causes important to them. His approach emphasizes disciplined, holistic planning and informed decision-making based on thorough analysis of financial facts and numbers. David began his wealth management career in 1982 and joined Merrill in 1986. He has experience assisting entrepreneurs selling their businesses, founders and venture capitalists with concentrated stock holdings, senior executives managing restricted stock units and options, and families navigating various life transitions. His expertise includes investment assessment, cash flow and income planning, tax-minimization strategies, and intergenerational wealth transfer, integrated with behavioral coaching to support sustainable wealth management. He earned a B.S. in Economics and Business Administration from Saint Mary's College and an M.A. in Counseling Psychology from John F. Kennedy University. David holds the Certified Investment Management Analyst® (CIMA®) designation. He and his wife Maria reside in Alamo, California, have four adult children, and are active in their community, focusing their charitable efforts on education.

Stan Seal is a financial advisor at Morgan Stanley with 38 years of industry experience. He has worked at Citigroup Global Markets since 1987 and has been with Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association since 2009 and 2015, respectively. His credentials include Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools, including Monte Carlo simulations and Secular Return Estimates, to develop its financial plans.

David Colombo is a financial advisor at UBS Financial Services in San Francisco, holding the Series 66 designation with five years of industry experience. Prior to joining UBS in 2021, he worked at Equitable Advisors and spent four years at Memorial Sloan-Kettering. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions, model-based asset allocations, and research from its Chief Investment Office and Global Research teams to tailor client plans. The firm combines institutional trading capabilities with wealth management services, offering a broad range of financial products and capital markets services.

Joseph Stern III is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 designations and possessing 28 years of industry experience. He has worked with various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management offers a comprehensive range of advisory programs to individuals and institutions, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery processes and planning tools but does not offer individual security recommendations as part of standalone plans.

Wing Lun Lai is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and 15 years of industry experience. His career includes roles at Scottrade, Inc., East West Bank, and Ctbc Bank USA. He is based in San Francisco, CA. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individual investors, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, featuring over 10,000 advisors and approximately $256 billion in assets under management.

Darwin Ching is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2012. Based in San Francisco, CA, he focuses on providing wealth management services within the firm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, utilizing structured discovery processes and firm-approved planning tools to support clients’ financial goals.

Nour Moussa is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds Series 65 and Series 63 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., with prior experience at First Republic Securities Company, LLC. Outside of finance, she has experience managing Happy Kids Preschool and Day Care. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, specializing in asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in recommending strategies.

Matthew Larrabure is a financial advisor at RBC Capital Markets with 18 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and Bank of America. Outside of his advisory role, he teaches hunter education classes for the California Department of Fish and Wildlife and serves as a committee member for the Sonoma Marin Area Rail Transit. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored portfolio management strategies, integrating both in-house and third-party investment resources.

James Schlueter is a financial advisor at Morgan Stanley with 41 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Schlueter is the sole proprietor of 4JPL Ranch LLC, an agricultural business based in San Francisco. Morgan Stanley Wealth Management serves individual and institutional clients by offering a variety of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its advisory services.

Janet Walker is a CFA® charterholder with Series 66 and Series 63 licenses and has six years of industry experience. She is currently with Wells Fargo Clearing, having worked at several Wells Fargo entities since 2001 and spent a year at Bailard, Inc. She is based in San Francisco, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jonathan Martin is a CFP® and ChFC® with 13 years of industry experience. He is currently an advisor at OSAIC, having joined in 2024. Prior to that, he worked at Woodbury Financial Services, Mass Mutual Investors Services, MassMutual Life Insurance Co., and MetLife Securities. Martin serves as an active board member of the nonprofit Integrated Community Services and also operates a business selling insurance outside of broker-dealer activities. OSAIC serves a diverse range of retail and institutional clients through a wide network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, offering portfolio construction supported by asset-allocation tools, risk assessments, and access to third-party money managers and wrap programs.