Priya Sagar is a Financial Consultant at Fidelity Investments, where she has been serving clients since 2024. She specializes in providing comprehensive financial planning that includes investment guidance, tax-efficient investing, and long-term strategy development. Her approach focuses on understanding clients' personal goals to create tailored financial solutions. Prior to her current role, Ms. Sagar held positions as Senior Vice President and Private Banker at Citigroup from 2022 to 2024, Vice President and Private Client Advisor at J.P. Morgan N.A. from 2019 to 2022, and Financial Advisor at Merrill Lynch from 2018 to 2019. She holds a California Insurance License, supporting her expertise in managing insurance-related financial planning. Outside of her professional work, Priya engages in family activities and enjoys sports such as surfing, swimming, and tennis. She also dedicates time to volunteering within her community.

Mark Grimsrud is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 65 designations and possessing 22 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously spent one year at Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and utilizes research from Wells Fargo Investment Institute and third-party sources to support its investment approach.

Erik Nelson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and with 12 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank NA. He is a silent partner with a 20% ownership stake in a restaurant business, Casa Nostra LLC, based in Scotts Valley, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including insurance-related vehicles and bank deposit sweep options in its investment menus.

Gabriella Wang is a financial advisor at Morgan Stanley in San Jose, CA, with 12 years of industry experience. She holds Series 63 and Series 66 designations. Her work history includes two tenures at Morgan Stanley, from 2015 to 2018 and from 2019 to the present, as well as a period at CyberX from 2018 to 2019. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers its services both directly and through corporate financial planning agreements.

Dean Correa is a financial advisor with Wells Fargo Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has been with Wells Fargo Advisors since 2014 and also owns Correa Wealth Management, a financial practice based in San Jose. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services, including retirement, education, and specialized areas such as business-owner transition and special-needs planning, utilizing Wells Fargo research and planning tools to develop tailored client recommendations.

Humberto Mendivil Jr. is a financial advisor at Ameriprise with one year of industry experience. He previously worked at RBC Capital Markets, LLC for three years and has a background that includes roles at California State University Monterey Bay and Cypress Coast Physical Therapy. He holds the Series 66 designation and is based in San Jose, CA. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written recommendations and ongoing planning focused on income sources and tax-aware withdrawal strategies.

Thomas Bruckner is a financial advisor with Thrivent Investment Management in San Jose, CA. He holds a Series 66 designation and has 23 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002 and 2003, respectively. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on various financial planning topics. The firm focuses on holistic, goal-based analyses and allows clients to integrate planning with managed-account services through a consolidated billing option called “WealthPlan,” while maintaining separate planning and investment management functions.

Eatan Vijan is a financial advisor at Cetera with 19 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at firms including Avantax and TD Ameritrade. Vijan is the founder and president of Naimava Capital Management Group, an investment management and financial advisory business. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified portfolio management and financial planning through a multi-manager platform with access to affiliated and third-party money managers.

Jonathan Cymrot is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. His prior experience includes roles at Legends Pizza Co. and teaching positions at San Francisco State University, University of Kansas, and Valley Christian schools. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and offers planning tools supported by its Global Investment Committee’s analyses.

Ayman Kahale is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 38 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of financial products such as insurance-related vehicles and bank deposit sweep options.

Nhan Dang is a Financial Consultant currently working with Fidelity Investments since 2021. In this role, he collaborates closely with clients to provide personalized financial guidance, emphasizing the importance of building trust and empowering clients to make informed financial decisions. His professional experience spans several roles in the financial services industry, including positions as an Investment Consultant at Fidelity Investments from 2020 to 2021, Financial Solutions Advisor at Merrill in 2020, Associate Financial Consultant at Charles Schwab from 2018 to 2020, Private Client Banker at J.P. Morgan Chase from 2017 to 2018, and Business Banker at Citibank from 2014 to 2017. This diverse background supports his expertise in delivering individualized financial strategies. Nhan holds a California Insurance License, which complements his advisory capabilities. His team-oriented approach focuses on serving clients as unique partners, utilizing thoughtful and tailored strategies to address their financial goals.

Carol Rice is a financial advisor with Primerica Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has been with Primerica Financial Services and Primerica Advisors since the mid-1990s. Outside of advisory work, she is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management primarily for individual and high-net-worth clients through its Lifetime Investment Program, which includes model-delivery strategies and separately managed account options. The firm employs a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Judy Fang is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She has been with Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning facilitated by its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

Jessica Chang is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Kevin Proceviat is a financial advisor with LPL Financial in San Jose, CA, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, he held roles at MLP Tax and Financial Services, OSAIC, Securities America, and several technology firms including Databricks and Superb AI. He also operates a tax preparation and accounting business under MLP AS Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, employing both discretionary and non-discretionary management and incorporating research from LPL Research and third-party subadvisors.

Qiqin Zhu is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in Paramus, New Jersey. With over 30 years of experience, she has held roles including controller, corporate finance analyst, and wealth management advisor. She provides personalized wealth management strategies tailored to the unique financial goals of individuals, families, small business owners, nonprofit organizations, and international corporations. Qiqin focuses on areas such as corporate executive services, executive compensation, family wealth management strategies, investment consulting for defined contribution plans, personal retirement planning, small business strategies, and tax minimization. Qiqin holds a Master’s degree in Finance from Rutgers, The State University of New Jersey, and a Bachelor of Science degree in Computer Science from East China Institution of Technology. She is a CERTIFIED FINANCIAL PLANNER® certificant, as well as a Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Fluent in both English and Chinese, she employs a process-oriented, personalized approach to build long-term trust and help clients pursue their financial goals through customized investment strategies. Outside of her professional work, Qiqin enjoys dancing, music, reading, swimming, table tennis, traveling, volleyball, and watching movies. She resides in Paramus with her husband and son.

Chia An Wang is a financial advisor at Ameriprise with two years of industry experience. Wang holds a Series 66 designation and has previously worked at Northwestern Mutual Investment Services LLC and several other firms. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Zachary Lafer is a financial advisor with Charles Schwab in Sunnyvale, CA, holding a Series 66 designation and recently beginning his career in the industry. His prior experience includes roles at Griffith Growth Search Fund and Funko LLC, as well as time spent in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and centralized custody and order-routing operations.

Ivy Luu is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 designation and 20 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader range of investment options including insurance-related vehicles and bank deposit sweep programs.

Gayl Hynek is a financial advisor with LPL Financial based in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. She has been with LPL Financial since 2002. In addition to her advisory work, she provides notary services to clients. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and various portfolio management options.