Tyler Nguyen is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His career includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, and Citigroup Global Markets Inc. and Citigroup. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with forward-looking capital market assumptions and includes offerings that incorporate ESG eligibility frameworks.

Rufino Tiongson is a Planning Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2022, previously serving as a Central Relationship Manager from 2022 to 2023 and as a Relationship Manager from 2023 to 2024. Prior to joining Fidelity Investments, Rufino worked as a Relationship Banker at Wells Fargo from 2017 to 2022. In his current role, Rufino focuses on educating and partnering with clients to develop personalized financial strategies that support their goals. He is committed to understanding the significance of financial decisions and their impact on clients' lives and families. Rufino holds a California Insurance License. Outside of his professional work, Rufino enjoys bowling, exploring food, football, hiking, and snowboarding.

Tom Nguyen is a CFP® professional with 18 years of industry experience, currently serving at Wells Fargo Clearing since 2025. His prior roles include positions at Bank of America, Merrill, Citigroup, and J.P. Morgan Securities. Outside of his advisory work, he holds a minority ownership stake in a retail store in Cupertino, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Michael Aubel is a financial advisor at Wells Fargo Advisors with 37 years of industry experience. He has prior work experience at Morgan Stanley & Co. LLC and Morgan Stanley Dw Inc., totaling over a decade before joining Wells Fargo Clearing and later Wells Fargo Advisors. He is the owner of FSBMICHAEL INC, a separate investment-related business. Wells Fargo Advisors serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services, utilizing proprietary research and planning tools to develop tailored recommendations. The firm offers specialized planning in areas such as retirement, risk, and business-owner transition planning.

Justin Pearce serves as a Financial Advisor at Merrill Lynch Wealth Management. He focuses on providing financial guidance that supports clients in achieving their life goals through personalized and holistic financial planning. Justin leverages over 20 years of business experience to understand the complexities of his clients' work and personal lives and to create tailored financial plans. His areas of expertise include college education planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Justin holds several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from California Polytechnic State University and a Master of Business Administration (MBA) from Pepperdine University. Outside of his professional work, Justin is a family man who prioritizes his wife and two college-aged sons. His family's activities often involve sports such as soccer and snowboarding. He is committed to building long-term relationships with his clients to support them through various life stages and financial needs.

Adrian Castillo is a financial advisor at Ameriprise with 11 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Ameriprise in 2022, he worked at JP Morgan Securities LLC and JP Morgan Chase Bank from 2013 to 2022, and spent two years at Amazon from 2018 to 2020. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual planning advice focused on retirement income, using proprietary research and algorithmic tools.

Robert Nemec is a financial advisor with Mass Mutual Investors Services in Cupertino, CA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with MML Investors Services and Mass Mutual Life Insurance since 2006. Outside of his advisory role, he is involved in life and health insurance as an outside insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, employing firm-approved software tools and structured annual planning engagements.

Dione Luu Wong is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been serving clients since 1993, focusing on creating individually customized wealth management strategies that consider each client's risk tolerance, time horizon, liquidity needs, investment goals, and cost implications. Dione collaborates with a team of specialists to offer services including portfolio management, education funding, retirement planning, estate and trust services, liability management, tax minimization, and asset preservation strategies. Dione holds a Bachelor's Degree in Economics with an emphasis in International Business from the University of California Santa Cruz. She has earned professional designations including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Fluent in Cantonese, Mandarin, and Vietnamese, she is equipped to work with a diverse clientele. Outside of her professional work, Dione enjoys music, reading, yoga, and spending time with her husband and two daughters. She is committed to building long-term relationships with clients and helping them make informed financial decisions.

Nick Almasov is a Financial Consultant currently working at Fidelity Investments since 2020. He has over a decade of experience in the financial services industry, specializing in assisting high-net-worth clients with their financial decision-making. Prior to his current role, Nick served as a Wealth Financial Advisor at Bank of the West from 2016 to 2020 and as a Premier Banker at Wells Fargo from 2014 to 2016. He holds a California Insurance License.

Shelley Goglio is a financial advisor at UBS Financial Services with 33 years of industry experience. She has been with UBS since 1989 and holds Series 63 and Series 65 designations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and provides research-driven, model-based asset allocation tailored to clients’ goals and risk tolerances.

Mike Hoang is a financial advisor with Morgan Stanley in San Jose, CA, holding a Series 66 designation and 18 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2010. Outside of his advisory work, he is a partner in The League Sports, LLC, a private company in Santa Clara, and also works as a contractor for food delivery services Uber Eats and DoorDash. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and combines retail and institutional services with various investment company relationships and principal trading activities.

Trevor Bright is a Series 66-licensed financial advisor with 23 years of industry experience. He is currently with Charles Schwab, where he has worked since 2020, and previously held positions at LPL Financial, Fidelity, and Merrill. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management solutions, combining strategic asset allocation and alternative investment options within an integrated operational structure.

Christopher Genetti is a financial advisor with Charles Schwab in Santa Clara, CA, holding Series 63 and Series 66 licenses and 15 years of industry experience. He previously worked at Scottrade Inc. for nine years before joining Charles Schwab in 2018. Outside of his advisory role, he serves as a club officer for Los Gatos Toastmasters, contributing to member education and training. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed accounts. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by strategic asset allocation models and alternative investment due diligence.

Thomas Boscardin is a financial advisor at Edward Jones in Los Gatos, CA, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Local Eyes LLC, 90 Degrees West, and Don't Panic Production LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment options supported by a large national network of financial advisors and branch offices.

Jaime Rojas Gonzalez is an Investment Consultant at Fidelity Investments, a position held since 2026. Prior to this role, he worked as a Relationship Manager at Fidelity Investments in 2025 and as a Financial Services Professional at New York Life from 2023 to 2025. His approach to financial advising involves open conversations to understand clients' situations and priorities, ensuring their goals are central to every discussion. Jaime reviews existing financial plans, explores potential options, and provides recommendations collaboratively to help clients make informed decisions with clarity and long-term confidence. He holds a California Insurance License. Outside of his professional work, Jaime's personal interests include fitness, hiking, movies, and music.

Gabriela De Oliveira is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at J.P. Morgan and HSBC in various capacities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Adriana Torres is a financial advisor at Wells Fargo Clearing with a Series 66 designation and five years of industry experience. She previously worked at One Main Financial and Bank of America. Based in San Jose, CA, she has been with Wells Fargo Clearing since 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Ernest Lau is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 designation and 20 years of industry experience. His work history includes multiple terms at Wells Fargo Clearing and Fidelity Investments. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting through a large network of financial professionals.

Jeff Liao is a Branch Leader at Fidelity Investments, a role he has held since 2022. In this position, he focuses on delivering Fidelity's Standards of Care by supporting and inspiring his team to exceed their goals and by striving to provide a world-class client experience consistently. Prior to his current role, Jeff served as Vice President and Branch Manager at HSBC Securities (USA) from 2018 to 2022. He holds a California Insurance License, which complements his expertise in financial planning and client service. Outside of his professional responsibilities, Jeff's personal interests include bowling, cars, food, golf, hiking, and motorcycles.

Jabra Ghanayem is a Planning Consultant at Fidelity Investments, where he focuses on developing sustainable financial plans through a deep understanding of clients' needs. He has been with Fidelity since 2021, progressing from Investment Solutions Representative to Relationship Manager before assuming his current role in 2024. Prior to joining Fidelity, Jabra worked as a Financial Professional at Equitable Advisors from 2019 to 2021. He holds a California Insurance License, supporting his expertise in financial planning and insurance services. Outside of his professional work, Jabra enjoys spending time at the beach, engaging in family activities, exploring culinary interests as a foodie, playing golf, and reading.