Kent Elliott is a financial advisor with Robert W. Baird & Co. in Roseville, CA, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has worked at Robert W. Baird & Co. since 2009. Outside of his advisory role, he manages a BMX racing team competing at local, state, and national levels, overseeing sponsorships, scheduling, and event registrations. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and specialized account programs, utilizing internal research and advanced tools to support its advisory work.

Eric Solis is a financial advisor with Wells Fargo Advisors in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked with Wells Fargo Advisors and related entities since 2009. Outside of advising, he serves as an investment committee member for The Catholic Foundation of the Diocese of Sacramento. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory services with various financial products and referral channels.

Michelle Juri is a financial advisor with Wells Fargo Clearing in Roseville, CA, holding a Series 66 designation and 16 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2010 to 2016. Juri has also been affiliated with Wells Fargo Bank, N.A. since 1998. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Mycole Millsap is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. Prior to his current role, he worked at JP Morgan Chase Bank and JP Morgan Securities, accumulating several years of experience in financial services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Lauren Helder is a financial advisor at Fidelity with three years of industry experience. She holds a Series 66 designation and has previously worked in various roles at California State University, Chico, Butte College, Enloe Medical Center, Plumas District Hospital, and Rite Aid Pharmacy. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction for its model portfolios. The firm is noted for its registration as a commodity pool operator, advisory roles to multiple registered investment companies, and use of AI-driven research methods.

Valerie Bevan is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 66 licenses and has 27 years of industry experience. She has worked at Mass Mutual Investors Services since 2017 and with Massachusetts Mutual Life Insurance Company since 2016; prior to that, she was with MetLife Securities Inc from 2013 to 2017. MassMutual’s subsidiary, MML Investors Services, LLC, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using firm-approved software to analyze client goals and offers programs including estate settlement, employer-sponsored planning, and a standalone Divorce Planning service.

Pang Lee Wong is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds the Series 63 and Series 66 licenses and previously worked at UBS Financial Services and J.P. Morgan Securities. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its financial planning process.

Jacob Martinez is a financial advisor with Morgan Stanley in Folsom, CA, holding a Series 66 designation and three years of industry experience. His work history includes positions at Morgan Stanley Private Bank and Assurance IQ, as well as prior roles in the insurance sector. Martinez is also an independent insurance agent affiliated with United Health Care. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and market simulations.

Ana Ramirez is a financial advisor at Cetera with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Cetera and Cetera Wealth Services since 2013. Ramirez is also the owner of Ana Ramirez Investments LLC, a financial services DBA, and is involved in fixed insurance sales focused on life and annuities. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services with multiple program structures and access to affiliated and third-party managers.

Ashley Orias Burkman is a financial advisor at Morgan Stanley with six years of industry experience. She has worked at Morgan Stanley since 2019 and previously spent five years at BMO Family Office, LLC. She holds a Series 66 designation. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Jeremias Deo Villagran is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing six years of industry experience. His prior roles include positions at Franklin/Templeton Distributors, Inc. and The Home Depot. Outside of finance, he is the owner of DV Construction, LLC, a construction business focused on roofing job referrals. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jeffrey Daft is a financial advisor with Robert W. Baird & Co. in Roseville, CA, holding a Series 63 designation and bringing 49 years of industry experience. He has been with Robert W. Baird since 2009. Outside of his advisory role, he is a partner in Daft Partners, jointly managing a cabin at Lake Tahoe with his brother. He is part of the DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pension plans, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, including both discretionary and non-discretionary strategies, utilizing a combination of in-house and third-party managers.

Stansfield Fries III is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 registrations and bringing 32 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2008. Outside of his advisory role, Fries is also an independent insurance agent affiliated with various independent insurance companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, trusts, estates, and retirement-plan sponsors. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through a network of independent financial professionals, employing a variety of portfolio management strategies across multiple custody and platform arrangements.

Anthony Wilson is a financial advisor with Primerica Advisors in Sacramento, CA, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Primerica Advisors since 1990 and has been associated with Primerica Financial Services since 1985. In addition to his advisory role, he is involved in the sale of loan products and home security and automation services through Primerica affiliates. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and offers discretionary portfolio management supported by custodial services from Pershing.

Haley Young is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, she held roles at several organizations including Colorado State University and Cuesta College, and was involved with the Swedish American Patriotic League. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a variety of advisory models and third-party asset managers to tailor investment solutions to client needs.

Luke Cummings is a financial advisor with LPL Financial, holding a Series 66 designation and 20 years of industry experience. He has been with LPL Financial since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Dustin Buck is a financial advisor with LPL Financial in Fair Oaks, CA, holding Series 63, 65, and 66 licenses and bringing 20 years of industry experience. He has been with LPL Financial since 2015 and operates Buck Wealth Management, Inc., an affiliated business entity. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and both discretionary and non-discretionary management supported by models and research from various sources.

Demi To is a financial advisor at Fidelity with Series 66 and Series 63 credentials and four years of industry experience. Prior to joining Fidelity, Demi worked at Bank of America and Merrill. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, through a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios using mutual funds, ETFs, and ETPs and serves as an advisor to multiple registered investment companies and fund-of-funds.

Nicholas Pulido is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 and Series 63 credentials and has previously worked at JP Morgan Securities LLC and Bank of America, N.A. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers both model-based and discretionary investment strategies developed by internal and third-party managers.

Shane Holden is a financial advisor with Primerica Advisors in Rancho Cordova, CA, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Primerica Advisors since 1998 and also has a long-term association with Primerica Financial Services beginning in 1996. Outside of advisory work, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-based strategies managed by unaffiliated asset managers and operates with approximately 3,698 advisors and $15.5 billion in assets under management.