Paul Dellino is a CFP® professional with 13 years of industry experience. He has worked at Edward Jones since 2014 and has served in the United States Coast Guard since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient services, operating under a fiduciary standard.

Smaly Khong is a Series 66-registered financial advisor with Morgan Stanley in Kirkland, WA, where he has worked since 2015. He has eight years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools alongside research from its Global Investment Committee.

Chun Mei Zhu is a CFP® credentialed financial advisor with 22 years of industry experience, currently with LPL Financial since 2020. Prior to joining LPL, she spent 16 years with Waddell & Reed, Inc. and various insurance carriers. In addition to her advisory work, she works as a ski instructor on weekends. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a broad range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm supports its network of over 22,800 advisors with diverse investment offerings and operational tools while maintaining significant scale across advisory and non-advisory financial activities.

Thomas Fowler is a financial advisor at Osaic Wealth with 56 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Woodbury Financial Services and Rainier Brokerage Group, in addition to operating Fowler Financial Group since 1993. Outside of his advisory work, he serves on the elder committee at Crossroads Bible Church and is an author and public speaker. Osaic Wealth serves a diverse client base including individual investors, retirement plan participants, charities, and corporations. The firm offers a multi-advisor platform with brokerage and advisory services that emphasize model-based asset allocation, portfolio optimization, and a variety of managed account programs.

Paul Carlson is a financial advisor at LPL Financial with 12 years of industry experience. He holds a Series 66 designation and has worked previously at Securities America Advisors and Principal Financial Services. He is also a licensed agent for term life, fixed and indexed universal life, and disability insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily through investment adviser representatives using diverse investment strategies.

Peter Kline is a Senior Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management, with a 43-year history in wealth management services. He provides guidance to a diverse client base including business owners, executives, entrepreneurs, professionals, and multigenerational families. His areas of expertise include wealth planning, investment management, trust and estate planning services through Bank of America Private Bank, family wealth dynamics, executive compensation, access to credit through Bank of America, college education planning, divorce transition planning, legacy planning, personal retirement planning, portfolio management, special needs planning, tax minimization, and retirement income strategies. Peter began his career in wealth management in 1988 with Merrill and has developed a significant tenure and continuity at the firm. Prior to joining Merrill, he spent seven years as a Financial Advisor and Manager with an advisory firm in Bellevue. He holds a Bachelor of Science degree from the University of Wyoming with an emphasis in Investment Analysis and Portfolio Management. Peter maintains professional credentials including CERTIFIED FINANCIAL PLANNER™ (CFP), Certified Investment Management Analyst® (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Peter is actively involved in community initiatives such as Marathons with Meaning, where he combines his passion for endurance running and support for athletes with disabilities. Outside of his professional work, his personal interests include adventure sports, horseback riding, running marathons, scuba diving, and skiing.

Vitaliy Petrov is a financial advisor with Thrivent Investment Management in Bellevue, WA, holding a Series 66 designation and eight years of industry experience. He previously worked at Park Place LTD from 2015 to 2018 before joining Thrivent Financial and Thrivent Investment Management in 2018. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm delivers goal-based, holistic analyses addressing a wide range of planning topics, offering options for integrating planning with managed accounts under a consolidated billing arrangement.

Jacob Burns is a Private Wealth Advisor with Merrill Private Wealth Management in Seattle. He provides advisory services to a select group of entrepreneurs and their families, focusing on managing substantial wealth and assisting clients in navigating critical financial decisions and transitions. Jacob Burn's career in wealth management began in 2000 and includes experience with several prominent institutions. His previous roles include positions at J.P. Morgan as an Executive Director in Private Wealth Management, at Goldman Sachs as a Private Wealth Advisor, and at UBS where he served as a Financial Advisor and Divisional Lending Advisor. He holds a Bachelor's degree in Economics from Fordham University and an MBA in Accounting, Finance, and Strategy from the University of Washington's Michael G. Foster School of Business. Additionally, he earned a Certificate in Business Strategy from Harvard Business School Online. Jacob also maintains the Personal Investment Advisor (PIA) designation.

Steven Beals is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and possessing 29 years of industry experience. He has worked with firms including Woodbury Financial Services and The Wealth Network, where he has served as President and Managing Member. Outside of financial advising, he performs play-by-play broadcasting duties for local sports teams and operates a sole proprietorship as an insurance agent. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers both brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and a variety of managed account programs.

Kyle Putnam is a financial advisor with Ameriprise in Enumclaw, WA, holding a Series 66 designation. He has been with Ameriprise since 2025 and previously operated a massage therapy business for eight years. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver non-discretionary recommendations through a centralized consulting team.

Kyle Spitzer is a financial advisor with Raymond James Financial, holding a Series 66 designation and 13 years of industry experience. He has worked with AMS Financial Group and Commonwealth Financial Network prior to joining Raymond James in 2022. Spitzer also works as a Senior Associate Financial Planner at Mainspring Wealth Advisors LLC. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers non-discretionary planning tailored to client goals using analytical tools and supports clients through various advisory programs and institutional consulting.

Daniel Goldman is a CFA® charterholder with 16 years of industry experience. He is currently with Raymond James & Associates, having joined in 2025. His prior roles include positions at Cetera Advisors LLC, Olson Investment Advisors, LLC, and First Allied Securities, Inc. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Prabpreet Minhas is a Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients to understand their priorities and develop personalized strategies to pursue their short-, mid-, and long-term financial goals. His approach includes providing guidance on investing, retirement planning, and savings, and facilitating access to Bank of America specialists for banking, credit, home financing, and small business solutions. Prabpreet brings experience rooted in helping individuals and families, particularly those from immigrant backgrounds, to make confident and informed financial decisions. His professional designations include Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He holds a high school diploma from Kent Meridian High School and a bachelor's degree from Western Governors University. Outside of his professional role, Prabpreet enjoys basketball, biking, cooking, music, photography, spending time with his family, traveling, and watching movies. He is also a husband and sports enthusiast who values discipline, preparation, and lifelong growth, principles that inform his work as a financial advisor.

Jeffrey Crosby is a financial advisor with Ameriprise in Kirkland, WA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 1994. Outside of advising, Crosby is involved in several business ventures, including providing leadership for a boat rental and storage company and owning a multisport racing business. Ameriprise serves clients primarily through retirement-income planning services designed for individuals with significant investable assets, utilizing a combination of research, modeling, and tax-efficient strategies. The firm operates as a large institutional provider offering a broad range of advisory, brokerage, and insurance solutions.

Kurt Schulz is a Wealth Management Advisor at Merrill Lynch Wealth Management who specializes in serving a diverse clientele including active and retired athletes, entertainers, physicians, attorneys, executives, business owners, and families. Since joining Merrill Lynch in 2003 after a ten-year career in the National Football League, Kurt has focused on helping clients manage new wealth, personal retirement planning, portfolio management, sports and entertainment financial matters, individual and corporate investment strategies, and tax minimization. Kurt's financial approach emphasizes practical, straightforward strategies, encouraging clients to establish consistent saving and investment habits, manage debt prudently, and utilize available resources effectively. He works with clients from initial goal-setting through the development and implementation of customized financial strategies that address investment, retirement planning, income generation, tax minimization, and estate planning. His expertise is supported by professional credentials including the CERTIFIED FINANCIAL PLANNER® certificant and Certified Investment Management Analyst® (CIMA®) designation. Before his financial advisory career, Kurt played in the NFL, recording 30 interceptions and participating in two Super Bowls with the Buffalo Bills, and concluding his career with the Detroit Lions. He was also a three-time GTE Academic All-American while earning a Bachelor’s degree in Accounting from Eastern Washington University. Outside of work, Kurt engages in soccer with his adult sons, practices yoga and workouts daily, and enjoys skiing, tennis, and fly-fishing when time permits.

Steven Fleck is a financial professional with two years of industry experience, currently affiliated with Cetera. He holds the Series 66 designation and has prior experience at Edward Jones and several companies outside the financial sector. He is also involved with Cascaded Guided Wealth, where he works with clients to manage and grow their assets. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Curtis Baker is a financial advisor at Charles Schwab with four years of industry experience. He holds the Series 66 designation and previously worked at Keyston Bros Seattle. Outside of finance, he was involved with Made in Seattle LLC from 2016 to 2019. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, providing advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by strategic asset allocation and alternative investment options.

John Hoffman is a Financial Consultant currently working at Fidelity Investments. He has been in the financial services industry since 2009, holding various roles including Financial Advisor and Senior Portfolio Specialist at Fidelity Investments, as well as Financial Consultant at Charles Schwab. His approach with clients emphasizes the importance of starting with a detailed financial plan to work towards their goals. Throughout his career, John has gained experience in portfolio management and financial consulting across multiple organizations. He holds a California Insurance License. Outside of his professional work, John enjoys hiking and spending time with his pets.

Chidozie Okoye is a CFP® professional with 11 years of experience in the financial industry, currently with Wells Fargo Clearing since 2022. Prior to this, he held positions at Wells Fargo Home Mortgage and Wells Fargo Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu.

Laura Namavong is a Series 66-credentialed financial advisor with eight years of industry experience. She is currently with Ameriprise Financial Services, where she has worked since 2019. Prior to that, she held roles at AXA Advisors LLC, AXA Equitable, and NightSky IT. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.