Robert Walter is a financial advisor at Sanctuary Advisors, LLC in Miami, FL, with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Sanctuary Advisors and Sanctuary Securities since 2018, following nine years at World Equity Group. Sanctuary Advisors provides investment advisory and financial planning services to individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers customized investment programs through various account types and uses a network of independent advisors and affiliated broker-dealer services, supported by sub-advisors and third-party model platforms.

Juda Schechter is a CFP® professional with 23 years of industry experience, currently serving as an advisor at Mariner Wealth Advisors. His prior experience includes 16 years at Singer Xenos Securities Corp. and seven years at Msec, LLC. Mariner Wealth Advisors serves a diverse client base, including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and coordinated tax and family office services. The firm combines in-house research with third-party platforms to deliver customized, discretionary portfolio solutions across multiple asset classes and specialized strategies.

Alfredo Fernandez is a financial advisor with Truist Advisory Services in Miami, FL, holding Series 65 and Series 63 credentials and bringing 11 years of industry experience. He has been associated with SunTrust entities since 2015, including Suntrust Advisory Services, Inc. since 2017. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm utilizes a combination of discretionary and non-discretionary approaches and relies on third-party platforms and AI-enabled research tools to support its investment management and manager selection processes.

Eric Garcia is a financial advisor with OSAIC Institutions, Inc., holding a Series 66 designation and 15 years of industry experience. He has worked at Infinex Investments, Inc. since 2016 and at Popular Community Bank since 2012. He also manages a duplex property where he resides in one unit and rents the other. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure and a distinctive model that blends firm supervision with delegated investment management.

Mason Brown is a financial advisor at Citigroup Global Markets with a Series 66 designation and approximately one year of industry experience. Prior to joining Citigroup, he worked at Boyne Capital and has experience in education and service roles. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment programs, broker-dealer execution, and custody services. The firm combines large institutional scale with unique market roles, including acting as a security-based swap dealer and futures commission merchant.

Ramon Pacios is a financial advisor at Citigroup Global Markets with 32 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Truist Advisory Services, Truist Investment Services, and Wells Fargo Advisors. Outside of his advisory role, he owns a package delivery service and a company that owns personal watercraft and boats. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and combines large institutional scale with unique market roles and arrangements.

Carlos Bonilla Jr. is a CFA® charterholder and holds Series 65 and Series 63 licenses. He has six years of industry experience, currently advising at Citigroup Global Markets since 2022. His prior roles include positions at Insigneo, Vanguard, and The Wharton School of the University of Pennsylvania. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs and broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including operating as a security-based swap dealer and futures commission merchant.

Anthony Crisp is a CFA® charterholder with seven years of industry experience. He currently works at Citigroup Global Markets, where he has been since 2021, following prior roles at Valor Advisors LLC and Morgan Stanley. Based in Miami, FL, he holds a Series 66 license. Citigroup Global Markets serves individual and institutional clients through a range of advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and operates at a large institutional scale with capabilities including in-house research, derivatives services, and bespoke discretionary solutions for very large clients.

Fred Berens is a financial advisor at Oppenheimer with Series 63 and Series 65 credentials and 61 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. He is actively involved in several nonprofit and community organizations, serving as a trustee for the University of Miami since 1972 and as a director of WPBS South Florida public television since 1978, in addition to his role as vice chairman of the PBS Foundation board. Oppenheimer provides advisory and execution services to individuals, corporations, and retirement plans, offering a range of portfolio management and consulting programs. The firm employs varied investment approaches that include strategic asset allocation and manager selection, managing approximately $36.7 billion in assets as of the end of 2025.

Carlos Bigott is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 designations and possessing 22 years of industry experience. He previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary and non-discretionary manager relationships supported by technology and inter-affiliate integration.

Rodolfo Rake is a financial advisor at Sanctuary Advisors, LLC with 20 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley in various capacities from 2009 to 2021. Outside of his advisory role, he is a passive investor in a platform that measures waste prevention impact and generates carbon credits. Sanctuary Advisors provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers customized investment programs through Advisor-Directed accounts, SMAs, UMAs, and other solutions, leveraging a large network of independent advisors and affiliated broker-dealer services.

Danielle Vivado is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and 13 years of industry experience. Her prior roles include positions at Citigroup and BCI Miami. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through several program types, including client-directed and fully discretionary options. The firm combines strategic and tactical asset allocation with ongoing fund due diligence and serves a broad client base through a structured investment process.

Jessica Canizares is a financial advisor at Citigroup Global Markets with nine years of industry experience. She holds Series 63 and Series 66 designations and has been with Citigroup Global Markets since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides bespoke discretionary solutions for very large relationships.

Arlette Pol is a financial advisor at Oppenheimer with seven years of industry experience. She holds a Series 66 credential and previously worked at Morgan Stanley and Merrill Lynch among other firms. In addition to her advisory work, she is an adjunct college professor teaching digital marketing at Miami Dade College. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans with a variety of advisory programs including discretionary and non-discretionary portfolio management and financial planning. The firm offers both execution and advisory support for institutional and unaffiliated advisors, managing approximately $36.7 billion in assets as of the end of 2025.

David Tomas is a Series 65-licensed advisor at Mariner with one year of industry experience. His work background includes roles at Target and Publix prior to joining Mariner. Mariner serves a diverse client base, offering investment management, financial planning, retirement plan consulting, and coordinated tax and family office services. The firm utilizes customized discretionary portfolios supported by in-house research and third-party managers, with a notable integration of tax and accounting capabilities uncommon among large advisory enterprises.

Alexander Navarro is a financial advisor with Truist Advisory Services, holding the CFP® designation and Series 63 and 65 licenses. He has 29 years of industry experience, including over 10 years at Truist Advisory Services and 27 years with Truist Investment Services. Navarro also serves as a trustee for the Avis Hedges Navarro Trust, managing and distributing real estate and brokerage assets. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with third-party platform solutions and emphasizes inter-affiliate integration in its investment approach.

Tito Zamorano Calvo is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He has held his current position with Citi since 2011 and holds Series 63 and Series 66 credentials. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm operates with large institutional scale and provides bespoke discretionary solutions for high-net-worth relationships.

George Moscoso is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and over 21 years of industry experience. His prior roles include positions at HSBC Bank USA, N.A., HSBC Private Bank International, and WE Family Offices LLC. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering a range of client-directed and discretionary investment options. The firm employs a strategic and tactical asset-allocation process supported by HSBC Global Asset Management and other affiliated providers, with significant assets held in non-discretionary, client-directed portfolios.

Shannon Canady is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 18 years of industry experience. She has been with Citigroup-related entities since 2005, including Citibank NA and Citi International Financial Services LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, along with broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

Georgette Suarez is a financial advisor with Truist Advisory Services in Coral Gables, FL, holding Series 63 and Series 66 designations and over 22 years of industry experience. She has worked with SunTrust Advisory Services, SunTrust Investment Services, and SunTrust Bank since 2013. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm employs a combination of discretionary and non-discretionary manager relationships and integrates third-party platforms and manager arrangements to support its AMC Advantage program.