Russell Ganz is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured financial planning process supported by advanced modeling tools.

John Tao is a financial advisor with Ameriprise in Plantation, FL, holding Series 63 and Series 66 licenses with 25 years of industry experience. He has been with Ameriprise and its predecessor entities since 2002. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with tax-aware withdrawal strategies and dependability of income sources.

James Carlson is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with affluent individuals and business owners to plan for and achieve their financial priorities by providing comprehensive guidance tailored to each client's goals. James offers access to Merrill’s investment insights along with banking, lending, trust, and fiduciary services through Bank of America, aiming to design, implement, and track customized wealth management strategies. James holds a Bachelor's Degree from Florida State University and has earned the Personal Investment Advisor (PIA) designation. His expertise encompasses areas such as college education planning, family wealth management strategies, liquidity management, retirement planning, portfolio management, small business strategies, and tax minimization. Outside of his professional role, James enjoys golfing, skiing, spending time with his family, and traveling.

Janet Munce is a CFP®-certified financial advisor with 33 years of industry experience. She is currently affiliated with LPL Financial, where she has worked since 2021, and previously spent 26 years with Lincoln Financial Advisors Corporation and The Lincoln National Life Insurance Company. Munce also holds a license as a non-variable insurance agent, selling fixed insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with access to model portfolios, third-party subadvisors, and various portfolio management technologies.

Pedro Escobar is a financial advisor at Ameriprise with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Outside of his advisory work, he co-owns a family LLC involved in bookkeeping and is an investor in a bakery franchise operated by his spouse. Ameriprise offers retirement-income planning services focused on individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Nicklaus Palmesano is a Team Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients to develop personalized wealth management strategies, focusing on family wealth management, legacy planning, and managing new wealth. Nick prioritizes understanding each client's individual risk tolerance, liquidity needs, goals, and time horizon to deliver tailored financial solutions. Nick began his career at Merrill in 2024, bringing with him two years of prior experience from a Baltimore-based asset management firm where he focused on investment manager analysis and client education. In his current role, he supports client acquisition, proactive service, and investment manager selection. Originally from Parkland, Florida, Nick remains actively involved with his high school alma mater, St. Thomas Aquinas, particularly within the athletics department. Nick earned a Bachelor of Science degree in Finance from Loyola University Maryland's Sellinger School of Business, where he was selected to manage the school's endowment fund. He holds the Personal Investment Advisor (PIA) designation and is a member of the Society Loyola Old Boys. Outside of work, Nick enjoys golfing, spearfishing, skiing, as well as adventure sports such as boating, cooking, fishing, scuba diving, and surfing.

Jonathon Aggen is a Series 66 credentialed financial advisor with 10 years of industry experience, currently with OSAIC since 2024. He previously spent nine years at Woodbury Financial Services and owns Midwest Productions, LLC, an investment and insurance business. Aggen also serves as Vice President of Business Development at Advisor Controls, where he supports advisors with retirement planning software and technology enhancements. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance analysis, and automated rebalancing to manage portfolios across a range of securities, with both discretionary and non-discretionary account options.

Kevin Lydon is a financial advisor at Ameriprise with 31 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley and Morgan Stanley Private Bank prior to joining Ameriprise in 2020. Based in Coral Springs, FL, he has focused his career on wealth management and retirement planning. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized, non-discretionary advice through a centralized retirement-income consulting team.

Sean Buck is a financial advisor with Raymond James & Associates in Fort Lauderdale, FL, holding Series 63, 65, and 66 licenses. He has 29 years of industry experience and has been with Raymond James & Associates since 1998. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and public entities, offering financial planning, investment consulting, and institutional fiduciary services through a range of portfolio management styles and affiliated research.

Edward Smith is a financial advisor with Morgan Stanley in Deerfield Beach, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He previously worked at UBS Financial Services for 12 years before joining Morgan Stanley-related entities in 2020. Outside of his advisory work, Smith is involved with a nonprofit organization that provides school uniforms to underprivileged children and serves on the investment committee of The Mercersburg Academy. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, focusing on tailored financial planning through structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Garland Rodriguez is a financial advisor with Merrill in Fort Lauderdale, FL. He holds a Series 66 designation and has 9 years of industry experience. He has been with Merrill and Bank of America since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Philip Gribbons is a Series 66-licensed financial advisor with 20 years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc., having joined in 2023 after an 18-year tenure at Ameriprise Financial Services, Inc. Gribbons is also president and sole financial advisor of Leeward PSG, an independent financial planning and advice firm. Raymond James Financial Services Advisors, Inc. provides tailored financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers non-discretionary planning supported by analytical tools and maintains specialized programs, including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Joselyn Edmonds is a financial advisor with Ameriprise Financial Services LLC, holding a Series 63 designation and bringing 24 years of industry experience. She has been with Ameriprise since 2013, based in Hollywood, FL. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized advice, primarily focusing on assets managed within Ameriprise accounts.

Jennifer Amaya is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation with six years of industry experience. She previously worked at Merrill from 2018 to 2023 and was a contractor for Merrill Lynch through Collabera from 2016 to 2018. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides planning through direct client relationships and Corporate Financial Planning agreements.

Taylor Anderson is a financial advisor with Thrivent Investment Management in Fort Lauderdale, FL, holding Series 65 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Ameriprise Financial Services LLC and Waddell & Reed, Inc., among others. He has worked with Thrivent since 2021. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based financial analyses and allows clients to combine planning with managed-account programs under a consolidated billing option, while keeping planning and investment management services separate.

Adam Silberfeld is a financial advisor with Morgan Stanley in Plantation, FL. He holds Series 63 and Series 65 licenses and has two years of industry experience. His prior work history includes roles at Morgan Stanley Private Bank, N.A., PHX Financial Services, and educational positions at the University of Central Florida and Cypress Bay High School. Morgan Stanley Wealth Management serves individual and institutional clients offering a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Stephan Rogers is a financial advisor with LPL Financial in Coral Springs, FL, holding a Series 66 designation and 25 years of industry experience. His prior roles include positions at Grove Point Advisors, LLC, Grove Point Investments, LLC, and Bolton Securities Corporation. He is also involved with Rogers Wealth Management Group, where he serves as a senior investment advisor focusing on non-variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Dana Bernard is a financial advisor at OSAIC with 32 years of industry experience. She holds Series 63 and Series 65 credentials and has been with OSAIC since 1993. In addition to her advisory role, she operates a sole proprietorship as a broker, offering life, long-term care, and disability insurance as part of comprehensive financial programs. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of portfolio management tools, access to third-party money managers, and various investment solutions.

Raymond Curtin is a financial advisor with OSAIC and holds Series 63 and Series 65 licenses, bringing 36 years of industry experience. He has been with OSAIC since 2023 and concurrently maintains a long-term role at Sagepoint Financial, Inc. Outside of advisory work, he owns an independent insurance claims adjustment company. OSAIC serves a diverse client base including individuals, institutions, and nonprofits through a large network of advisers. The firm offers integrated brokerage and advisory services with multiple platforms, utilizing asset-allocation tools and access to third-party money managers across various investment vehicles.

Debra Skoda is a financial advisor with Wells Fargo Clearing in Fort Lauderdale, FL, holding a Series 63 designation and 14 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes insurance-related vehicles and bank deposit sweep options among its investment offerings.