Benjamin Erney is a financial advisor with Raymond James & Associates in St. Petersburg, FL. He holds a Series 66 designation and has two years of industry experience. His prior roles include positions at Morgan Stanley and FP Solutions RI, as well as teaching roles at Kutztown University of Pennsylvania and Penn State University. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, pension plans, corporations, and government entities, providing wealth advisory planning and investment consulting through a non-discretionary approach.

John Golon is a financial advisor at Raymond James & Associates with three years of industry experience. He holds the Series 66 designation and has worked at Raymond James since 2021. Prior to his advisory role, he held positions in various industries including banking and education. Raymond James & Associates is a dually registered broker‑dealer and SEC‑registered investment adviser managing approximately $501 billion in assets, serving individuals, institutions, and government entities. The firm provides wealth advisory planning and investment consulting on a non‑discretionary basis, with a notable presence in municipal and public finance.

Michael Tormey is a financial advisor at Edward Jones in Tampa, FL, holding a Series 63 designation with 37 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets under management.

Debra Barron is a financial advisor with Primerica Advisors in Clearwater, FL, holding Series 65 and Series 63 licenses and eight years of industry experience. She has worked at Primerica Advisors since 2017 and previously at PFS Investments Inc. and Primerica Financial Services. In 2024, she was also associated with 15th Street Farm N. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-driven investment strategies managed by third-party asset managers.

Joshua Curran is a financial advisor at Raymond James & Associates with 15 years of industry experience. He holds a Series 65 designation and has worked with Raymond James since 2010. In addition to his advisory role, he has been affiliated with the University of Tampa since 2009. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and maintains public finance and municipal capabilities.

Noreen Mcclure is a financial advisor at Raymond James & Associates with 34 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Raymond James since 2010. Outside of her advisory role, she acts as power of attorney to assist with a Medicaid application for a family member. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutional clients, and government entities. The firm offers wealth advisory planning and investment consulting through non-discretionary services, supported by a network of affiliates and specialized capabilities in municipal and public finance.

Michael Burrows is a financial advisor with Primerica Advisors in Clearwater, FL, holding Series 65 and Series 63 licenses and 11 years of industry experience. His background includes roles with the Lummi Indian Business Council, Swinomish Tribe, and City of Plant City. He is also involved in sales of mortgage loan products and home security and automation services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, along with corporate and charitable clients. The firm operates at scale with a large network of advisors and offers model-driven investment strategies supported by third-party asset managers.

Michael Moore is a financial advisor with Ameriprise in Dunedin, FL, holding Series 63 and 65 licenses and bringing eight years of industry experience. His prior roles include positions at Avantax Advisory Services, Coastal Equities, and HD Vest. Outside of financial advising, he is the managing member of MSM Accounting and Tax Services LLC and serves as treasurer on the board of directors for Estates at Cobbs Landing. He is also involved with BB Carts LLC, focusing on golf cart repair and restoration. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Michael Latimer is a financial advisor at Cetera with 10 years of industry experience. He holds a Series 66 designation and has worked at firms including Raymond James Financial, JP Morgan Chase Bank, and Horace Mann Investors. Outside of advising, he co-owns Sterling Innovations, LLC, an e-commerce business managing product shipping and inventory with his spouse. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services, operating a multi-manager platform with extensive program options and affiliations.

Amy Horak is a Series 66-licensed financial advisor with Raymond James & Associates in St. Petersburg, Florida, with 24 years of industry experience. She has been with Raymond James since 2016. Outside of her advisory role, she owns a small business baking desserts for private events and serves on the board and finance committee of the nonprofit Operation PAR, Inc. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm provides wealth advisory planning and institutional consulting services to a diverse client base, delivering non-discretionary planning and investment consulting supported by an extensive affiliate network and public finance capabilities.

Rachel White is a financial advisor with Raymond James & Associates holding a Series 66 designation. She has experience in the sports and fitness industries, including roles at Vinik Sports Group, the United States Olympic and Paralympic Committee, and Orangetheory Fitness. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser serving a broad client base with wealth advisory planning, investment consulting, and institutional services. The firm provides non-discretionary planning and investment recommendations supported by extensive research and a network of affiliated entities, including public finance capabilities.

Robert Matala is a financial advisor with Raymond James Financial, holding Series 66 and Series 63 designations and 26 years of industry experience. He has worked at Raymond James Financial Services since 2020 and previously held roles at Foreside Financial Services, Northern Lights Distributors, and Symmetry Partners. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advisory solutions and has a dedicated program for small business SIMPLE IRA plans, supported by its scale and network of affiliated financial services.

Marcus Arakelian is a financial advisor at Raymond James Financial with nine years of industry experience. He holds the Series 66 designation and has previously worked with Merrill from 2015 to 2019, followed by roles within various Raymond James entities since 2019. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, and municipal entities. The firm offers tailored, primarily non-discretionary advisory solutions and maintains notable capabilities in municipal and public finance through its affiliation with Raymond James’ Public Financing department.

Christopher Henson is a financial advisor with Raymond James & Associates in St. Petersburg, FL. He holds Series 63 and Series 66 licenses and has four years of industry experience. His prior experience includes roles at Charles Schwab and TD Ameritrade. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to individuals, institutions, and governmental entities, delivering non-discretionary planning and portfolio recommendations supported by extensive research and a broad affiliate network.

William Taylor is a financial advisor at Raymond James & Associates with 14 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill Lynch. Taylor serves as a board member of the Robert Irvine Foundation and assists with CFO responsibilities at St. Petersburg Skin and Laser Center, LLC. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, retirement plans, and municipal clients. The firm provides tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Nicholas Masey is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 12 years of industry experience. He has been with Raymond James & Associates since 2012 and Raymond James Financial Services since 2015. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with more than 5,400 financial advisors. The firm serves a diverse client base including individuals, pension plans, corporations, charitable organizations, and government entities, offering wealth advisory planning, investment consulting, and specialized municipal and public finance services.

Oliver Mansour is a financial advisor with Raymond James Financial in Saint Petersburg, FL, holding Series 63 and Series 66 licenses. He has 14 years of industry experience, including roles at LPL Financial and multiple divisions of Raymond James Financial. Mansour’s career has been entirely focused within the Raymond James network since 2016. Raymond James Financial Services Advisors provides financial planning and investment consulting to a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers customized advisory services and specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

Brian Nestor is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 17 years of industry experience. He has been with Raymond James & Associates since 2010. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, serving both retail and institutional clients, with notable capabilities in public finance and municipal work.

Scott Rodabaugh is a CFP® with 32 years of industry experience, currently serving as a financial advisor at Cetera since 2025. He previously worked for over three decades at Avantax in various capacities. Outside of his advisory role, he is president of Elite Tax Service, Inc., a tax preparation and accounting firm, and serves as treasurer on the board of his condominium association. Cetera is an SEC-registered adviser that supports a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform that includes both affiliated and third-party managers.

Francis Mossett III is a financial advisor with Ameriprise in Palm Harbor, FL, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Mossett is involved in consulting and business ownership activities. Ameriprise offers retirement-income planning services tailored to clients approaching or in retirement, combining research, modeling, and tax-efficiency analysis to produce personalized recommendation reports. The firm serves individuals with substantial investable assets and provides a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.