Ethan Mendoza is a financial advisor at Fidelity with 8 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Edward Jones and Wells Fargo. Outside of his advisory role, Mendoza is an online content creator and live streamer focused on gaming. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management along with fund advisory and model portfolio delivery. The firm uses proprietary fundamental research combined with quantitative and algorithmic methods in constructing portfolios.

Ruyue Xian is a financial advisor at Charles Schwab with five years of industry experience. She holds the CFP® and Series 63 designations. Her prior work includes roles at the University of Texas at Dallas, Industrial Bank Co. Ltd., Metro AG, and China Island Asian Grill. Charles Schwab & Co., Inc. serves primarily high‑ and ultra‑high‑net‑worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed‑account and financial planning services. The firm combines non‑discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi‑asset, model-based investment approach.

Kathy Russo is a financial advisor with Raymond James & Associates who holds Series 63 and Series 65 licenses and has 27 years of industry experience. Her career includes positions at Merrill, Fidelity Investments, UBS Financial Services, and RBC Capital Markets before joining Raymond James. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with more than 5,400 advisors. The firm provides wealth advisory planning and investment consulting services to a broad client base including individuals, pension plans, corporations, charitable organizations, and government entities, notable for its involvement in municipal and public finance and an extensive network of affiliates.

Jonathan Rogers is a Wealth Management Advisor with BCG Private Wealth Management, a Merrill financial advisory team based in Heathrow, Florida. He has over a decade of experience helping affluent individuals and families preserve and maximize their wealth while aligning financial strategies with their unique values, aspirations, and priorities. Jonathan emphasizes clarity and confidence in financial planning to help clients focus on what truly matters and live with purpose. Jonathan holds the CERTIFIED FINANCIAL PLANNER® certification and the Sports & Entertainment Accredited Wealth Management Advisor™ designation. He earned both a Master of Business Administration and a bachelor's degree in Trust and Wealth Management with a minor in Financial Planning from Campbell University's Lundy-Fetterman School of Business. His professional recognitions include being named to the 2025 Forbes "Top Next-Gen Wealth Advisors Best-in-State" list and being a member of BCG Private Wealth Management, which has been recognized by Forbes as a "Best-in-State Wealth Management Team" for several years. Outside of his professional work, Jonathan is involved with the Gabriela Grace Foundation.

Daniel Zagata is a CFP® professional with 23 years of industry experience, currently serving at Cetera. He has worked at Evershore Financial Group and Minnesota Life Insurance Company, accumulating extensive experience in financial services and insurance. Zagata is the founder and director of the Winter Park Lifelong Learning Foundation, which offers community education programs. Cetera Investment Advisers LLC is an SEC-registered firm that provides a range of portfolio management, financial planning, and retirement services through a nationwide network of independent advisors. The firm serves individual, employer-sponsored, corporate, charitable, and institutional clients using a multi-manager approach with access to both affiliated and third-party investment managers.

Christopher Phillips is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He previously worked at UBS Financial Services Inc for 12 years before joining Wells Fargo Clearing in 2023. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Scott Mahnken is a financial advisor with Raymond James & Associates in Orlando, FL, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. He has been with Raymond James & Associates since 2003. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with a notable presence in public finance and municipal services.

Edward Dover IV is a financial advisor with Charles Schwab & Co., Inc., holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Moors & Cabot Inc and SunTrust Investment Services, Inc. He is based in Orlando, FL. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from Schwab’s Center for Financial Research.

Cynthia Beymer is a financial advisor at Fidelity with 31 years of industry experience. She holds Series 63 and Series 66 credentials and previously worked at Morgan Stanley from 2016 to 2022. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, with a focus on multi-manager and fund-of-funds structures.

Brendan Haviland is a financial advisor with Charles Schwab & Co., Inc. in Orlando, FL, holding a Series 66 designation and four years of industry experience. He has previously worked at Northwestern Mutual and has been affiliated with Charles Schwab since 2018 in various capacities. Outside of his advisory role, he also works as an Uber driver. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with integrated brokerage, custody, and financial planning services.

Darian Mohring is a financial advisor with Ameriprise in Lake Mary, FL, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2011. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement, generally requiring significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports, supported by a centralized consulting team and algorithmic tools, with an emphasis on Ameriprise-managed accounts and affiliated investment products.

Dairo Lopez Payares is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. He has been with Wells Fargo Clearing since 2022 and has worked at Wells Fargo Bank, N.A. since 2014. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a broader range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Fernando Fernandez is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. He has worked at Bank of America and Merrill since 2015 and previously was employed at Harry Buffalo from 2012 to 2018. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates with Bank of America’s broader platform, providing access to a wide set of products and services.

Ryan Olsen is a financial advisor with Morgan Stanley in Orlando, FL, holding Series 65 and Series 63 credentials and bringing 11 years of industry experience. His prior roles include positions at Pershing Advisor Solutions LLC and Charles Schwab. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning approach supported by firm-approved tools and investment committee research.

Jose Pena is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing since 2019, also working at Wells Fargo Bank, N.A. since 2015. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Laura Ferraro is a financial advisor with Morgan Stanley in Orlando, FL, holding a Series 63 designation and 26 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Abudoureheman Aizihaier is a financial advisor with Charles Schwab in Orlando, FL, holding Series 66 and Series 63 credentials and one year of industry experience. His prior work includes roles at TJX Europe and several years in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary investment recommendations and access to discretionary separately managed accounts. The firm is notable for its large scale and integrated structure, combining advisory, brokerage, custody, and cash-sweep services.

Andrea Godfrey is a financial advisor with Charles Schwab in Orlando, FL, holding a Series 66 designation and nine years of industry experience. She has been with Charles Schwab since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary buy/sell recommendations and access to discretionary separately managed accounts, using multi-asset model portfolios supported by a formal alternative-investment due diligence process.

Stephen Magee is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Wells Fargo Clearing and Wells Fargo Bank. Outside of his advisory work, he owns Magee Aerial Media, a drone video and photography business based in Orlando, Florida. Fidelity, through its subsidiary Strategic Advisers LLC, offers investment management and advisory services to retail and institutional clients, utilizing proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to manage multi-manager funds and model portfolios.

Michael Miller is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. He previously worked at Charles Schwab Bank and Charles Schwab & Co. Inc before joining J.P. Morgan in 2024. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and incorporates an ESG eligibility framework in its investment recommendations.