Stephanie Kluge is a financial advisor at Merrill with 21 years of industry experience, holding a Series 66 designation. She has been with Merrill since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a variety of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Sam Albert is a Vice President and Wealth Planner at Fidelity Investments. In this role, Sam partners with families to develop financial roadmaps tailored to their unique values and goals, focusing on simplifying complex financial concepts and advocating for clients' needs. Sam has been with Fidelity Investments since 2009, progressing through several roles including Financial Representative, Investment Consultant, Financial Consultant, and various levels of Investment Management Consultant before becoming Vice President in 2024. Prior to joining Fidelity, Sam worked as a Financial Advisor at Morgan Stanley from 2007 to 2009. Outside of work, Sam has interests in fitness, reading, and traveling.

Edward Durham V is a financial advisor with Raymond James & Associates in Ponte Vedra Beach, FL, holding Series 63 and Series 66 designations with 27 years of industry experience. He has worked at Raymond James & Associates since 2015, with a brief tenure at Cleckner LLC from 2017 to 2020. Outside of his advisory work, he owns and operates Swinging Phoenix Golf LLC, an online golf apparel store. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and public entities, offering financial planning and consulting with a non-discretionary approach, supported by various portfolio management styles and affiliated research.

Anthony Moyer is a Financial Consultant currently working at Fidelity Investments since 2022. He has extensive experience in the financial services industry, having held various positions at Fidelity Investments since 2008, including Managed Solution Consultant, Portfolio Specialist, Client Management Representative, Retirement Solutions Representative, and Investment Services Representative. Prior to joining Fidelity, he worked as a Financial Advisor at Merrill Lynch from 2004 to 2007. Anthony focuses on empowering clients to make sound financial decisions through planning and proper investment selection. He emphasizes helping clients pursue their financial goals and dreams. His professional background spans client management, portfolio specialization, and retirement solutions. Outside of his professional role, Anthony enjoys family activities, fishing, fitness, football, social events with friends, and golf.

Seth Holt is a financial advisor at Fidelity with Series 63 and Series 65 credentials and two years of industry experience. He has held roles at Fidelity Investments and Florida Financial Advisors. Outside of his advisory work, Seth serves as Treasurer and a Board member for The Justice Coalition of Jacksonville, focusing on victim advocacy and legal guidance. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a diverse range of investment products.

Patrick Brown is a financial advisor at Fidelity with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked in various roles at Fidelity and its affiliates since 2014. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, including those using model-driven strategies.

Marie Galke is Vice President and Branch Leader at Fidelity Investments. She is responsible for leading branch operations and advancing Fidelity's mission of helping people live their financial dreams. Marie has held several leadership positions at Fidelity Investments, including Vice President and Regional Planning Consultant from 2024 to 2026, and Senior Manager in Workplace Planning and Advice from 2021 to 2024. Her professional focus includes talent development, operational excellence, and delivering meaningful financial outcomes for clients and associates. She is dedicated to inspiring high-performing teams and deepening client engagement.

Paul Orfield is a financial advisor with Fidelity Investments in Jacksonville, FL, holding Series 63 and Series 66 licenses and two years of industry experience. His prior work includes roles at Accelerate Learning, Step Up for Students, Southpoint Community Church, and Duval County Public Schools. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a variety of clients including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, offering services such as discretionary portfolio management and fund advisory.

Leigh Paul is a financial advisor at Raymond James & Associates with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Raymond James since 2019. His prior experience includes roles at Morgan Stanley Private Bank and Morgan Stanley, as well as a long tenure at Danberry Company. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a wide range of portfolio management styles and research.

Ariel Montes is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 designation and has worked at both Merrill and Bank of America N.A. since 2010 and 2012, respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Katharine Collins is a financial advisor at Fidelity with a Series 66 designation and 10 years of industry experience. Her prior work includes roles at Merrill, Bank of America, Advised Assets Group, and GWFS Equities. She works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a process combining fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services, including management of registered investment companies and fund-of-funds.

Derek Martel is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at Fidelity Brokerage Services LLC and WAM Health Technologies, as well as teaching positions at Pellissippi State Community College and St Johns River State College. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to both retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a diverse range of portfolios, including fund-of-funds and model portfolios delivered to intermediary platforms.

Charles Braziel is a financial advisor at Wells Fargo Advisors with 11 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Merrill for 12 years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to clients who meet a net-worth threshold, utilizing Wells Fargo research and planning tools to develop customized recommendations.

Will Sackman is a Planning Consultant at Fidelity Investments, where he collaborates with a team to help clients develop clear and comprehensive financial plans. He focuses on understanding clients' goals, family situations, and investments to create tailored plans using Fidelity's resources and expertise. Will has held several positions at Fidelity Investments, including Relationship Manager and Financial Representative, demonstrating experience in client relationship management and financial representation. Prior to joining Fidelity, he completed a Wealth Management internship at Raymond James. He holds insurance licenses in Arkansas and California. Outside of his professional role, Will's personal interests include beach activities, boating, fitness, and golf.

Casey Carlson is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. Carlson has been associated with Merrill since 2015 and concurrently with Bank of America since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Bach is a Series 66 certified financial advisor with eight years of industry experience, currently affiliated with Merrill in Jacksonville, FL. His work history includes roles at Bank of America and Merrill, as well as positions at AAA Parking/The Four Seasons and the University of Central Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, utilizing both internal and third-party management teams.

Bradley Caldwell is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and 10 years of industry experience. Prior to joining Merrill in 2019, he worked for Bridgeline Transportation from 2015 to 2019. Outside of his advisory role, Caldwell works as a transcription freelancer for Daily Transcription. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Ryan is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 34 years of industry experience. His prior roles include positions at AssetMark Brokerage, Fidelity Investments, and Next Financial Group. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management, financial planning, and retirement services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Halley Mc Kenzie is a financial advisor at Merrill with 19 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2006. Outside of her advisory role, she is a wellness advocate for doTERRA International, LLC, where she conducts classes and product sampling, and she occasionally assists with estate sales at a local jewelry business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Chase Michael is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Fidelity Brokerage Services LLC and Wells Fargo. He is based in Jacksonville, FL. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management with multi-asset model portfolios and access to alternative investments. The firm is notable for its scale and integrated structure, combining advisory, brokerage, custody, and cash-sweep services.