Tanya Forsythe is a financial advisor at TIAA-CREF with 15 years of industry experience. She holds Series 63 and Series 66 credentials and has been with TIAA-CREF since 2013. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through employer retirement plans. The firm operates within a vertically integrated structure and acts as adviser to a donor-advised fund sponsored by Charityvest.

Jordan Kuntzelman is a financial advisor at Empower Advisory Group with one year of industry experience. He holds Series 63 and Series 66 licenses. His prior experience includes roles at Vanguard Advisers, Inc. and The Vanguard Group, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Carlton Weber is a CFP® with seven years of industry experience, currently serving as a financial advisor at Creative Planning since 2022. He previously worked at Keystone Wealth Partners and USAA, among other positions. Creative Planning provides wealth management and financial planning services to a diverse client base, including high-net-worth individuals, institutions, and retirement plans. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by customized equity, bond, and private market investments.

Brenton Harris is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has worked with Charles Schwab since 2004, with a brief tenure at Chinook Capital Management in 2005. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance focuses on asset allocation and investment selection based on proprietary models and research, with trades executed only upon client authorization.

David Fields is a financial advisor with United Planners Financial Services of America, holding Series 63 and Series 65 licenses and 37 years of industry experience. His prior roles include positions at Waddell & Reed, Inc., Citigroup Global Markets Inc., and operating his own business, David Brook Fields, since 2006. He is also a managing partner at Pacific Tides Wealth Management. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base, including individual investors, retirement plans, and institutional clients. The firm employs a hybrid advisory and brokerage model with a focus on non-discretionary account management and supports its advisors through limited-partnership ownership and structured transition assistance.

William Abram is a CFP®-certified financial advisor with nine years of industry experience. He currently works at Focus Partners Wealth, LLC and has previously been employed by Churchill Management Group, Charles Schwab Bank, Charles Schwab & Co., Inc., and BBVA Compass. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, financial and tax planning, and employee benefit consulting. The firm employs a long-term, tax- and fee-sensitive investment approach that integrates active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Timothy Bohnett is a financial advisor at Farther with 15 years of industry experience. He holds the Series 66 designation and previously worked at Charles Schwab & Co., Inc. for 14 years. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a combination of digital platforms and in-person meetings. The firm employs an investment approach based on Modern Portfolio Theory, utilizing proprietary model portfolios and algorithmic rebalancing, and incorporates AI tools alongside advisor judgment.

Michael Swenson is a CFP® with nine years of industry experience, currently serving as a financial advisor at Mariner. Prior to joining Mariner Wealth Advisors, he worked for The Vanguard Group, Inc. for seven years. His background also includes roles at Arizona State University and self-employment. Mariner serves a diverse range of clients, including individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and tax services. The firm’s approach combines discretionary, customized portfolios overseen by an Investment Committee with in-house research and third-party strategies, alongside integrated tax and accounting services uncommon among large advisory firms.

Michael O'Malley is a financial advisor with United Planners' Financial Services of America, holding Series 65 and Series 66 credentials and bringing 20 years of industry experience. He has been with United Planners since 2015 and is also a partner at O'Malley & Berberich CPAs PC, where he has provided accounting, tax preparation, and business consulting services since 2001. United Planners serves a diverse client base, including individuals, corporations, charitable organizations, retirement plans, and institutional clients such as sovereign wealth funds and banks. The firm operates as both a registered investment adviser and a broker-dealer, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors.

Seth Dhaenens is a financial advisor with Principal Financial Services based in Phoenix, AZ. He holds the ChFC® designation and has 17 years of industry experience. His career includes roles at Principal Life Insurance Company and Principal Securities Inc since 2023, and prior to that, he worked with Pruco Securities, LLC and Prudential Insurance Company of America for 15 years. Dhaenens is also involved in providing fixed insurance products, including life, disability, annuities, long-term care, and Medicare supplements. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm focuses on financial planning and retirement plan consulting, with access to third-party money manager asset allocation and separately managed account solutions.

Whitney Williams is a CFP® professional with 14 years of industry experience, currently with Schwab Wealth Advisory. Prior to joining Schwab in 2020, Whitney worked at The Vanguard Group and USAA financial planning services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program. The firm’s guidance is based on Charles Schwab & Co.’s asset allocation models and internal research, with tailored recommendations reviewed at least annually.

Courtney Hicks is a financial advisor at Kestra Advisory with eight years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at The Vanguard Group for seven years. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors, institutional, and individual clients, offering services including fiduciary consulting, plan design, employee education, and advisor-managed accounts. The firm manages approximately $79.8 billion in assets and serves a diverse client base that includes large institutional investors and sovereign wealth funds.

Anna Kramer is a CFP® and ChFC® with 27 years of industry experience. She has worked at Schwab Wealth Advisory Inc. and Charles Schwab & Co. since 2020, following 16 years at USAA Financial Planning Services and USAA Financial Advisors, Inc. She also holds a role at the Maricopa County Elections Department since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. Their approach uses Charles Schwab & Co.’s asset-allocation models and internal research tools, focusing on tailored recommendations without exercising discretionary trading authority.

Joshua Obolewicz is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Schwab Wealth Advisory in 2026, he held positions at Charles Schwab & Co. and Charles Schwab from 2023 to 2025, and worked in various other roles including at Swain Electric Inc. and Harkins Theatres. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice relies on Charles Schwab’s asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Daniel Gombrich is a financial advisor with Integrity Alliance, LLC in Scottsdale, AZ, holding a Series 65 license and eight years of industry experience. Prior to joining Integrity Alliance in 2023, he worked at Gladstone Wealth Partners, Gradient Securities LLC, Questar Asset Management, FinRev Financial, LLC, and American Senior Benefits. Outside of investment advising, he is involved in insurance sales through several entities including Heartland Retirement Group and Gombrich Consulting, LLC. Integrity Alliance serves a broad client base ranging from individual investors to corporations and qualified retirement plans. The firm offers a diverse range of services including portfolio management, financial planning, and access to both advisor-managed and third-party model portfolios, operating as a large advisor network with over 300 representatives managing approximately $5.4 billion in client assets.

Scott O'keeffe is a financial advisor with UNITED PLANNERS' FINANCIAL SERVICES of AMERICA, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He has been with United Planners since 2011 and concurrently maintains an active insurance license in Arizona for life, health, and disability coverage, though he does not currently solicit insurance products or clients. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients, providing financial planning, portfolio management, retirement services, and brokerage solutions through a network of 477 independent advisors. The firm operates an open-architecture platform with multiple custodians and third-party money managers and is notable for its largely non-discretionary asset mix and limited partnership ownership structure.

Steven Deacon is a financial advisor with Commonwealth Financial Network in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He previously worked at Blackrock Investments, LLC from 2011 to 2019 and has been with Commonwealth and Blakeman and Associates, Inc. since 2019. Outside of his advisory role, he is the owner of Five Point Wealth Advisors LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, offering a range of advisory programs and services including custom portfolios, third-party asset manager access, and retirement plan consulting. The firm provides operations, trading, technology, investment management, compliance, and practice-management support to affiliated advisors, while its Investment Management and Research team manages discretionary model portfolios.

Carter Barrett is a CFP® professional with eight years of industry experience, currently with Schwab Wealth Advisory in Phoenix, AZ. His career includes roles at Charles Schwab & Co., Cetera, and Merrill. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s services focus on asset allocation and investment selection, guided by internal research tools and standard allocation models, with recommendations tailored to individual goals and risk tolerance.

Teresa Schuelke is a Planning Consultant at Fidelity Investments, a role she has held since 2021. She has built a career in financial services, previously working as a Relationship Consultant, Investment Consultant, and Financial Service Advisor at Merrill between 2018 and 2021. Prior to that, Teresa served as a Financial Advisor at H. Beck Inc. from 2015 to 2017 and at Edward Jones from 2011 to 2015. Teresa focuses on providing financial education to clients, emphasizing the importance of understanding their money and how it works to help them achieve their financial goals. She fosters partnerships with clients to collaboratively create, implement, and monitor their financial plans. This approach reflects her commitment to making a difference in clients' lives. Outside of her professional work, Teresa enjoys family activities, social events with friends, movies, music, traveling, and writing.

Christopher Berkland is a CFP® with 40 years of industry experience, currently serving at Schwab Wealth Advisory in Phoenix, AZ. His career includes prior roles at Vanguard Advisers and USAA Financial Planning Services. He has been with Charles Schwab & Co., Inc. and Schwab Wealth Advisory Inc. since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, using proprietary asset allocation models and conducting at least annual reviews tailored to client goals and risk tolerance.