Paul Williams is a financial advisor with Merrill in Newport Beach, CA, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. He has worked at Merrill since 2009 and has been associated with Bank of America since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Raymond Lejano is a financial advisor with UBS Financial Services in Newport Beach, CA, holding Series 63 and Series 65 licenses and over 34 years of industry experience. He has been with UBS since 2005. Outside of his advisory role, he owns and manages businesses providing home and personal care services for seniors. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining fiduciary financial planning with institutional trading capabilities and proprietary research to tailor investment strategies to clients’ goals and risk tolerances.

Patrick Anderson is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2016. Prior to this, he worked as a Financial Advisor at Thrivent Financial from 2013 to 2016. Patrick holds a California Insurance License, which supports his work in financial planning and advising. In his role, Patrick collaborates with clients to understand their values, goals, and life changes, aiming to develop financial plans that are simple and effective. His approach focuses on building comfort and confidence in clients' financial futures. Outside of his professional career, Patrick's personal interests include cooking and baking, fishing, fitness, parenthood, scuba diving, and traveling.

Sharon Decampo is a financial advisor at Stifel with 40 years of industry experience. She has held her current position at Stifel Nicolaus & Co. Inc. since 2011 and holds Series 63 and Series 65 credentials. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach utilizes proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

Thomas Fisher is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been a series 7 licensed representative since 2005, marking nearly two decades in the financial industry. His career includes roles at E*TRADE Financial, where he worked as a Financial Consultant from 2013 to 2022, and at Raymond James Financial as an Associate in 2012. Thomas's experience spans various aspects of finance, with a focus on assisting clients with a range of needs—from providing education on investment fundamentals to developing complex wealth planning strategies. He holds a California Insurance License, which complements his financial consulting expertise. Prior to his full-time career in finance, Thomas spent a few years outside the industry in his late twenties, during which he trained for the Olympics and ran his own business.

Timothy Cline is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2012. Outside of his advisory role, he is a partial owner of Aero Bar, Inc., a family-owned bar in Newport Beach, CA. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a network of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Hilary Hughes is a financial advisor with Merrill, holding a Series 66 designation and seven years of industry experience. Prior to joining Merrill in 2024, she worked at Morgan Stanley, UBS Financial Services, Massachusetts Mutual Life Insurance, and Capstone Partners Financial and Insurance Services. Outside of her advisory work, Hughes is the owner of Shut Your Pie Hole Bakery, a restaurant and bar located in Costa Mesa, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Camille Deol is an Investment Consultant at Fidelity Investments, a position held since 2026. Prior to this role, Camille gained experience within the same company as a Planning Consultant in 2025, Relationship Manager from 2024 to 2025, and Financial Representative from 2023 to 2024. Camille holds a California Insurance License, supporting her professional capacity in financial and investment consulting. She is dedicated to understanding clients' financial goals and crafting tailored financial plans to provide peace of mind regarding their financial future. Outside of her professional work, Camille enjoys cooking and baking, fitness, exploring food as a foodie, skiing, traveling, and volunteering.

Eric Spraker is a financial advisor with Wells Fargo Advisors in Newport Beach, CA, holding Series 63 and Series 65 licenses and having 31 years of industry experience. His career includes over a decade at Wells Fargo in various advisory and clearing roles. Outside of his advisory work, he plays guitar in a music band called DADBOD. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a wide range of investment and fee-based financial planning services. The firm’s advisory process uses proprietary research and planning tools to develop tailored recommendations, with clients able to decide on implementation through brokerage or advisory programs.

Claudia Jenkins is a financial advisor at Merrill with 16 years of industry experience. She holds Series 63, Series 65, and Series 66 credentials and has worked at Merrill and Bank of America since 1992. Outside of her advisory role, she is a co-owner of a family rental property in Surprise, Arizona, where she occasionally manages communications and property improvements. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Amita Desai is a financial advisor with Cambridge Investment Research Advisors in Newport, CA, holding Series 63 and Series 65 credentials and 25 years of industry experience. She has been with Cambridge Investment Research Advisors since 2010. Outside of her advisory role, she owns an independent insurance agency and serves as a sports referee. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals using a range of portfolio management strategies and platform options.

Brian Weber is a financial advisor with UBS Financial Services in Newport Beach, CA, holding a Series 66 designation and 10 years of industry experience. He previously worked at Morgan Stanley Smith Barney LLC for five years before joining UBS in 2019. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining model-based asset allocations, proprietary research, and a range of financial planning and portfolio management services. The firm integrates institutional trading capabilities with wealth management and offers ancillary services such as custody, underwriting, and securities-backed lending.

Tammy Jau is a financial advisor at Morgan Stanley with 19 years of industry experience. She has held her position at Morgan Stanley since 2009 and holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

John Hollands is a financial advisor with J.P. Morgan Securities in San Clemente, CA, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Timothy Marshall is a financial advisor at UBS Financial Services with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Lauren Alexander Vasquez is a financial advisor with Charles Schwab in Mission Viejo, CA, holding Series 63 and Series 65 licenses and seven years of industry experience. She has worked at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2020, and previously held positions at Equitable Advisors, AXA Advisors, Select Quote Insurance Services, and Harden Communications Partners LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative investment program within an integrated operational structure.

Bradley Petty is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2018. He is a CERTIFIED FINANCIAL PLANNER™ practitioner who collaborates with clients and their families to develop financial plans aimed at achieving their goals. Bradley emphasizes creating and executing strategies while regularly monitoring progress to provide clients with confidence in their financial decisions. He brings a wealth of experience from his previous roles, including Senior Financial Consultant at TD Ameritrade from 2014 to 2018, Financial Representative at Fidelity Investments from 2012 to 2014, and Financial Representative at Northwestern Mutual from 2011 to 2012. Bradley holds a California Insurance License. Outside of his professional work, Bradley has interests in cars, fitness, football, golf, music, and outdoor adventures.

Monica Marti is a financial advisor at Stifel with 28 years of industry experience. She holds the Series 63 designation and has been with Stifel Nicolaus & Co Inc since 2016. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services with a proprietary investment methodology developed by its Investment Strategy Group.

Samantha Hodges is a financial advisor at UBS Financial Services with eight years of industry experience. She holds a Series 66 designation and has been with UBS since 2018. Prior to her current role, she spent four years at Wagner College. Outside of financial advising, she is involved as a product ambassador for several consumer brands, promoting products through her personal social media channels. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services. The firm integrates institutional trading capabilities with wealth management, offering tailored financial plans based on proprietary research and market analysis.

Loren Van Tilburg II is a financial advisor at Merrill in Newport Beach, CA, holding Series 63 and Series 65 licenses with one year of industry experience. His prior work includes roles at Bank of America and Primerica Advisors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.