Alex Waddell is a Financial Consultant at Fidelity Investments, a position held since 2026. In this role, Alex partners with clients to develop financial plans and comprehensive investment strategies aligned with their goals. Prior to this, Alex held several roles at Fidelity Investments, including Investment Consultant (2025-2026), Relationship Manager (2024-2025), Financial Representative (2023-2024), and Financial Services Representative (2023). Before joining Fidelity Investments, Alex worked as a Business Development Officer at California Business Bank from 2022 to 2023. Alex holds a California Insurance License. Outside of professional work, Alex has an interest in football.

Kirsten Medina is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 12 years of industry experience. She previously worked at J.P. Morgan Securities for five years before joining Wells Fargo Clearing in 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Michael Hernan is a financial advisor with Edward Jones in Irvine, CA, holding the ChFC® designation and Series 66 license, with nine years of industry experience. He has worked at Edward Jones since 2017, following eight years at State Farm Insurance Company. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 advisors.

Tenley Hardt is a financial advisor with LPL Financial, holding a Series 66 credential and seven years of industry experience. Prior to joining LPL Financial in 2023, she worked at Bank of America and Merrill from 2019 to 2023. Outside of financial advising, she has been involved in several entrepreneurial ventures, including businesses focused on design and strategy. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management options through a large network of advisors, supported by various platforms and tools, serving over 22,800 advisors and overseeing more than $819 billion in discretionary assets.

Qianyi Ma is a financial advisor at Merrill with a Series 66 credential and less than one year of industry experience. Prior to joining Merrill, Ma worked at Bank of America, East West Bank, and held various roles outside the financial services industry, including positions at Newpie Technology Inc and academic institutions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Yu is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Sino-World Acquisition Group, and J.P. Morgan Securities. Outside of his advisory role, he serves as an officer for Vice Apparel, a retail and online store based in Irvine, California. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and supports both direct client relationships and corporate financial planning agreements.

Gregory Virant is a financial advisor with Ameriprise Financial Services in Irvine, CA, holding a Series 66 credential and seven years of industry experience. Prior to joining Ameriprise, he worked at Pepperdine University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income and tax-aware withdrawal strategies through its Ameriprise Premier Retirement Income service.

Evanya Skelly is a financial advisor at Stifel with five years of industry experience and holds the Series 66 designation. Prior to joining Stifel in 2021, she worked in legal education and practice, including positions at the University of Law and Mills and Reeve. Stifel serves a diverse client base, including individuals and institutional clients, providing brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Eric Jenson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at Transamerica Financial Advisors, Demographic Trends, and College Funding Solutions. Jenson also operates Jenson and Associates, Inc., a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment management solutions, utilizing both proprietary research models and third-party subadvisors.

Gregory Pelachik is a CFP® professional with 18 years of industry experience, currently affiliated with Wells Fargo Clearing. His prior experience includes roles at Ameriprise and Comerica, along with extensive tenure at Wells Fargo in various capacities since 2000. Outside of his advisory work, he is a co-owner of Just Plane Partners, LLC, and serves on the board of the San Bernardino Mountain Patrol, a nonprofit ski patrol organization in Big Bear Lake, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in a modern portfolio theory approach.

Robert Corona is a financial advisor at LPL Financial with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Raymond James and Associates, Oppenheimer, Ameriprise Financial Services, and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by research and technology tools for investment management.

Rong Yue is a financial advisor with Ameriprise in Irvine, CA, holding the CFP® designation and Series 63 and 65 licenses. Yue has three years of industry experience, including prior roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and Global Law Group. Outside of advisory work, Yue owns and operates JY Legacy Bridge Law P.C., focusing on estate planning. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement with significant investable assets, providing written Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with advisory services and emphasizes managed accounts and algorithmic automation to support its retirement planning solutions.

Michael Buntzen is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding a Series 66 designation and 20 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ly Pham is a financial advisor with Wells Fargo Clearing in Temecula, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining Wells Fargo in 2021, Ly worked at U.S. Bank and SunTrust Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kevin Ramirez is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo Clearing Services since 2018, having previously worked at Wells Fargo Bank NA since 2014. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Nicholas Bock is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven process incorporates modern portfolio theory and includes unique offerings such as insurance-related vehicles and bank deposit sweep options.

John Fierro is a CFP® professional with 32 years of industry experience. He is currently affiliated with RBC Capital Markets and City National Bank since 2023. His prior experience includes seven years with Wells Fargo Clearing and six years with Wells Fargo Advisors LLC. Fierro serves on the Board of Directors for White Oak, a charitable organization. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored investment advisory programs and portfolio management services, combining in-house and third-party managers while providing integrated capital markets and lending capabilities.

Arnold Cassuto is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has previously been involved in an e-commerce business, AAC Solutions, LLC, which operates a family-owned Walmart online store. Cassuto has worked within various branches of JPMorgan since 2013. J.P. Morgan Securities LLC serves primarily institutional clients and retirement plan sponsors, offering investment consulting and advisory services that include asset-allocation advice, investment manager searches, and customized performance reporting. The firm integrates quantitative modeling and centralized due diligence in its advisory process and incorporates an ESG eligibility framework when recommending strategies.

Jonathan Jiang is a financial advisor at Ameriprise in Irvine, CA, with three years of industry experience. He holds Series 63 and Series 66 designations and previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. before joining Ameriprise. Ameriprise Financial Services is a diversified advisory firm serving both individual and institutional clients, offering a Premier Retirement Income service that provides tailored retirement planning advice focused on reliable income sources and tax-aware withdrawal strategies. The firm’s approach integrates proprietary research and third-party data to create customized recommendations within a defined investment framework.

Brandon Minovitz is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo in various capacities since 2006. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.