Frode Teigen is a Financial Advisor with the Ma Teigen Group at Merrill Lynch Wealth Management. He joined Merrill in 2021 and contributes to the team by overseeing operations to facilitate sustained client interaction. Frode applies his analytical skills and experience to design customized wealth management plans, gathering relevant data and modeling scenarios to clarify client priorities and identify action items. He also dedicates significant effort to investment analysis and research, evaluating competing investment options aligned with client needs and advising on parameters such as risk thresholds, time horizons, tax sensitivity, and liquidity. Before joining Merrill, Frode worked for decades in the information technology sector and was involved as a venture capital investor for tech start-ups. He holds a Master of Science degree (M.Sc.) from the Norwegian University of Science and Technology. Frode is a Personal Investment Advisor (PIA), Chartered Retirement Planning Counselor (CRPC™), and a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA™). He communicates in English, Norwegian, Swedish, and French. Frode is married with two children and enjoys exploring local trails around Pasadena, California, with his family and their dog, Kiki. His personal interests include chess, hiking, reading, skiing, soccer, swimming, and traveling.

Jason Betts is a financial advisor with Raymond James & Associates in Pasadena, CA, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. His prior roles include positions at Cantella & Co., Bank of America, Merrill, Banc of America Investment Services, and Wells Fargo Investments. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Isaac Taylor is a financial advisor with Thrivent Investment Management in Arcadia, CA, holding the Series 66 designation and 13 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2013. Outside of his advisory work, Taylor serves as a board member for the Pasadena Fire Foundation and the Pasadena Fire Department EMS Reserve, both nonprofit organizations focused on community safety and emergency medical services. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based, holistic planning covering a wide range of topics and allows clients to combine planning with managed-account programs under a consolidated billing option, maintaining planning and investment management as separate services.

Kyle Ergas is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on working closely with individuals and families to develop personalized financial strategies aimed at helping clients achieve their unique financial goals. His approach involves understanding each client's priorities and creating plans tailored to their specific situations. Kyle's expertise includes a range of financial services such as general investing, retirement planning, and savings strategies to prepare for unforeseen expenses. He works with clients to address concerns related to funding education, securing retirement income, and managing long-term financial objectives. He holds a Bachelor's Degree from San Jose State University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA).

Patrick Chan is a Series 66-licensed financial advisor with 11 years of industry experience, currently with Wells Fargo Clearing since 2024. His prior experience includes roles at B. Riley Wealth Advisors, National Asset Management, Hold Bros. Capital, LLC, and Integra Technology Inc. Outside of his financial career, he is the sole owner of a long-term rental property in Long Beach, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party data to inform its diversified, modern portfolio theory-based investment approach.

Stephen Cho is a financial advisor with LPL Financial in Brea, CA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked at LPL Financial since 2012 and previously spent five years at Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Maria Richards is a financial advisor with Primerica Advisors in Whittier, CA, holding Series 63 and Series 65 designations and two years of industry experience. She has worked at PFS Investments Inc. since 2024 and Primerica Financial Services since 2023. Her prior work experience includes roles outside the financial industry, such as at the San Diego Gamma Knife Center and periods as a homemaker. Primerica Advisors is a large institution serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that utilizes model-delivery strategies managed by unaffiliated asset managers and provides support for trade execution and account custody through established financial institutions.

Joanie Yau is a financial advisor at Merrill with 17 years at the firm and 7 years of industry experience. She holds a Series 66 designation. Outside of her advisory role, she owns a family business called JY LoveCraft, creating and selling handmade crafts and personalized items online. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with various model-based and discretionary investment strategies.

Claudia Ramirez is a financial advisor with UBS Financial Services who holds a Series 66 designation and has 18 years of industry experience. She previously worked at Rockefeller Financial LLC and Wells Fargo Clearing. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides a range of financial planning, portfolio management, and capital markets services supported by proprietary research and model-based asset allocations.

Victor Barajas is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He previously worked at Bank of America for five years and The Home Depot for six years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Laura Martin is a Series 66-licensed financial advisor with 19 years of industry experience. She has worked at Morgan Stanley since 2010 in various capacities, including Morgan Stanley Smith Barney LLC and its Wealth Management division, and previously held roles at RBC Capital Markets, Deutsche Bank Securities, Merrill, and UBS Financial Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market outlook models.

Nathan Heath is a Series 66-licensed financial advisor with J.P. Morgan Securities, bringing 18 years of industry experience. He previously worked at Merrill Lynch, Pierce, Fenner & Smith for 11 years before joining J.P. Morgan in 2018. Outside of his advisory role, Heath owns and operates In-Home Aromas, Inc., a weekend hobby business making organic candles. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Cole Bryant is a financial advisor with Thrivent Investment Management in Pasadena, CA, holding a Series 66 designation and two years of industry experience. His prior work includes positions at Peermusic, Azusa Pacific University, and Houzz. Outside of advising, he is the owner of BRYANT & SEG LLC, an LLC formed to manage a real estate investment property jointly held with another member. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial planning without discretionary trading authority and providing ongoing plan reviews through its network of financial advisors.

Edmund Regan II is a financial advisor with RBC Capital Markets and City National Bank, holding Series 63 and Series 65 credentials and offering 41 years of industry experience. He has been with these firms since 2016. Outside of finance, he is involved in multiple business ventures including restaurant operations and technology seed capital funds, and serves on the boards of a children’s group home and a theater organization. He is also a passive owner in thoroughbred horse racing. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with diverse investment programs that offer discretionary and non-discretionary portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers.

Justin Hong is a financial advisor at Morgan Stanley in Pasadena, CA, holding a Series 66 designation with 10 years of industry experience. He has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Jeffrey Tiedge is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His career includes roles at Wedbush Securities, SeaCrest Wealth Management, and Morgan Stanley. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning, investment consulting, and municipal advisory services supported by a broad network of advisers and affiliated research resources.

Connor Whalen is a financial advisor with UBS Financial Services in El Segundo, CA. He holds a Series 66 designation and has one year of industry experience. Prior to joining UBS, he worked at Tesla, F45 Training, and Adidas. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor plans according to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management and offers services including financial planning, portfolio management, and capital markets activities.

William Ouellette is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and one year of industry experience. His prior work includes roles at PFS Investments, Inc. and Instacart, as well as a long tenure at Primerica Financial Services. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, along with corporate and charitable clients. The firm utilizes model-delivery strategies managed by third-party asset managers and supports trade execution and custody through Pershing and BNY Mellon Advisors.

Winnie Cao is a financial advisor at Morgan Stanley in Pasadena, CA, holding a Series 66 designation with one year of industry experience. Her prior experience includes roles at Morgan Stanley and positions in education at institutions such as the University of California, Los Angeles, Pasadena City College, and Mark Keppel High School. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools.

William Tien is a financial advisor with J.P. Morgan Securities in Pasadena, CA, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He has worked with JP Morgan Chase Bank and J.P. Morgan Securities since 2012. Outside of his advisory role, he is a co-owner and landlord of rental property. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.