Martina Girgis is a Financial Advisor with Merrill Lynch Wealth Management, where she serves as a Merrill Financial Solutions Advisor. In her role, she collaborates with clients to understand their priorities and develop strategies aimed at achieving their short-term, mid-term, and long-term financial goals. Her responsibilities include providing guidance on investing, retirement planning, and savings, as well as facilitating access to specialists in banking, credit, home financing, and small business solutions through Bank of America. Martina holds a Bachelor's Degree and a Master of Business Administration (MBA) from the California State University System. She carries the Professional Designation of Personal Investment Advisor (PIA). Her approach involves ongoing discussions with clients about their goals and concerns, enabling her to offer tailored advice and adapt strategies as clients' needs evolve.

Thomas Minor is a financial advisor at LPL Financial with 39 years of industry experience. He holds the Series 66 designation and has worked at LPL Financial since 2009, following prior roles at Associated Securities Corp. and Associated Planners Investment Advisory Inc. Since 1997, he has also acted in a fiduciary capacity in a trust, unrelated to investment advisory activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Robert Stern is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 27 years of industry experience. He previously worked at Avantax Investment Services and Cetera before joining LPL Financial. Outside of advising, Stern serves as Treasurer for both the Henry Mayo Newhall Memorial Hospital Foundation and the Newhall Rotary Community Foundation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, utilizing various investment strategies and operational tools.

Vahan Papyan is a financial advisor with Cetera, holding the PFS™ designation and bringing one year of industry experience. Prior to joining Cetera, he worked at Avantax Advisory Services and has more than ten years of experience at RSVP CPAs & Advisors Inc, where he also serves as CEO. Outside of his advisory role, he is CEO of two nonprofit organizations: the AASCPA Education Foundation, which grants scholarships to accounting students, and the Armenian American Society of Certified Public Accountants, a professional networking organization. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers multiple portfolio management options through a multi-manager platform with access to third-party managers and various program structures.

Juan Gonzalez is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at J.P. Morgan Chase Bank, N.A. and J.P. Morgan Securities, LLC. Prior to his financial services career, he was employed at Fry's Electronics for five years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Matthew Miner is a Series 66-credentialed advisor with Equitable Advisors in Woodland Hills, CA. He has been with Equitable Advisors since 2025 and has prior experience as the owner and publicist of Enabler PR since 2015. Additionally, he worked for LA Weekly from 2015 to 2020. Equitable Advisors serves a wide range of clients including individuals, pension plans, corporations, and charitable organizations. The firm offers financial planning and asset management through multiple advisory programs and third-party managers, focusing on matching client needs to appropriate investment solutions.

Derrick Schmucker is a financial advisor with Primerica Advisors in Burbank, CA, holding Series 63 and Series 65 licenses and 22 years of industry experience. He has been with Primerica Advisors since 2004 and previously worked at Volt Workforce Services. Outside of advising, he is involved in sales of non-investment products including home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services primarily via model-based strategies managed by unaffiliated asset managers. The firm operates at scale with thousands of advisors and offices, overseeing approximately $15.5 billion in assets under management.

Andrey Pashayan is a financial advisor with J.P. Morgan Securities in Encino, CA, holding Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles at Citigroup Global Markets, Citibank, and Wells Fargo. Outside of his advisory work, he owns and operates a home-based barbecue catering service. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

Alejandro Jimenez is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Bank of America, Merrill, and JP Morgan Chase Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gabriel Castellanos is a financial advisor at Morgan Stanley with four years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. Prior to his finance career, he worked at Pieology Pizzeria for two years. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools but does not include individual security recommendations as part of standalone planning.

Christopher Simonoff is a financial advisor with Merrill, holding a Series 66 designation and 13 years of industry experience. He has worked at Merrill and Bank of America since 2010, with prior roles at Athas Capital Group Inc and Nina Lending LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sheri Humphrey Apodaca is a financial advisor at Primerica Advisors in Burbank, CA, holding Series 63 and Series 65 licenses with 12 years of industry experience. She has worked at Primerica Advisors and Primerica Financial Services since 2013, and previously spent over two decades at Carat. Outside of her advisory role, she serves as a reservist poll worker in Glendale, California. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of discretionary separately managed account options primarily to individual and high-net-worth clients. The firm utilizes third-party asset managers and emphasizes a tiered wrap-fee structure with ongoing oversight of its investment models.

Grant Goldstein is a Series 66 licensed financial advisor with J.P. Morgan Securities, based in Woodland Hills, CA. He has two years of industry experience, including roles at J.P. Morgan Securities, Jpmorgan Chase Bank, Bank of America, Merrill, and One Capital Management. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Timothy Hohn is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 20 years of industry experience. He has been associated with Primerica Financial Services since 2004 and also works with McLaren Industries and PFS Investments Inc. His outside activities include part-time sales of home-related products such as home security and automation through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which features model-delivery strategies and selective separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Eric Byun is a financial advisor with Charles Schwab in Encino, CA, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Fidelity Investments, Deloitte, JP Morgan Chase Bank, and Morgan Stanley. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment management supported by centralized operational and custody arrangements.

Shant Topalian is a financial advisor with Ameriprise in Glendale, CA, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2022, he worked at U.S. Bank and Currency Exchange International. Outside of his advisory role, he provides freelance photography services. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to create tailored recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Jing Liu is a financial advisor at Charles Schwab with 18 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Charles Schwab and Charles Schwab Bank since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, supported by multi-asset model portfolios and a centralized operational structure.

Megan Pritchard is a financial advisor with Raymond James & Associates and holds a Series 66 designation. She has three years of industry experience, including roles at Centene, University of California - Davis, and multiple hospitality businesses. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

James Madigan is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career in 2008 as a Research Associate at another firm and joined Merrill in 2012. He focuses on helping clients with education planning, investment consulting for defined contribution plans, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income strategies. James graduated Cum Laude in 2007 with a Bachelor of Science in Business Administration from Pepperdine University. He earned the Certified Investment Management Analyst® (CIMA®) designation in 2017 through the Investments & Wealth Institute™, taught in conjunction with the Yale School of Management. In 2018, he obtained the CERTIFIED FINANCIAL PLANNER® certification from the Certified Financial Planner Board of Standards, Inc. His professional designations also include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is involved with organizations such as the College for Financial Planning and the Investments & Wealth Institute. James participates in community activities, including volunteering with Pepperdine University. His personal interests include baseball, basketball, reading, running, spending time with his family, tennis, and yoga.

Paul Artin is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2008. He has been with Fidelity since 2002, initially serving as a Financial Consultant until his promotion in 2008. Prior to his tenure at Fidelity, Paul worked as a Financial Representative at H&R Block Financial Advisors from 2001 to 2002. In his role, Paul focuses on creating a collaborative and supportive environment for clients, aiming to understand their goals and preferences to build personalized financial strategies. He holds a California Insurance License, supporting his work in financial consulting. Outside of his professional responsibilities, Paul has personal interests in fitness, golf, and soccer.