Gardner Taylor is a financial advisor at Fidelity with a Series 66 credential and two years of industry experience. His prior roles include positions at AML Rightsource and Cola Wealth Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs. The firm also operates as a commodity pool operator and serves in advisory roles for multiple registered investment companies and fund-of-funds.

Audra Almeida is a financial advisor at Merrill with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Garrett Sutton is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 66 designation and previously worked at TIAA and TIAA-CREF Individual & Institutional Services, LLC for six years. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm operates nationally with more than 14,000 advisors and over $671 billion in assets under management, offering both brokerage and advisory solutions.

Shaun Arnold is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. He has worked with Wells Fargo in various capacities since 2014, with a brief tenure at Ally Invest Securities LLC in 2019. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Eric Williford is a financial advisor with Cetera, holding Series 63, 65, and 66 credentials and over 33 years of industry experience. He has been with Cetera and its affiliate Cetera Wealth Services, LLC since 2013. Outside of his advisory role, he serves as president and treasurer of Williford Financial Services, a financial advisory business that also offers fixed insurance products including life, long-term care, and annuities. Cetera Investment Advisers LLC is a large SEC-registered firm that supports a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and planning services through multiple program structures and third-party manager options, with over $256 billion in assets under management.

Christopher Macino is a financial advisor with Ameriprise in Charlotte, NC, holding a Series 66 designation and one year of industry experience. Prior to joining Ameriprise and American Enterprise Investment Services, he worked at Stryker Corporation for several years in various roles. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset thresholds, delivering detailed recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm uses a combination of research, modeling, and algorithmic automation to generate personalized advice, supported by a centralized consulting team.

Steven Politowski is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2014, except for a brief period in 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Alessia Lynch is a financial advisor at Ameriprise in Charlotte, NC, holding Series 66 and Series 63 licenses with two years of industry experience. Her prior roles include positions at Republic Finance, TIAA-CREF, JP Morgan Chase, and Wake Technical Community College. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice. The firm’s approach integrates internal and third-party research and emphasizes tax-aware withdrawal strategies within a defined investment universe.

Readella Pettway is a financial advisor at Merrill with 20 years of industry experience. She holds Series 65 and Series 66 licenses and previously worked at Ameriprise Financial Services, Inc. for nine years prior to joining Merrill in 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Tonya Bobbitt is a financial advisor at Raymond James & Associates with 10 years of industry experience. She holds the Series 63 and Series 66 designations and has worked previously at firms including TIAA-CREF and TEKsystems. Outside of advising, she is involved with Restore Benefits LLC and Aimbridge Hospitality. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal entities, providing financial planning and investment consulting through a range of portfolio management styles, supported by proprietary research and an extensive affiliate network.

Jarred West is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 12 years of industry experience. His career includes roles at Janney Montgomery Scott and Wells Fargo Advisors. He currently works with Williamson Wealth Group in Cornelius, NC. Raymond James Financial Services Advisors, Inc. provides financial planning and advisory services to individuals, institutions, and organizations using tailored, non-discretionary planning and investment consulting supported by advanced analytical tools. The firm offers specialized municipal and public-finance services and employer advisory programs.

Emily Malone is a financial advisor at Wells Fargo Clearing with five years of industry experience. Prior to joining Wells Fargo in 2020, she worked for five years at the U.S. Department of Education, Office of Federal Student Aid. She holds a Series 66 designation and has a North Carolina law license. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

John Mccardell is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined the firm in 2004 and focuses on working with founders and corporate executives of public and private companies throughout the country. His sector concentration includes families in finance and technology, though he has experience across various industries. John specializes in wealth management services such as executive compensation, family wealth strategies, retirement income planning, philanthropic planning, portfolio management, and tax minimization. John holds a bachelor's degree with a double major in business economics and political science from Randolph-Macon College in Ashland, Virginia. He carries the Personal Investment Advisor (PIA) designation. His team was ranked number one in South Carolina in the 2023 Forbes "Best-in-State Wealth Management Teams." John has also been recognized on Barron's Top 1,200 Financial Advisors list from 2018 to 2023. He resides in Charlotte, North Carolina, and has been involved with organizations including the Randolph-Macon President's Society, Columbia Museum of Art Contemporaries, and Big Brothers/Big Sisters.

Kristi Marshall is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. She previously worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party sources to guide portfolio construction.

Laura Healey is a financial advisor with Merrill in Huntersville, NC, holding a Series 63 designation and 29 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2008. Outside of her advisory role, she provides notarial services to Merrill clients. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program to fiduciary clients of Bank of America. The firm employs model-based and discretionary investment strategies for a broad client base, including individuals, high-net-worth clients, and institutional entities.

Stanley Belczyk is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

William Greiner Jr. is a financial advisor at Merrill in Charlotte, NC, with two years of industry experience. He holds the Series 63 and Series 66 designations. His prior work includes positions at Bank of America, The Vanguard Group, and multiple roles at Clemson University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tom OMara is a Planning Consultant at Fidelity Investments, where he has been serving since 2026. In this role, he focuses on building strong relationships by listening carefully to clients to understand their priorities and helping connect everyday financial decisions to their broader life goals. He works closely with advisors and remains engaged beyond the initial planning stages to support clients throughout their financial journeys. Prior to his current position, Tom held several roles at Fidelity Investments, including Relationship Manager, Financial Representative, and Financial Services Representative, gaining experience in various aspects of financial planning and client relationship management. His professional progression within Fidelity reflects a solid foundation in financial services and client support. Outside of his professional work, Tom enjoys family activities, social events with friends, hiking, music, and skiing.

Anthony Campbell is a financial advisor at Merrill with Series 63 and Series 66 designations and four years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company, Wells Fargo, and Ally. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Heather Lee is a financial advisor with Ameriprise in Charlotte, NC, holding the Series 66 designation and 22 years of industry experience. She has been with Ameriprise and its affiliated entities since 2010. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, utilizing a centralized consulting team to deliver research-based, tax-efficient recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.