Joshua Spence is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He has been with The Vanguard Group since 2004. Outside of his advisory role, he acts as an executor and power of attorney for a family member. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing a large client base through a combination of automated platforms and advisory teams.

Ashley Martin is a financial advisor with Vanguard Advisers in Charlotte, NC. She holds Series 63 and Series 66 designations and has 12 years of industry experience. Martin has worked with Vanguard marketing Corporation and The Vanguard Group, Inc. since 2013 and has been with Vanguard Advisers since 2019. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary methodologies to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Dwayne Bordelon is a financial advisor with Vanguard Advisers based in Charlotte, NC, holding a Series 66 designation and nine years of industry experience. His prior work includes roles at Edward Jones and Allstate Insurance Co. He is also employed by The Vanguard Group and Vanguard Marketing Corporation. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs. The firm manages a large client base through a combination of digital delivery and a team servicing model.

Glenn Ford Jr. is a financial advisor with Vanguard Advisers based in Charlotte, NC, holding CFP® and Series 63 designations and bringing 29 years of industry experience. He has worked at The Vanguard Group, Inc. and its affiliates since 1999 and has been self-employed since 2026. Outside of his advisory work, Ford serves as treasurer on the board of Marvin Community Development Services Corporation, a nonprofit focused on community development, and is a general board member of the Alpha Communities Foundation, a fraternity-related nonprofit. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and largely invests through Vanguard funds and ETFs, supporting a high client-to-advisor ratio enabled by digital delivery and scalable portfolio management solutions.

Walter Orebaugh is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and eight years of industry experience. His work history includes positions at Vanguard Marketing Corporation and The Vanguard Group, Inc. He also has experience with The Masters at Augusta National Golf Club and the University of South Carolina. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, constructing portfolios mainly from Vanguard funds and ETFs with various tax-aware and customization features.

Troy Spies is a CFP® with 11 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2017. He has been associated with Vanguard marketing Corporation and The Vanguard Group, Inc. since 2014. Based in Charlotte, NC, Spies holds a Series 63 designation. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models and primarily constructs portfolios with Vanguard funds and ETFs.

Larkin Wobbe is a CFP® professional with 12 years of experience in financial advisory. He is currently with Raymond James Financial Services Advisors, where he has worked since 2022, following several years at Wells Fargo in various advisory roles. Outside of Raymond James, Wobbe is involved as an associate financial advisor at Williamson Wealth Group, where he supports client servicing and acquisition. Raymond James Financial Services Advisors provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports a broad advisor network with specialized programs in municipal and public finance.

David Baucom is a financial advisor at LPL Financial with over 21 years of industry experience. He holds a Series 66 designation and has worked with LPL Financial since 2007, following two years at A. G. Edwards & Sons, Inc. Baucom is involved with SAGE Insurance Partners, a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Joelle Walker is a financial advisor with Merrill in Mooresville, NC, holding a Series 66 designation and four years of industry experience. Her prior experience includes roles at Bank of America and Wells Fargo Clearing Services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Mark Arigo is a financial advisor at Ameriprise with two years of industry experience. He holds the Series 66 designation and has been with Ameriprise since 2023. Outside of his advisory role, he works as a part-time coach and trainer at Lake Norman Athletic Club. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific asset criteria, providing detailed recommendation reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with algorithmic tools and delivers personalized advice through a centralized consulting team.

Michael Quinones is a financial advisor at Vanguard Advisers with six years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Northwestern Mutual Investment Services and Northwestern Mutual Life Insurance Company. His background also includes time at the University of Central Florida and a brief role at 4 Rivers Smokehouse. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, supported by a high client-per-advisor ratio reflecting its scale and digital delivery model.

Zachary Pepper is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 credential and three years of industry experience. He has worked at The Vanguard Group since 2022 and has prior experience with Reckitt, the U.S. Department of Commerce, and various educational institutions. Outside of advising, he manages a rental property in Charlotte. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios constructed mainly from Vanguard funds and ETFs.

Charles Hamm is a financial advisor with Vanguard Advisers, holding a Series 66 designation and one year of industry experience. Prior to joining Vanguard in 2025, he worked at ArcBest and Coyote Logistics. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s approach combines goal-based, algorithm-driven strategies with portfolios primarily constructed from Vanguard funds and ETFs, supported by a large advisory team managing a high volume of client relationships.

Daniel Russell is a financial advisor with Vanguard Advisers holding a Series 66 designation. He has been with Vanguard and its affiliates since 2026. Prior to joining Vanguard, he worked in the European Image Salon Suppliers industry and at Lowe's. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, offering a range of customization options and serving a large client base through its digital platform and advisory team.

Jason Shell is a CFP® professional with 27 years of industry experience, currently serving at Raymond James Financial since 2009. His prior experience includes roles at Wells Fargo Advisors and C F Parks Inc. Outside of his advisory work, he is owner of Shell Wealth Management, Inc., a support company, and manages RT Property Management, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored non-discretionary planning using analytical tools, supports municipal and public finance work, and delivers specialized advisory programs such as SIMPLE IRA Employer Advisory & Consulting Services.

Edward Ferko Jr. is a CFP® with 24 years of experience in the financial services industry. He has been with Vanguard Advisers since 2019 and has held roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2001. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers scalable digital delivery supported by a team of over 2,200 advisors.

Joshua Roberson is a financial advisor at Edward Jones in Denver, NC, holding a Series 66 designation with 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including households, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Andrew Roush is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and six years of industry experience. He has worked with The Vanguard Group and its affiliates since 2021 and previously held roles at Equitable Advisors and Axa Advisors. Outside of his advisory work, he has experience in the food service industry, including working as a bartender and server. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach and manages a large client base through a combined automated platform and team servicing model.

Jared Newman is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at firms including Cetera, First National Bank of Pennsylvania, and SunTrust Advisory Services. Newman also serves as a Regional Director and Senior Vice President of Private Banking at United Community Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools for advisors, and oversees over $819 billion in discretionary assets.

Matthew Spaziani is a financial advisor at Vanguard Advisers with a Series 66 designation and five years of industry experience. He has worked at several Vanguard-affiliated entities since 2021 and has prior experience at Ally Invest Securities, MassMutual, Liberty Mutual Insurance, and Blackstone Labs. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models and predominantly Vanguard funds and ETFs, managing a large client base through a combination of digital platforms and advisor teams.