Suraj Gideon is a financial advisor at Charles Schwab with 18 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. since 2023, following 15 years at Wells Fargo Clearing. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, using multi-asset model portfolios and due diligence on alternative investments.

Catherine Danford is a financial advisor at OSAIC with 29 years of industry experience. She holds the CFP® designation along with Series 63 and Series 65 licenses. Her prior experience includes roles at Royal Alliance Associates, Signator Investors, and John Hancock Mutual Life Insurance Co. She also operates an LLC under the name Capitol Financial Solutions and is involved in researching fixed insurance products such as long-term care and life insurance for clients. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers a range of integrated financial services and uses various analytical tools and third-party platforms to construct and manage customized investment portfolios.

Edward Boze IV is a financial advisor with LPL Financial in Henrico, VA, holding Series 65 and Series 63 credentials and having five years of industry experience. Prior to joining LPL Financial in 2025, he worked at StoneX Advisors Inc. and StoneX Securities Inc. from 2021 to 2025. Outside of advising, he is involved in real estate rental activities through entities such as Roundtuit LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Ralph Saunders Jr. is a CFP® with 30 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016 and has been involved with Chesterfield County Schools since 2004. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Emily Dunstan is a financial advisor at Fidelity with 20 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Suntrust Investment Services and BB&T Investment Services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm employs proprietary research, quantitative analysis, and algorithmic portfolio construction, and serves in advisory roles to multiple registered investment companies and fund-of-funds.

Joanne Baker is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and 21 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services primarily to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Wendy Miller is a financial advisor at Cetera with eight years of industry experience. She holds Series 63 and Series 66 credentials and has worked with firms including Virginia Asset Management and Minnesota Life Insurance Co. Miller is also involved in fixed insurance sales as an agent. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party investment strategies.

Carey Parker is a financial advisor at Ameriprise with 27 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Parker is co-owner and director of a business established to manage office space and related expenses for his financial planning practice. Ameriprise provides retirement-income planning services primarily for clients with at least $1 million in investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Mina Saleh is a financial advisor with J.P. Morgan Securities in Henrico, VA, holding Series 63 and Series 65 licenses and four years of industry experience. Her prior roles include positions at Wells Fargo and Qatar National Bank Alahi. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment process.

Whitney Welty is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 licenses and six years of industry experience. She has been with Wells Fargo Clearing since 2019 and has worked at Wells Fargo Bank, NA since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with an expanded investment menu that includes insurance-related vehicles and bank deposit sweep options.

Edward Velasquez is a financial advisor at Edward Jones with 12 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors.

C Greenwood is a financial advisor at Cambridge Investment Research Advisors with 19 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked with Cambridge since 2011 and its affiliated entities since 2005. Greenwood also serves as a board member for the Fellowship of Christian Athletes Golf Ministry and is a leadership advisory board member for The First Tee of Greater Richmond. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing both proprietary models and third-party strategists across multiple platform arrangements.

James Sheehan is a CFP® professional with 27 years of industry experience, currently serving as an advisor at Charles Schwab in Glen Allen, VA. He previously worked at TD Ameritrade before joining Charles Schwab and Co., Inc. and Charles Schwab Bank in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment options, comprehensive financial planning, and integrated custody and brokerage services.

Amy Hubbard is a financial advisor with Raymond James & Associates in Richmond, VA. She holds a Series 66 designation and has three years of industry experience. Prior to joining Raymond James in 2022, she worked at Edward Jones for eight years. Hubbard is a partner in a small business outside the financial industry. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, and institutional clients. The firm offers tailored financial plans and investment recommendations through both non-discretionary and discretionary advisory programs.

Christopher Beal is a Series 66-licensed financial advisor with Morgan Stanley in Richmond, VA, and has 23 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2017, preceded by roles at Bank of America and Merrill. Outside of his advisory work, Beal serves on the Board of Trustees for Hampton Roads Academy and owns a recreational charter business called Island Charters in Poquoson, Virginia. Morgan Stanley Wealth Management offers a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process supported by proprietary tools and provides advisory services that include estate planning and investment strategies.

Charles Ricketts is a financial advisor with Ameriprise in Midlothian, VA, holding Series 65 and Series 66 licenses and possessing 18 years of industry experience. He has been with Ameriprise and its affiliated entities since 2008. Ameriprise offers a retirement-income planning service targeted at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary, tailored recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Erik Ott is a financial advisor with Ameriprise in Chesterfield, VA, holding a Series 66 designation and 10 years of industry experience. He has been with Ameriprise and its related entities since 2014. Ott also owns Monroe Lane, LLC, through which he manages his advisory business. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research and modeling techniques to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Josiah Worley is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and has previously worked at Rent The Help and in educational roles at Hampden-Sydney College and Benedictine College Preparatory. LPL Financial serves a broad client base including individuals, retirement plans, and institutions, offering financial planning, advisory programs, and brokerage services through a nationwide network of investment adviser representatives. The firm provides both discretionary and non-discretionary management and utilizes research, model portfolios, and advanced technologies across its offerings.

Alexander Howell is a financial advisor with Equitable Advisors in Richmond, VA, holding a Series 66 designation and one year of industry experience. His prior roles include positions at BlackBox Research and Jones, Swanson, Huddel & Daschbach, as well as academic experience at Villanova University and Islesboro Central School. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through various third-party asset managers. The firm employs a hybrid referral and implementation model, utilizing programs from LPL and other sponsors to tailor services based on client goals, risk tolerance, and time horizon.

Peggy Lawhorne is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has been with LPL Financial since 2006 and previously worked at Claris Financial, LLC. Lawhorne is also a licensed notary public. LPL Financial serves a wide range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations, offering financial planning, advisory programs, and retirement plan consulting through a national network of investment adviser representatives. The firm provides both discretionary and non-discretionary management supported by research and model portfolios from various sources.