Shiqi Wang is a financial advisor at Morgan Stanley in Oakland, CA, holding a Series 66 designation with 6 years of industry experience. Wang has been with Morgan Stanley since 2011. Outside of financial advising, Wang is involved in a pole and dance studio focused on art, culture, and fitness activities. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-sponsored financial planning arrangements.

Zachary Ngai is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior work includes roles at JPMorgan Chase Bank, Amazon, and Uniqlo. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Sui Wa Lam is a financial advisor at Morgan Stanley in San Francisco, CA, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley in 2023, Lam worked at Industrial and Commercial Bank of China (USA) NA from 2021 to 2022 and has academic experience at Fudan University and the University of California Davis. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning supported by firm-approved tools and analysis from the Global Investment Committee.

Cynthia Picha is a financial advisor with Wells Fargo Clearing in San Francisco, CA, holding a Series 66 designation and 21 years of industry experience. She has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of her advisory role, she serves as the administrator for her parents’ estates and holds an ownership interest in a family farm. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy preparation, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Karsten Chin is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Based in San Francisco, CA, his career also includes experience at Citigroup Global Markets beginning in 1993. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools combined with global market insights.

Cindy Chan is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds a Series 66 designation and has been with J.P. Morgan in various capacities since 2012. Based in San Francisco, CA, her career has been focused within the J.P. Morgan organization. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm’s approach integrates quantitative asset-allocation modeling with centralized due diligence and includes an ESG eligibility framework in its investment recommendations.

Katrina Ren is a Wealth Management Advisor at Merrill Lynch in Pasadena. She specializes in addressing the wealth management needs of retiring executives, business owners, and employees with concentrated stock positions. Her expertise encompasses customized wealth planning, equity compensation services, retirement income strategies, and socially responsible investing, among other areas. In her advisory role, Katrina collaborates closely with clients' family attorneys, CPAs, and other key professionals to develop tailored financial strategies that consider the clients' total financial picture. Katrina holds a bachelor's degree from the University of California San Diego and maintains professional designations including Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She is registered with FINRA, holding SIE, Series 7, and Series 66 licenses. She is involved with professional organizations such as Toastmasters International and UC San Diego Tritons Connect, where she serves as a graduate mentor. Her community involvement includes work with Break Away Global Service and Habitat for Humanity International. Born in China and fluent in Chinese and English, Katrina has a keen interest in cultural diversity and global perspectives. She has volunteered abroad in Mexico on microfinance projects. Outside of work, she enjoys activities including biking, cooking, hiking, photography, reading, skiing, table tennis, and traveling.

Eric Bradford is a financial advisor at LPL Financial with 14 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at JPMorgan Securities, Wells Fargo Bank, and BMO. He is also a commissioned notary public in California. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research to support both discretionary and non-discretionary management.

Mazen Emam is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has worked at Merrill since 2022, including a current role at Bank of America. Prior to his advisory career, he has experience at San Francisco State University and Peets Coffee & Tea. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates investment management with Bank of America’s wider platform, providing access to a variety of financial products and services.

Samantha Hobart is a financial advisor with Morgan Stanley in San Francisco, holding CFP® and Series 66 credentials and having 12 years of industry experience. She has worked with Morgan Stanley since 2013 and has been associated with Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she is a partner in H&H Management LLC, a real estate business based in San Rafael, California. Morgan Stanley Wealth Management provides advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning services without providing individual security recommendations as part of standalone planning.

Aracely Flores Chavez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and eight years of industry experience. She has been with Wells Fargo Clearing Services LLC since 2017 and has a longer tenure with Wells Fargo Bank NA beginning in 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Edward Levin is a financial advisor at Fisher Investments with seven years of industry experience. He holds a Series 65 designation and has been with Fisher Investments since 2013. Fisher Investments serves a global mix of institutional and private clients, including pension and profit-sharing plans, foundations, investment companies, and high-net-worth individuals, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment approach with quantitative and qualitative research and uses tax-aware processes and defensive tactics to manage risk and positioning.

Wai Teng Ho is a financial advisor with J.P. Morgan Securities in San Francisco, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. Prior to joining J.P. Morgan, Wai Teng Ho was involved with Freda's Design for nine years. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Samuel Grenning is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Fidelity Investments since 2015. Based in San Francisco, CA, he holds the Series 63 designation. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a process that integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its registration as a commodity pool operator, advisory roles to multiple registered investment companies, and the use of AI-driven research methods.

Stuart Collett is a financial advisor with UBS Financial Services in San Francisco, holding a Series 66 designation and 17 years of industry experience. He has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management through proprietary research, model-based asset allocations, and a variety of financial planning and portfolio management offerings.

Ashley Evans is a CFP®-certified financial advisor with 18 years of industry experience. She is currently with Morgan Stanley in San Francisco and has previously worked at JP Morgan Chase, First Republic, Bank of America, and Merrill. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Tanner Curley is a financial advisor with J.P. Morgan Securities in San Francisco, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. He has been with J.P. Morgan Chase Bank and J.P. Morgan Securities LLC since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

William Morthel is a Series 66-registered financial advisor with Morgan Stanley in San Francisco, CA, bringing 26 years of industry experience. He has been with Morgan Stanley since 2009 and previously worked at Morgan Stanley Private Bank, National Association. Outside of his advisory role, he owns rental property in Southern California, which he manages passively through a property management company. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a wide range of advisory programs including tailored financial planning supported by firm-approved tools and research from its Global Investment Committee.

Kwadwo Adutwum is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Bank of the West, BancWest Investment Services, CITIGROUP, and The Prudential Insurance Company of America. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning and employing firm-approved tools such as Monte Carlo simulations and Secular Return Estimates to model outcomes.

Molly Mckenna Redfield is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2017. Prior to joining Morgan Stanley, she was employed at Groupon and attended the University of Colorado Boulder. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured processes and firm-approved tools.