Ronald Donato Jr. is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Cetera since 2025. He has held prior roles at Avantax Investment Services and 1st Global Advisors among others. He is also a director of financial services at Alloy Silverstein Financial Services, Inc. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a broad range of portfolio management and retirement services across various program structures and custodial relationships.

David Vafiadis is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and having two years of industry experience. His prior work includes roles at MassMutual Life Insurance Company, Iconic Custom Construction, Saint Joseph's University, and Jackson Public Schools. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring its planning engagements as collaborative annual relationships using firm-approved analytical tools.

Wickliffe Hollingshead II is a financial advisor at Fisher Investments with 23 years of industry experience. He holds Series 63 and Series 65 designations and has been with Fisher Investments since 2003. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment approach combining quantitative and qualitative research to construct diversified portfolios and uses various risk management techniques such as derivatives and tax-loss harvesting.

Joshua Broad is a financial advisor with Fisher Investments, holding Series 63 and Series 65 designations and possessing 25 years of industry experience. He previously worked at Oppenheimerfunds Distributor, Inc. for 19 years and Invesco Distributors, Inc. for one year before joining Fisher Investments in 2020. Fisher Investments serves institutional and private clients worldwide, including pension plans, foundations, investment companies, and high-net-worth individuals. The firm offers discretionary portfolio management across equity, fixed-income, and blended mandates, employing a centralized investment process that integrates quantitative and qualitative research, as well as tax-aware strategies and risk management techniques.

Mary Wood is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2013. Outside of her advisory role, she operates a small business creating mailing labels, packaging merchandise, balancing books, and listing merchandise during after-hours. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured planning tools and industry research to model potential outcomes.

Christopher Bowden is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 20 years of industry experience. He has worked at Charles Schwab Bank and Charles Schwab since 2019 and was previously with Fidelity Personal and Workplace Advisors and FIDELITY Brokerage Services LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary advisory recommendations and access to discretionary separately managed accounts, delivering investment guidance through multi-asset model portfolios and research-driven alternative investment options.

Lionel Perkins is a financial advisor at Edelman Financial Engines with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Horace Mann Investors, Trinity Wealth Securities, and Amazon. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a committee-driven proprietary modeling process with planner delivery and online tools, offering diversified portfolios, discretionary and non-discretionary management, and operates as a fiduciary under ERISA and applicable DOL guidance.

Karl Foote is a financial advisor at Raymond James Financial with 20 years of industry experience. He holds a Series 66 designation and has worked at Raymond James since 2006, including a role at Foote Financial, Inc. where he serves as an associate and co-branch manager. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Arielle Washington is a financial advisor at Morgan Stanley with five years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank since 2018. Prior to her career in finance, she was employed at Express Employment Professionals and Nordstrom. Washington is also the CEO of Affirmated LLC, an online retail venture she registered but has not actively launched. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and advisory services, managing approximately $2.74 trillion in client assets.

Corbin Gustafson is a financial advisor at Raymond James & Associates with three years of industry experience. He holds the Series 66 designation and has previously worked at Janney Montgomery Scott. His early career includes roles at the University of Delaware and Fred Beans Automotive Group. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Justin Branam is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and having nine years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank NA since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes both discretionary and non-discretionary services, with a broader investment menu that features insurance-related products and bank deposit sweep options.

Meghan Mcgowan is a financial advisor at UBS Financial Services with 10 years of industry experience. She holds a Series 66 designation and has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and capital markets solutions.

Michael Findlay is a financial advisor with Ameriprise in Voorhees, NJ, holding Series 63 and Series 65 licenses and having two years of industry experience. Before joining Ameriprise, he worked at Wells Fargo Center and Cooper University Hospital. Outside of finance, he has experience with the U.S. Soccer Foundation and has held roles at La Salle University and Rancocas Valley High School. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations in partnership with financial advisors.

Ben Heiselmoyer is a Financial Consultant at Fidelity Investments, where he has been working since 2010. Currently serving as a Financial Consultant since 2020, he focuses on partnering with clients to provide unbiased consultative strategies aimed at managing risk, minimizing fees, and simplifying their finances. Ben's professional experience at Fidelity Investments includes roles as a Financial Consultant from 2019 to 2020, Senior Relationship Manager from 2015 to 2019, and Relationship Manager from 2010 to 2015. Throughout his career, he has developed expertise in client relationship management and financial consultation. No information about Ben's education, credentials, personal interests, or community involvement was provided.

Christopher Michael is a financial advisor with Cetera, holding a Series 66 designation and eight years of industry experience. His career includes roles at Cetera Wealth Services, Scott A Wight, LLC, and Liberty Mutual Insurance. Outside of his advisory work, he is an insurance agent selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of advisors. The firm offers a range of portfolio management and financial planning services with access to multiple investment program options and third-party managers.

Clayton Sturgeon is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Citigroup/Citibank and Prudential Financial. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through a non-discretionary, quantitative process that incorporates ESG criteria.

Howard Sacks is a financial advisor at Morgan Stanley with 45 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2014, including a role at Morgan Stanley Private Bank, N.A. since 2015. Sacks serves as treasurer and board member for the Phi Beta Kappa Society of Haverford College, overseeing the investment of the society’s excess funds. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and proprietary tools, focusing on advisory services rather than individual security recommendations.

Delores Brockington is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of her advisory role, she is involved in administrative services for small businesses through D-VISION ENTERPRISES LLC and works as a data entry analyst for the Read to Succeed program in Philadelphia. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Evan Bullotta is a financial advisor at J.P. Morgan Securities with Series 66 credentials and one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, he worked briefly at Prudential Financial. His background includes roles outside finance, with experience in fitness and university settings. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG framework. The firm’s services are delivered on a non-discretionary basis by a select group of Wealth Advisors.

Leo Mcmanus III is a financial advisor with RBC Capital Markets in Philadelphia, PA, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. His prior roles include positions at City National Bank, Wells Fargo Clearing, and Wells Fargo Advisors. Outside of his advisory work, he serves on the admission committee of the Philadelphia Cricket Club and participates in investment portfolio reviews for Springside Chestnut Hill Academy. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a broad client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile, utilizing a combination of in-house and third-party investment managers.