Kathy Bauers is a financial advisor at Ameriprise with 28 years of industry experience. She has held positions at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Bauers is a co-owner of P Two P, LLC, where she manages an advisory business. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations through a centralized consulting team.

Stephanie Smith Christiano is the Senior Resident Director at Merrill, where she has built a career spanning over 28 years. She began her journey with the firm through a college internship and joined full-time in 1998. Stephanie focuses on working with families to help them define and achieve their financial goals through regular meetings to assess progress and adjust plans as needed. Her approach emphasizes building strong relationships with clients and professional partners to simplify financial decision-making. Stephanie holds a Master's degree from Wilmington College and a Bachelor's degree from Wesley College. She has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Her areas of expertise include college education planning, personal retirement planning, employee financial health, women and wealth, tax minimization, and retirement income. In addition to her professional work, Stephanie is involved in her community as a board member of First State Ballet and a trustee of Delaware Hospice. She also volunteers with the Ronald McDonald House of Delaware. Residing in Delaware with her husband, a teacher, and their daughter, Stephanie balances her professional responsibilities with spending time with her family, cooking, and traveling.

Matthew Kelleher is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and has prior work experience including roles in higher education at Millersville University, Malone University, and Maryville College. Fidelity Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its advisory roles to registered investment companies, use of systematic methodologies, and implementation of AI and algorithmic tools in its investment research.

Connor Davis is a financial advisor with Mass Mutual Investors Services in Newtown Square, PA, holding a Series 66 designation and seven years of industry experience. His career has been with Mass Mutual affiliated entities since 2017. Outside of his advisory role, he is a property and casualty insurance broker and owner of a financial planning LLC. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach emphasizes collaborative annual planning engagements using firm-approved analytical tools to recommend investment strategies without discretionary authority.

Emmett Young is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 designations. He has one year of industry experience and a diverse work background including positions at DataCrest and Penn Building Services. Outside of finance, he has been involved in the hospitality sector, working with establishments such as Great American Pub and Brick and Brew. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individual, corporate, nonprofit, and institutional clients. The firm uses a variety of advisory models and third-party program sponsors to deliver customized investment solutions.

Stephen Goldberg is a financial advisor at Equitable Advisors with 23 years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2003, including through its prior affiliations with AXA Advisors and AXA Equitable. His earlier experience includes roles at MSI Financial Services and Firstrust Financial Advisors. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and various asset management programs, utilizing third-party asset managers and technology-enabled advisory models.

Paul Miller is a financial advisor with Equitable Advisors in Wilmington, DE, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has worked at a number of firms including Penn Investment Advisors Inc. and VOYA Financial Advisors, Inc. He serves as Vice Chairman of the Delaware District for the US Tennis Association, promoting the game of tennis. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm delivers services through a network of Investment Adviser Representatives and utilizes both proprietary and third-party asset management programs.

Avery Law is a financial advisor with Mass Mutual Investors Services holding a Series 66 credential and two years of industry experience. Prior to joining MassMutual Life Insurance Company and Mass Mutual Investors Services, Avery held roles at Dolan, Bell, Lautner, Gilbert, CPA's, Creative Financial Group, and Stockton University. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to develop collaborative, written recommendations tailored to client goals.

Paul Morrison is a financial professional at Cetera with five years of industry experience and holds the Series 66 designation. He has worked at Diamond State Financial Group and Minnesota Life Insurance Co, and serves on the Alumni Advisory Board for the Sigma Chi Fraternity at the University of Delaware. Cetera Investment Advisers LLC operates as a multi-manager platform serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers through multiple program structures and custodial relationships.

Daniel Stroud is a CFP® with 23 years of industry experience, currently serving at Mass Mutual Investors Services since 2017. He previously worked at METLIFE Securities Inc for 14 years. Outside of his advisory role, he is involved in coaching basketball. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations, offering programs that include ongoing planning, educational seminars, and specialized event-driven services.

Kevin Kolmer Sr. is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill since 2004 and joined his current team in 2007. Kevin works with a wide range of clients, including those early in their careers who are beginning to accumulate wealth, as well as individuals approaching retirement or considering selling their enterprises. Kevin holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification from the Certified Financial Planner Board of Standards. He earned a Bachelor's degree in Business Management from Gettysburg College, where he was active in tutoring, community service, and held leadership roles. In his advisory practice, he focuses on identifying client risks related to retirement cash flow, liability management, and tax consequences, using a planning-based approach that addresses risks beyond portfolio management. Outside of his professional work, Kevin is involved with the Berwyn Paoli Area Little League, where he coaches and serves on the finance committee. He resides in Berwyn, Pennsylvania with his family. His personal interests include golf, paddle tennis, running, following Philadelphia sports teams, and spending family time in Ocean City, New Jersey.

Charles McDonald is a financial advisor with Mass Mutual Investors Services in Newark, Delaware, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 43 years of industry experience, including 38 years with Metlife Securities Inc. and over a decade with MassMutual and its affiliates. He serves as president of the NAIFA-Delaware chapter and participates as a member of a horse racing investment stable. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning, asset management, and educational seminars to individuals, business owners, trusts, and charitable organizations. The firm employs a collaborative planning approach using firm-approved analytical tools and provides event-driven services such as estate settlement and employer-sponsored planning programs.

Nicholas Palazzo is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and 38 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors, LLC for 21 years. Outside of his advisory work, he serves as an altar server at St. Patrick Church in Philadelphia. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing a variety of third-party managers and advisory models to tailor investment solutions.

Justin Wellen is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2019, following six years at Bank of America and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools including Monte Carlo simulations and Secular Return Estimates in its process.

Adam Saunders is a financial advisor with Morgan Stanley in Newtown Square, PA, holding Series 63 and Series 66 licenses and having 17 years of industry experience. He has worked at Morgan Stanley and its affiliated entities since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies to support clients’ financial goals.

Robert Mckiernan is a Senior Financial Advisor with Merrill Lynch Wealth Management. He leads The McKiernan Group, providing wealth management strategies tailored to meet the unique financial goals of his clients. With over 30 years of experience, Robert specializes in college education planning, corporate executive services, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, small business strategies, women and wealth, and retirement income. Robert holds a bachelor's degree from Villanova University and is a Personal Investment Advisor (PIA). He is actively involved in professional and community organizations including the Advisory Council of Notre Dame Academy, the Annual Fund of Chautauqua Institution, the Augustinian Development Council, the Bryn Mawr Business Association, and The Devon Horse Show & Country Fair. His community involvement extends to supporting the Augustinian Monastery, Joy of Sox, and St. Thomas of Villanova Parish. Outside of his professional work, Robert enjoys boating, golfing, skiing, spending time with his family, and practicing yoga.

Mark Freed is a financial advisor at LPL Financial with 14 years of industry experience. He holds a Series 66 designation and has previously worked at PNC Investments and Investment Centers of America, Inc. Outside of his advisory role, Freed is involved with business entities related to tax and investment purposes as well as a non-variable insurance service. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining advisory services with a broad range of financial products and partnerships.

John Scarduzio is a financial advisor at Stifel with 12 years of industry experience. He holds the Series 66 designation and previously worked at RBC Capital Markets from 2012 to 2024. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Emmett De Rome is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has two years of experience in the financial industry, including roles at MML Investors Services, MassMutual Life Insurance Company, LPL Enterprise, and The Prudential Insurance Company of America. Prior to his financial career, he worked in the climbing gym industry for several years. Mass Mutual Investors Services provides financial planning and asset management to individuals, business owners, and various organizations. The firm offers collaborative, goal-oriented planning supported by firm-approved software and educational seminars, serving a broad client base including high-net-worth individuals.

William Goldman is a financial advisor at Equitable Advisors with one year of industry experience. He holds a Series 66 designation and has previously worked at True Search, Workato, and Sidecar Interactive. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm uses a combination of in-house and third-party advisory models and offers services covering mutual funds, ETFs, separately managed accounts, and select alternative investments.