Jeffrey Borrowman is a Series 66-registered financial advisor with Hornor, Townsend & Kent, LLC, where he has worked since 2015. He has 21 years of industry experience and also maintains a role with Penn Mutual Life Insurance Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisors offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and FINRA-member broker-dealer, providing a range of custody, execution, and brokerage services alongside investment advice.

David Dougherty is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 65 and Series 66 credentials and bringing 26 years of industry experience. His prior roles include positions at Santander Securities, Santander Bank, PNC Investments, PNC Wealth Management, and Wells Fargo Clearing. Outside of his advisory work, Dougherty is also an Uber livery driver. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Ian Mac Kinnon is a financial advisor at Focus Partners Wealth, LLC with three years of industry experience. He holds a Series 66 designation and previously worked at WealthBridge Financial and Edmund Optics, Inc. In addition to his advisory role, he owns AtTrainable Real Estate IQ, LLC, a real estate business focused on buying, renovating, and selling or leasing investment properties. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with a range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that blends active and passive strategies, third-party managers, and private funds under an enhanced open architecture framework.

Guido Gaeffke is a financial advisor with Hornor, Townsend & Kent, LLC in Conshohocken, PA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with Hornor, Townsend & Kent and Penn Mutual since 2004. Outside of advisory work, he is involved in insurance brokerage through his role with 1847 Financial. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing a platform that includes third-party asset managers and dual registration as an SEC-registered adviser and FINRA-member broker-dealer.

David Kovach is a financial advisor at Creative Planning with 35 years of industry experience. He holds the ChFC® and Series 63 designations and has worked at firms including APW Capital, Inc. and Kistler Tiffany Advisors. He serves as president of the KTA Funding Hope Foundation, a charitable organization based in Berwyn, PA. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in client assets and employs a financial planning–led investment process emphasizing low-cost indexing and buy-and-hold strategies, supplemented by various tactical approaches and comprehensive retirement plan services.

Vincent Grasso is a financial advisor at GWN Securities Inc. He holds Series 65 and Series 63 licenses and has six years of industry experience. Before joining GWN Securities, he worked at Kades-Margolis and MML Investors Services. His earlier career includes roles outside finance, such as at Tango Restaurant and Tony Cappelli and Sons. GWN Securities provides investment advisory and related services to individual and corporate clients through multiple managed account programs and financial planning offerings. The firm utilizes a mix of affiliated and unaffiliated sub-advisers, model-based asset allocation strategies, and maintains a historic use of market-timing and momentum-based trading approaches in certain legacy programs.

Michael Gregor is a ChFC® credentialed financial advisor with 38 years of industry experience. He is currently with Hornor, Townsend & Kent, LLC and has previously worked with Lincoln Financial Securities Corporation and Penn Mutual Life Insurance. Gregor also owns and operates several insurance brokerage and consulting businesses, including Sterling Benefits, LLC, and Sovereign Insurance Group, LLC. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm offers both advisory and broker-dealer services, with a platform that includes third-party asset manager relationships and a range of discretionary and non-discretionary account options.

Megan Wursta is a CFP® professional with six years of industry experience, currently affiliated with Private Advisor Group, LLC. She has previously worked with LPL Financial, LLC and founded the Wursta Corporation. Outside of advising, she owned and operated Willy Joe's Restaurant for eight years. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based model utilizing proprietary and third-party investment solutions to tailor strategies according to client goals and risk tolerances.

Jeffrey Miller is a financial advisor with GWN Securities Inc. in Wayne, PA, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with GWN Securities since 2005 and also serves as a sales manager at Kades Margolis, where he recruits, trains, and develops new advisors. GWN Securities provides investment advisory and related services to individual and corporate clients through multiple managed account programs, employing a mix of affiliated and unaffiliated sub-advisers and model-based allocations grounded in asset allocation and Modern Portfolio Theory. The firm is noted for its use of market-timing and momentum-based strategies in certain legacy programs.

Scott Pollack is a financial advisor at Citizens Securities, Inc. with 12 years of industry experience. He holds the Series 66 designation and has worked previously at Bank of America, Merrill, and AXA Advisors. Outside of finance, he serves as an office manager for a psychotherapy practice on weekends. Citizens Securities serves individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm provides a digital advisory program focused on ETF-based portfolios and a Managed Account program, operating as a broker-dealer and insurance agency with ties to Citizens Bank, N.A.

Landon Swallow is a financial advisor at Hornor, Townsend & Kent, LLC with five years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Northwestern Mutual and Penn Mutual Life Insurance Company. Swallow is also involved in insurance brokerage businesses, including roles with 1847Financial, Estate Strategies Inc, and Redwood Financial Advisors. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and FINRA-member broker-dealer, managing billions in assets through a network of advisors and third-party asset managers.

Jason Forsythe is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. His prior experience includes over two decades at Lincoln Financial Distributors and six years at Merrill. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm offers guidance on asset allocation and investment selection based on proprietary research and standard models, with reviews tailored to individual clients’ goals and risk tolerance.

Joseph Giorgio is a financial advisor at Corient with three years of industry experience. He holds the Series 65 designation and has worked at several firms, including Coventry First and Radnor Financial Advisors. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach that integrates in-house strategies with third-party manager solutions and emphasizes risk management and portfolio monitoring.

John Casale is a financial advisor at Janney Montgomery Scott with 33 years of industry experience. He has held roles at Janney since 2018 and previously worked at Wells Fargo Advisors from 2015 to 2018. He holds Series 63 and Series 65 licenses. Janney Montgomery Scott LLC manages approximately $110 billion in client assets and serves a diverse range of clients, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal entities. The firm provides brokerage services, financial planning, and advisory programs through a combination of in-house portfolio management and third-party managers.

Timothy Landmesser is a financial advisor at Sequoia Financial Group, L.L.C. with one year of industry experience. He holds a Series 65 designation and has previously worked at Sei and JPMorgan. Timothy’s background also includes four years at Pennsylvania State University and five years at Germantown Academy. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base, including high-net-worth individuals, charitable organizations, corporations, trusts, family offices, and other institutional clients. The firm employs a mix of in-house models, custom portfolios, and third-party manager selection, supported by an Investment Policy Committee and extensive research resources.

Brian Fisher is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at Hoover Financial Advisors, Inc., Villanova Financial Services, Inc., and Cambridge Investment Research, Inc. Outside of his advisory work, he serves as a board member for YCS in Hackensack, NJ, and coaches a grade school basketball team in Audubon, PA. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee, and offers a range of financial planning, asset management, and specialized retirement consulting services.

Edward Antoian is a CFA® charterholder with 29 years of industry experience. He is currently with Sequoia Financial Group, L.L.C., where he has worked since 2023, following a 15-year tenure at Zeke Capital Advisors, LLC. He is also the general partner and portfolio manager of Zeke L.P., a private investment partnership focused on micro-cap and small-cap securities. Sequoia Financial Group provides wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse client base, including high-net-worth individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm uses a combination of model and custom portfolios, employing mutual funds, ETFs, individual securities, private and alternative investments, and independent managers, with decisions guided by fundamental, technical, and cyclical analysis.

Peter Lee is a financial advisor with Empower Advisory Group in Norristown, PA, holding Series 63 and Series 65 credentials and six years of industry experience. His prior work includes roles at Empower Retirement and Gwfs Equities, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and offers both point-in-time financial plans and optional managed account solutions.

Matthew Schmidt is a CFA® charterholder with four years of industry experience. He currently works at Sequoia Financial Group, L.L.C. and previously held roles at J.P. Morgan Investment Management Inc. and JP Morgan Chase Bank. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse client base including individuals, family offices, corporations, and charitable organizations. The firm employs a combination of model allocations and custom portfolio solutions supported by an Investment Policy Committee and integrates multiple investment vehicles and research methods to meet client objectives.

Brian Menickella is a financial advisor at Kestra Advisory with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at LPL Financial, Beacon Financial Services, Inc., and TFS Securities, Inc. Menickella is the owner and managing partner of Beacon Financial Services and a silent partner in The Beacon Group of Companies. Kestra Advisory provides investment advisory and retirement-plan consulting services to plan sponsors and a broad range of institutional and individual clients. The firm offers fiduciary consulting, plan-level investment advice, and access to multiple management platforms and third-party managed solutions, serving large institutional investors and complex client needs.