Daniel Jacobs is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and 17 years of industry experience, all with Merrill since 2009. He is a co-trustee of the A. L. J. Jr. Life Insurance Trust. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Leslie Cruz is a financial advisor at Merrill with 29 years at the firm and five years of industry experience. She holds the Series 66 designation and is based in Pennington, New Jersey. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated with Bank of America’s broader corporate platform.

Matthew Maskarinec is a financial advisor with LPL Financial, holding a Series 65 designation and based in Doylestown, PA. He has been with LPL Financial since 2025 and has over a decade of experience through his work at Hark Maskarinec, PC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios from multiple sources.

Thomas Mcilraith is a financial advisor at Merrill with a Series 66 credential. He has been with Merrill since 2017 and has prior work experience at Uber and Bank of America. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and various institutional investors.

Cooper Simon is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior work experience includes roles outside of finance, such as positions at Smashed Waffles and Moe's Southwest Grill. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Elizabeth Scafa is a CFP® professional with 26 years of experience in the financial services industry. She is currently affiliated with Cetera and serves as a Senior Wealth Advisor at TruPlan Financial Advisors. Her background includes roles in mortgage lending and insurance sales, and she is co-trustee of two family living trusts. Cetera Investment Advisers LLC operates a multi-manager platform serving individual, corporate, charitable, and institutional clients across a wide range of portfolio management and financial planning services. The firm supports various investment strategies through affiliated and third-party managers, serving over 10,000 advisors and managing more than $256 billion in assets.

Mark Levine is a financial advisor at Mass Mutual Investors Services with 32 years of industry experience. He holds the ChFC® designation and Series 63 license. Levin has been with Mass Mutual Life Insurance Company since 1994 and MML Investors Services, Inc. since 1995. Outside of his advisory role, he owns a business consulting and training firm, Heartrepreneur LLC. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning using firm-approved analytical tools and offers asset management, wrap programs, and educational seminars.

Michael O Brien is a financial advisor with Merrill, holding Series 63 and Series 66 designations and eight years of industry experience. He has worked with Merrill since 2017 and has been employed by Bank of America, N.A. since 2021. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates investment management with broader banking services, including swaps, derivatives, lending, and custody.

Matthew Borzio is a financial advisor at Edward Jones with 26 years of industry experience. He has held Series 63 and Series 66 designations and has been with Edward Jones since 2000. Outside of his advisory role, he serves as an assistant wrestling coach for the Quakertown Community School District. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and operates with approximately $1.01 trillion in assets under management supported by a large network of financial advisors and branch offices.

Kimberly Halbom is a financial advisor with Edward Jones in Lahaska, PA, holding a Series 66 designation and 16 years of experience at the firm. She has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Michael Powers is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career with Merrill in 2014 after graduating from the University of Southern Indiana. Michael holds several professional designations, including CERTIFIED FINANCIAL PLANNER®, CERTIFIED PLAN FIDUCIARY ADVISOR®, Personal Investment Advisor, and Retirement Accredited Financial Advisor. Michael focuses on helping clients develop potential solutions and providing investment guidance tailored to individuals, their families, and their businesses by understanding their short- and long-term financial objectives. His expertise spans areas such as college education planning, divorce transition planning, employee benefits, executive compensation, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, sports and entertainment, and tax minimization. Outside of his professional role, Michael serves on the board of directors for the Evansville Salvation Army and is involved with community organizations including the ARC of Evansville, Evansville Christian Life Center, and Lakeside Church. He resides in Evansville, Indiana with his wife, Jordan, and their daughters, Lainie and Eleanor. Michael's personal interests include golfing, hunting, music, spending time with his family, and traveling.

Bruce Brittingham is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop strategies that address their short-, mid-, and long-term financial goals. Bruce provides resources for investing, retirement planning, and saving for unexpected events, as well as access to specialists in banking, credit, home financing, and small business solutions. With seven years of experience, Bruce has supported high net worth clients including C-suite executives, professional athletes, attorneys, and physicians. His expertise includes strategic wealth planning and investment management, tax-efficient strategies and multi-generational legacy planning, risk mitigation through estate planning, and coordination with legal and accounting professionals. Bruce applies a relationship-driven approach, informed by his background as a two-sport Division 1 athlete, emphasizing collaboration and strategic thinking. Bruce holds a Bachelor's Degree from Wagner College and holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA).

Brenda Dolan is a financial advisor at Merrill with 13 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2012. Outside of her advisory role, she is a managing member and owner of Krav Maga Invicta, a self-defense, fitness, and wellness center focused on teaching the Israeli self-defense system, Krav Maga. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and corporate fiduciaries.

Magnita Kluvitse is a CFP® professional with 21 years of industry experience, currently serving at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Terence Kita is a financial advisor at Ameriprise with 24 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliates since 2005. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, written recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Ronald Meehan is a financial advisor with Merrill holding a Series 66 designation and three years of industry experience. Prior to joining Merrill, he held various roles across multiple industries, including a position as an ocean rescue lifeguard with Jenkinsons Pavilion. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

John Liston is a financial advisor at Merrill with 20 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2007. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm leverages its integration with Bank of America’s corporate platform to provide access to a wide range of products and services.

Jeffrey Bach is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and possessing 21 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy development, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes both discretionary and non-discretionary options, with a notable range of financial products including insurance-related vehicles and bank deposit sweep options.

Gerald Silver is a financial advisor at Morgan Stanley with 35 years of industry experience. He holds Series 63 and Series 65 designations and has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. He is based in Lawrenceville, NJ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved planning tools.

Ronald Klear is a financial advisor at Merrill with 24 years of industry experience, including 19 years at Merrill since 2007. He holds Series 63 and Series 66 credentials. Outside of his advisory role, he is involved part-time with OnDoc LLC, a health solutions startup, supporting his wife as a business partner, and also works as a party planner and as a consultant for the Cincinnati Reds Hall of Fame and Museum, assisting with events and baseball-related activities. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm integrates into Bank of America’s broader platform, providing access to a wide array of products and services.