Craig Reinert is a Senior Financial Advisor and Portfolio Manager at Merrill Lynch Wealth Management. He works with individuals and families to help them make informed decisions and pursue their financial objectives by developing personalized financial strategies. Craig emphasizes building relationships based on respect and listening, focusing on client goals such as education funding, vacation home purchases, legacy planning, and retirement. With two decades of experience in the financial services industry, Craig has advised individual and small business investors. Before his advisory roles, he worked as a Treasury Analyst at Brown Brothers Harriman. He is a CERTIFIED FINANCIAL PLANNER™ professional and qualified Portfolio Manager who manages customized investment strategies, which may include individual stocks and bonds, Merrill model portfolios, and third-party investment options. He holds Series 7, 63, and 65 FINRA registrations, as well as Life and Health Insurance licenses. Craig earned his bachelor's degrees in Economics and Entrepreneurship & Management from Johns Hopkins University. He is committed to community involvement and spends time volunteering with local organizations. Outside of work, Craig enjoys baseball, basketball, boating, camping, fishing, football, golfing, skiing, traveling, and spending time with his family.

Joe Piacentino is a Financial Consultant at Fidelity Investments, where he has been employed since 2002. In this role, he works with families to develop financial plans aimed at helping them achieve their financial goals. Prior to joining Fidelity Investments, Joe served as an Account Executive at Oppenheimer & Co. from 1999 to 2001. With over 20 years of experience in the financial services industry, Joe's approach involves gaining a comprehensive understanding of each family's vision and utilizing the resources available at Fidelity to address their individual needs. His career reflects a long-term commitment to assisting clients in financial planning. Outside of his professional work, Joe has interests in cooking and baking, caring for pets, reading, and traveling.

Anthony Mignone is a financial advisor at Equitable Advisors with 25 years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2001, including its predecessor Axa Advisors. Outside of his advisory role, he is involved with the Ashar Group, a life settlement business. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management through various programs and third-party managers, with a focus on tailored investment solutions across mutual funds, ETFs, separately managed accounts, and select alternative investments.

James Tucker is a CFP® and Series 66-registered financial advisor with 12 years of industry experience. He has worked at Ameriprise since 2019, following a five-year tenure with Bank of America and Merrill. He is based in Red Bank, NJ. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

William Cashel is a financial advisor with Wells Fargo Clearing in Red Bank, NJ, holding a Series 66 designation and 13 years of industry experience. He previously worked at Bank of America, N.A. for five years before joining Wells Fargo in 2018. Cashel also serves as power of attorney for his parents in Trenton, NJ. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment approach.

Anthony Caltabilota Jr. is a CFP® with 29 years of industry experience, currently affiliated with OSAIC. He has worked at New Century Financial Group, LLC and Osaic Wealth, Inc. for over two decades. In addition to his advisory role, he is an Enrolled Agent licensed to practice before the IRS and owns a tax preparation and consulting business. Osaic Wealth, Inc. serves a diverse client base including individuals, institutions, and charitable organizations through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and automated rebalancing to construct diversified portfolios across various asset classes.

David Cash Alston is a financial advisor at Edward Jones with six years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Merrill Lynch and LPL Enterprise. Outside of his advisory role, he serves as deputy treasurer for Sage Well Compliance, a separate outside employment position. Edward Jones is a full-service wealth management firm serving a diverse client base including individual, institutional, and charitable clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard with a large network of advisors and branch offices nationwide.

Steven Kaiman is a financial advisor with UBS Financial Services in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He joined UBS in 2017 after a year at Amherst Pierpont Securities LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Michael Reszkowski is a financial advisor with Morgan Stanley in Red Bank, NJ, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Merrill Lynch and Janney Montgomery Scott, as well as positions in the hospitality industry. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s financial planning process incorporates firm-approved tools and market-based return estimates, emphasizing advisory services without providing individual security recommendations in standalone plans.

Joseph Serzan III is a financial advisor with Edward Jones in Spring Lake, NJ, holding a Series 66 designation and bringing 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supported by a large nationwide network of financial advisors and branch offices.

Ethan Stewart is a CFP® and holds a Series 66 license with four years of industry experience. He is currently with Charles Schwab & Co., Inc., where he has worked for three years. His prior experience includes roles at Merrill and various positions outside the financial industry. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios, alternative investment due diligence, and centralized operational infrastructure.

Jasmine Muhammad is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds the Series 66 designation and has previously worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, Merrill, Bank of America Corporation, Morgan Stanley, Crown Plaza, and Wells Fargo. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

James Gryta is a financial professional with 12 years of industry experience, currently affiliated with Cetera. He holds a Series 66 designation and has worked at several firms including Koyote Capital and Hudson Wealth Management, where he continues his role. Gryta also operates under Hudson Wealth Management as a financial professional. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to model portfolios, third-party managers, and customized strategies.

William Surdovel is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He worked at Merrill from 1995 to 2009 before joining UBS, where he has been since 2009. Outside of his advisory work, he serves as a football official for NCAA games. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management, utilizing proprietary research and asset allocation models to tailor client plans.

Nicholas DeFilippis is a Financial Consultant currently working at Fidelity Investments since 2018. In this role, he partners with clients to understand their unique goals and investment objectives, aiming to protect assets, generate income, and facilitate wealth growth and transfer for future generations. His approach involves creating disciplined financial plans to help clients feel confident about their financial futures. Prior to his current position, Nicholas accumulated experience as a Financial Advisor at UBS Financial Services from 2014 to 2018 and at Merrill Lynch from 2011 to 2014. He began his career as a Financial Representative at Guardian Life Insurance in 2009.

James Cady is a financial advisor at Raymond James Financial with 31 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at firms including J Alden Associates, Alden Investment Group, 1792 Wealth Advisors, Cantella & Co., and Oppenheimer. In addition to his advisory work, he owns 1792 Wealth Advisors, a DBA support company based in Red Bank, NJ. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting with tools such as risk profiling and probability modeling, and supports clients through various advisory programs and institutional consulting services.

Thomas Lord is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has worked at several firms including Wells Fargo Bank, Fidelity Brokerage Services, and currently maintains an advisory role at Rockdale Financial Services alongside his position at Cetera. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of investment program options, managing over $256 billion in assets and supporting more than 10,000 advisors nationwide.

Jason Fern is a financial advisor with Wells Fargo Clearing in Red Bank, NJ, holding Series 63 and Series 65 licenses and having 31 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions.

John Amirante is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over 22 years of experience consulting and advising for-profit and nonprofit businesses, their owners, leadership teams, and investment committees. John focuses on proactive advice and customized strategies to address complex needs related to risk management, accumulation and decumulation planning, investment policy, financial wellness and education, risk budgeting, and the role of alternatives and private equity in diversified portfolios. He advises high net-worth individuals, executives, private foundations, and family offices. John holds multiple professional designations including the CERTIFIED FINANCIAL PLANNER (CFP) certification from the Certified Financial Planner Board of Standards, the Certified Investment Management Analyst (CIMA) designation from the Investments & Wealth Institute and the Wharton School of Business, the Chartered Advisor in Philanthropy (CAP) designation from the American College of Financial Services, and the Certified Plan Fiduciary Advisor (CPFA) designation from the National Association of Plan Advisors. He earned a Bachelor’s degree in Pre-Law from the State University of New York at Albany and an MBA from Columbia Business School at Columbia University. Outside of his professional work, John serves as a board member for Eden Autism and volunteers at the Food Bank in South Jersey. He resides in Manalapan, New Jersey with his wife and their two children. His personal interests include baseball, fishing, and reading.

Daniel Gamble is a financial advisor with Morgan Stanley in Avon, New Jersey, holding a Series 66 credential and 19 years of industry experience. He has been with Morgan Stanley since 2016. Outside of his advisory role, Gamble serves as an officer and trustee for local organizations including the Avon Fire Company and Avon First Aid & Rescue Squad. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers a range of services including estate planning and broad investment offerings.