Alan Jacobson is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliated entities since 2007. Outside of his advisory role, he is involved in managing a seasonal weekly rental property in Holgate, New Jersey. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by firm-approved tools and methodologies.

Wilson Munoz is a Series 66 credentialed financial advisor with 14 years of industry experience. He has worked at OSAIC since 2024 and previously spent seven years with Securities America Advisors and Securities America Inc., as well as 11 years with Guardian Life Insurance Company. Outside of his advisory role, Munoz manages a youth soccer training and event organization and owns an insurance agency that provides various support services. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers a range of brokerage and advisory services using proprietary asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Jim Boyle is a Financial Consultant currently working at Fidelity Investments since 2024. He collaborates with clients to establish and implement financial plans tailored to their goals, and regularly reviews these plans to ensure ongoing alignment and improvement. Jim's professional experience spans several roles in the financial services industry, including Planning Consultant at Fidelity Investments from 2022 to 2024, Financial Advisor positions at Cetera Investment Services LLC and LPL Financial LLC, and roles as a Financial Services Professional at MML Investors Services, LLC and Signator Investors, Inc. He holds a California Insurance License. Outside of his professional work, Jim has interests in baseball, football, soccer, movies, reading, and participating in family activities.

Keith Owitz is a financial advisor with Edward Jones in Holmdel, NJ, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017 and also operates Owitz Consulting Services, LLC, which he founded in 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Robert Laird Jr. is a financial advisor with LPL Enterprise and holds Series 63, 65, and 66 licenses. He has 17 years of industry experience, including prior roles at JP Morgan Chase Bank and JP Morgan Securities LLC. Outside of finance, he also works as a package car driver for United Parcel Service. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Patrick Gill is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding a Series 66 designation and two years of industry experience. Prior to joining Equitable Advisors, he worked at McLanahan's and has been involved in various roles including at Penn State University. He serves as a Sports and Social Committee Member for the Penn State Alumni Chapter in Lehigh Valley, PA. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, institutions, and charitable organizations. The firm utilizes a range of advisory models and third-party asset managers, serving clients through a network of Investment Adviser Representatives.

Steven Goldberg is a financial advisor at Cambridge Investment Research Advisors with 32 years of industry experience. He previously worked for Family Investors Company for 24 years before joining Cambridge in 2024. He holds Series 63 and Series 65 licenses and serves as a board member of the Fanwood-Scotch Plains Rotary Club and vice president of BNI - Select Business Source. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a broad range of clients, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals using a variety of portfolio solutions and custody arrangements.

Kevin Pogroszewski is a Financial Advisor at Merrill Lynch Wealth Management, specializing in legacy planning, personal retirement planning, small business strategies, individual and corporate investment strategy, and tax minimization. He is dedicated to helping clients build, preserve, and confidently navigate their wealth to achieve their long-term goals. Kevin emphasizes a personalized approach, working one-on-one with clients to develop strategies aligned with their personal objectives. Prior to becoming a Financial Advisor, Kevin worked as an Investment Advisory Specialist, providing tailored investment guidance and portfolio insights. This role laid a strong foundation in investment strategy and reinforced his commitment to assisting clients in making informed financial decisions. He holds a Personal Investment Advisor (PIA) designation and both an undergraduate degree in Finance and an MBA from Rider University. Kevin is fluent in English and Polish and participates in community activities such as playing with Mercer United FC Soccer. Outside of work, his interests include golfing, ice hockey, music, skiing, soccer, tennis, traveling, and spending time with his family.

Ethan Madera is a financial advisor at UBS Financial Services with six years of industry experience. He holds the Series 66 designation and has worked at UBS since 2018 in various roles. Prior to his current position, he was involved with multiple organizations including Rutgers University and several service industry roles. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor strategies to clients’ goals.

Craig Levin is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. He holds a Series 63 designation and has worked at Wells Fargo Clearing since 2016, following a seven-year tenure at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jessica Palou is a financial advisor with Ameriprise Financial Services and holds Series 63 and Series 66 designations. She has 17 years of industry experience, including previous roles at T. Rowe Price Investment Services and J.P. Morgan Securities. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which combines written recommendation reports with ongoing tax-aware withdrawal strategies.

Scott McGill is an Investment Consultant at Fidelity Investments, where he has been serving since 2025. In this role, he focuses on helping clients achieve their financial objectives by co-creating and implementing tailored financial plans and building ongoing relationships to support these goals. Prior to his current position, Scott held roles as a Financial Representative and Financial Services Representative at Fidelity Investments from 2023 to 2025. Scott's professional experience is centered on investment consulting and financial services within Fidelity Investments. His approach involves aligning clients' financial plans with their personal priorities to ensure a comprehensive strategy that supports their long-term objectives. Outside of his professional work, Scott enjoys activities such as spending time at the beach, comedy, family activities, golf, and sailing.

Robert Lavanco is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with LPL Financial since 2010. In addition to his advisory role, he serves as a New York State Court Officer. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network, offering a broad range of financial planning and advisory programs with both discretionary and non-discretionary management options.

Mark Erikson is a financial advisor at Merrill with 32 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Merrill since 1992 and Bank of America since 2016. Outside his advisory roles, he serves as a fiduciary for a for-profit organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutions.

Dominic Tobacco Jr. is a financial advisor with Cetera and holds a Series 63 designation. He has 32 years of industry experience, including prior roles at First Allied Advisory Services and First Allied Securities. He serves as a trustee for the River Plaza Youth Club, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered adviser that works with individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, providing access to both affiliated and third-party managers.

Zad Mahana is a Financial Advisor affiliated with Merrill Lynch Wealth Management. In his role, he works directly with clients to identify their financial goals and develop portfolio strategies tailored to help achieve those objectives. He provides ongoing advice and adapts portfolio strategies as clients' circumstances evolve. He brings expertise in various areas including general investing, retirement planning, and saving for unexpected events. Zad invests time in understanding his clients' priorities and concerns to offer personalized financial guidance. He holds the professional designation of Personal Investment Advisor (PIA). Zad earned a Bachelor's Degree from George Washington University and is proficient in both English and Arabic.

Rocco Fiato is a financial advisor with Merrill based in Bridgewater, NJ, holding a Series 66 designation and nine years of industry experience. Prior to his current role, he worked at Northeast Planning Corp for one year. He has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated and Bank of America, N.A. since 2017 and 2018 respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Kyle Dudek is a Financial Advisor at Merrill Lynch Wealth Management, where he helps clients navigate complex financial challenges and develop tailored strategies to maximize their resources. He focuses on serving the mass affluent market, offering guidance in areas such as education planning, legacy planning, liquidity management, tax minimization, and retirement income. His approach centers on understanding clients' unique goals and priorities to create personalized wealth plans. With over five years of experience in the financial services industry, Kyle holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He leverages his background and credentials to provide comprehensive advice that evolves with his clients' financial journeys. Kyle's academic background includes a bachelor's degree in Financial Planning and Wealth Management, with a minor in Economics, from the University of Delaware. During his time there, he was a member of the Varsity Crew Team. Residing in Skillman, NJ, Kyle enjoys spending time with his family, participating in adventure sports, antiquing, basketball, football, ice hockey, music, running, traveling, and watching movies.

Christopher Dipietro is a financial advisor at UBS Financial Services with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2011. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans based on clients’ goals and risk tolerances.

Michael Garzone is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.