Monica Dawson is a financial advisor at Citigroup Global Markets with a Series 66 designation and three years of industry experience. She has been with Citigroup since 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with rigorous manager selection and oversight processes, supporting both discretionary and non-discretionary portfolios.

Jeffrey Locke is a financial advisor with Citigroup Global Markets in New York City, holding Series 63, 65, and 66 licenses and possessing 14 years of industry experience. He has been with Citigroup since 2010. Locke serves on advisory boards for multiple private equity and real estate funds and holds an observer seat on the iCapital Advisory Council. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing a broad range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies and maintains in-house research, operating at a large institutional scale with unique market roles and arrangements.

Adam Block is a financial advisor with Goldman Sachs Wealth Services, holding Series 63 and Series 65 licenses and possessing 18 years of industry experience. He has worked at Goldman Sachs in two periods totaling 17 years and spent three years at Broadridge Financial Solutions. He serves as an Investment Committee Member for the University at Albany Alumni Association. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals and institutional clients, leveraging centralized investment resources and a range of discretionary and non-discretionary portfolio management options.

Koel Johnson is a financial advisor at Citigroup Global Markets with one year of industry experience. She holds the Series 66 designation and has worked in various roles at Citi since 2022. Outside of her advisory role, she is the founder and president of the Hazel Foundation Inc., a nonprofit focused on fundraising and supporting students in need. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains in-house research capabilities while supporting large-scale, bespoke discretionary solutions.

John Bruderman III is a financial advisor with Eagle Strategies (NY Life) based in Brooklyn, NY. He holds Series 63 and Series 65 designations and has 27 years of industry experience, including over two decades with Eagle Strategies. He is also appointed with outside carriers for life, health, and disability insurance products, though he is not actively engaged in this brokerage work. Eagle Strategies serves a diverse client base that includes individuals, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of financial planning and investment advisory services, emphasizing tailored solutions and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Dylan Maziarz is a financial advisor at Oppenheimer with one year of industry experience. He holds a Series 66 designation and has worked at UBS Financial Services, Morgan Stanley, and Gian-Grasso & Tomczak P.C. prior to joining Oppenheimer. Outside of finance, he has experience with DoorDash and has been involved in academic roles at Loyola University of Maryland and St. Joseph's Preparatory School. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering a range of advisory and brokerage services. The firm employs strategic and tactical asset allocation, manager selection, and various investment vehicles to construct client solutions, while also serving as a qualified custodian and providing both discretionary and non-discretionary investment management programs.

Cristina Garcia is a Series 66-licensed financial advisor at Citigroup Global Markets in New York, NY, with two years of industry experience. Prior to joining Citigroup, she worked at Onnit Labs Inc. and held teaching positions at the University of Texas at Austin and the University of Texas at San Antonio. Outside of her advisory role, she is involved in managing a rental property in Austin, TX. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains institutional-scale operations, including in-house research, swap dealer activities, and bespoke discretionary solutions for large relationships.

Douglas Keller is a financial advisor with First Command Advisory Services and holds a Series 66 designation. He has 11 years of industry experience, including 10 years with First Command Advisory Services and its affiliated entities. Outside of his advisory role, he is the president of Harvest Capital Services Corp and co-founder of Unlock New Worlds, a start-up virtual reality company. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed through a centralized Investment Management Team and Wealth Portfolio Managers.

Michael Dwyer is a financial advisor with Eagle Strategies (NY Life) in New York, NY, holding Series 63 and Series 66 designations and 17 years of industry experience. He has been with Eagle Strategies since 2012 and has worked with NYLIFE Securities LLC and New York Life Insurance Co. since 2009. He serves as a board member of the Harbor Green Shore Club, a local community organization. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm emphasizes tailored advice through multiple program types and manages a majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Don Santos is a financial advisor at Empower Advisory Group with 32 years of industry experience. He holds the ChFC®, Series 63, and Series 65 designations. His prior work includes extended tenures at TIAA-CREF and Prudential Investment Management Services, among others. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and retail brokerage clients. The firm’s approach integrates proprietary and third-party planning methodologies focused on long-term portfolio returns and savings rates, with services delivered through Empower’s recordkeeping and administrative platforms.

Anton Gringut is a CFA® charterholder and holds a Series 63 license, with five years of industry experience. He has worked at Citigroup Global Markets since 2020 and previously held positions at Fiera Capital and Oppenheimer Asset Management. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees, combining large institutional scale with specialized market roles and arrangements.

Zachary Weinstein is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds a Series 66 designation and has previously worked at Barclays, UBS Financial Services, Van Wagner Sports & Entertainment, and Crystal Plaza Group. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing broad advisory and execution services as well as bespoke solutions for very large relationships.

Shelly Wong is a financial advisor at Citigroup Global Markets with 15 years of industry experience. She holds Series 66 and Series 63 designations and has previously worked at Deutsche Bank Securities, HSBC Securities, and Novus Partners. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and leverages its institutional scale and specialized market roles to provide diverse solutions, including discretionary mandates and alternative product exposures.

Matthew Nirenberg is a CFA® charterholder with 20 years of industry experience, currently serving as a financial advisor at Oppenheimer since 2008. He holds a Series 63 license and is based in Briarcliff Manor, NY. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering advisory and brokerage services such as discretionary and non-discretionary investment management, financial planning, and private-fund management. The firm employs strategic and tactical asset allocation, manager selection, and a variety of investment strategies, with a distinctive approach that includes acting as a qualified custodian and utilizing commission-based advisory programs.

Johanna Mussche is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 23 years of industry experience. She has worked at Citigroup since 2018 and previously spent five years at UBS Financial Services. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles and arrangements.

Xing Ma is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains a combination of large institutional scale and specialized market roles.

Hailey Roberti is a financial advisor with Eagle Strategies (New York Life) in New York, NY, holding Series 63 and Series 65 licenses and with one year of industry experience. Prior to joining Eagle Strategies, she was affiliated with Merrill and has held various roles outside finance, including positions at Newtown Athletic Club and Daddy O Hotel. Eagle Strategies serves a broad range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored recommendations through multiple program types and emphasizes fiduciary responsibilities, managing most assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Jeffrey Kramer is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Citigroup since 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs through discretionary and non-discretionary approaches. The firm combines large institutional scale with unique market roles, including in-house research and acting as a swap dealer and futures commission merchant.

Alexander Filosa is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2016. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, leveraging internal standards and oversight committees to select and monitor managers.

Sidita Sokoli is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding Series 63 and Series 66 designations and 23 years of industry experience. She has been with HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. since 2014. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations, providing both client-directed and fully discretionary portfolio options. The firm employs a multi-profile investment approach supported by global asset management and fund due diligence teams, serving clients through several program types including the non-discretionary Spectrum Program and discretionary Offshore Spectrum offerings.