Adam Nicot is a financial advisor at Wells Fargo Advisors with 14 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Advisors and its affiliates since 2013. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to clients who meet a net-worth threshold, utilizing Wells Fargo research and planning tools.

Peter Kaloustian is a financial advisor with LPL Financial based in Cranford, NJ, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked with LPL Financial Services since 2008, alongside concurrent roles at Flagstar Bank N.A. since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management with access to model portfolios and research from various sources.

Michael Ciorlian is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America and various other positions outside the financial sector. Merrill provides managed account services through the Select Portfolio Solutions program, serving a diverse client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated with Bank of America’s broader platform and services.

Amy Cooke is a financial advisor at Charles Schwab & Co., Inc. with 20 years of industry experience. She previously worked at Wells Fargo Clearing Services, LLC, and Wells Fargo Advisors, LLC. Outside of her advisory role, she serves as Director of Special Events for Commercial Real Estate Women of NJ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through a combination of wrap fee programs, managed accounts, and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by centralized custody and investment research.

James Vincent Greco is a financial advisor at OSAIC with nine years of industry experience. He holds the Series 66 designation and previously worked at Lincoln Financial Advisors Corporation and AXA Advisors, LLC. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios with a range of investment options.

Taulant Cela is a financial advisor with Wells Fargo Clearing, holding Series 63, Series 65, and Series 66 credentials and 19 years of industry experience. He worked at J.P. Morgan Securities for 10 years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical large institutional advisers.

Nykia Wharton is a financial advisor at Wells Fargo Advisors with 24 years of industry experience. She holds Series 63 and Series 66 designations and has been with Wells Fargo in various capacities since 2009. Outside of her advisory role, Wharton is involved as a certified running coach, group fitness instructor, yoga instructor, and spring track coach for children. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients through a broad planning menu and tailored recommendations supported by Wells Fargo research and tools. The firm offers both brokerage and advisory program options, integrating financial products and planning services across multiple channels.

Dennis Ganley is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. He has worked at Wells Fargo Clearing since 2022 and has been with Wells Fargo Bank, N.A. since 2017. Prior to that, he was employed at A&P/ACME for two years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is driven by investment policy statements and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Gina Lessner is a financial advisor at Merrill with Series 63 and Series 66 designations and 17 years of industry experience. She has been with Merrill since 2010. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Cynthia Wagner is a financial advisor with Ameriprise, holding a Series 66 designation and bringing 20 years of industry experience. She has worked at Ameriprise since 2017 and previously spent eight years with UBS Financial Services Inc. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports, primarily focusing on assets managed within Ameriprise accounts.

Robert Bacino is a financial advisor with Ameriprise Financial Services, LLC, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has 34 years of industry experience, including previous roles at Purshe Kaplan Sterling Investments and Insight Private Advisors, LLC. Bacino also serves on the Board of Directors and Finance Council at St. Magdalen's Church in Flemington, NJ. Ameriprise Financial Services is a large institutional advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that offers detailed retirement income planning and recommendations focused on dependable income and tax-aware withdrawal strategies.

Sophia Stuart Rockefeller is a Financial Advisor at Merrill Lynch Wealth Management. She works closely with clients to develop tailored financial strategies focused on family wealth management, legacy planning, managing new wealth, women and wealth, and tax minimization. Her approach involves evaluating clients' financial situations, identifying their objectives, and crafting personalized plans to help achieve their long-term financial goals. Sophia holds multiple degrees, including a Bachelor's and Master's from Belarussian State University (BSU), a Doctorate from the National Academy of Sciences (NAS), and a Bachelor's from Southern New Hampshire University. She also earned an Associate's Degree from the Community College of the Air Force (CCAF), a High School Diploma/GED, and completed an Accredited Certificate Program at Dartmouth College. Her professional designations include Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She is fluent in English and Russian. Outside of her professional work, Sophia enjoys cooking, horseback riding, traveling, and spending time with her family.

Jarred Colaiacovo is a financial advisor at Merrill with Series 65 and Series 63 credentials. He has been in the industry since 2026, including prior experience at Bank of America, N.A. and PNC Bank. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates trading, lending, custody, and other services within Bank of America’s corporate platform.

Wooldy Pierre is a financial advisor at Fidelity with 12 years of industry experience. He has worked at Fidelity Brokerage Services since 2020 and held a position at TD Ameritrade from 2014 to 2020. He holds a Series 66 designation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction. The firm also serves multiple registered investment companies and offers model portfolios through Fidelity Institutional Wealth Adviser.

Katelyn Koumbem is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. She has been with Wells Fargo Clearing since 2017 and has worked at Wells Fargo Bank, N.A. since 2015. Outside of her advisory role, she owns C Tech Computing LLC, a business that sources electronic devices for educational institutions. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Arthur Crist is a financial advisor with Merrill in Iselin, NJ, holding Series 63 and Series 66 licenses and possessing 24 years of industry experience. He has worked at Bank of America, N.A. and Merrill Lynch, Pierce, Fenner & Smith Inc. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The program integrates Merrill’s investment strategies with Bank of America’s broader platform, providing access to multiple products and services.

Brigita Rumpeters is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has been providing financial services since 1989. She specializes in working with affluent clients, non-profit organizations, and small businesses, focusing on investment management and wealth preservation. Brigita offers a wide range of services, including portfolio management strategies, stock option analysis, retirement planning, hedging and monetization of concentrated equity positions, life insurance analysis, and wealth preservation and transfer services. She also provides lending and mortgage options and assists small businesses and non-profit organizations with cash management, business lending, and retirement plans. Brigita holds a B.S. in Business/Marketing from Stockton University. She has earned several professional designations, including Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA), which underline her expertise in retirement planning and fiduciary responsibilities. Residing in Westfield, New Jersey, Brigita is involved in her community through volunteering with local non-profit organizations such as the Center for Hope. She is also an active volleyball player, participating in co-ed leagues and tournaments.

Gerard Erbeck is a Financial Consultant currently working at Fidelity Investments since 2021. He partners with clients to help them make educated decisions regarding their finances and goals by understanding their unique objectives and overall vision for their financial future. Gerard collaborates with clients to create a roadmap aimed at growing, protecting, and distributing their wealth, with the purpose of fostering confidence and security in their financial plans. Prior to his current role, Gerard accumulated experience as a Specialist at PIMCO from 2011 to 2021, and as a Senior Internal Advisor Consultant at Allianz Global Investors from 2006 to 2011. His professional background spans over a decade and a half in financial services, focusing on client advisory and wealth management. Outside of his professional responsibilities, Gerard has personal interests in baseball, cooking and baking, family activities, football, golf, and photography.

Gilbert Blitz is a CFP® professional with 39 years of industry experience, currently serving at UBS Financial Services since 1986. He is based in Warren, NJ, and holds Series 63 and Series 66 licenses. Outside of his financial advisory work, Blitz serves on several nonprofit boards, including Young Audiences New Jersey and Robert Wood Johnson University Hospital. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, delivering tailored investment plans supported by proprietary research and model-based asset allocations.

Gerald Silberman is a financial advisor at Mass Mutual Investors Services with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Mass Mutual Investors Services since 2017. Prior to that, he was with Metlife Securities Incorporated for seven years. Outside of his advisory role, he is involved in insurance brokerage, focusing on individual life, disability, long-term care, fixed annuities, and group insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using technology to analyze client goals and offers event-driven planning programs such as divorce and estate-settlement planning.