Owen Pardo is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 63 and Series 66 licenses and bringing 43 years of industry experience. His career includes positions at Shephard Capital Management, LPL Financial, Wells Fargo Advisors LLC, A.G. Edwards & Sons, Inc., Oppenheimer, and UBS Financial Services. Concurrent Investment Advisors is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, individual securities, bonds, alternative investments, and independent sub-advisers, supported by a broad network of advisors and integrated platform solutions.

Brian Sturdivant is a financial advisor with Primerica Advisors and holds a Series 66 designation. He has seven years of industry experience and has worked at firms including Guardian Life Insurance Company, Park Avenue Securities, and Morgan Stanley. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both transaction-based brokerage and fee-based advisory services, utilizing proprietary and third-party investment strategies across a range of account types and programs.

Alexander Arakelian is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and two years of industry experience. His prior roles include positions at TD Bank, Eagle Rock Wealth Management, and Private Advisor Group. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs and broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including research, swap dealing, and futures commission activities.

John Crowe is a financial advisor at Cetera Planning Partners with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various firms including Avantax and Headquarters Advisory Group. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees, offering investment management, comprehensive financial planning, and retirement-related advice. The firm’s investment process emphasizes diversified allocations tailored to client objectives and risk tolerance, supported by a range of ancillary services such as tax planning, bookkeeping, and estate-planning solutions.

Pierce Enxuto is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and one year of industry experience. Prior to joining Goldman Sachs, he was affiliated with Seton Hall University for multiple periods between 2020 and 2025. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, executives, and institutional clients. The firm offers financial planning, portfolio management, and specialized programs with a tailored approach supported by strategic allocation models, manager selections, and a range of fee structures, leveraging capabilities across the broader Goldman Sachs ecosystem.

Jeffrey Fahs is a financial advisor with Citigroup Global Markets and holds Series 63 and Series 66 licenses. He has 26 years of industry experience, including six years at Citigroup and six years at J.P. Morgan Securities prior to that. Citigroup Global Markets serves individual and institutional clients, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and provides specialized solutions for high-net-worth and institutional clients.

Brian Kazanchy is a CFA® charterholder with 20 years of industry experience, currently serving at Corient. He previously worked for RegentAtlantic for 18 years before joining Corient and related entities. Outside of his advisory role, he is president of two rental real estate businesses. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and corporate entities. The firm follows a goals-based, team investment approach combining internal strategies with third-party managers and employs various risk management tools to align portfolios with client objectives.

Sofia Taveras is a financial advisor at Citigroup Global Markets with 10 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Citibank since 2012. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and operates with large institutional scale, including in-house research and unique market roles.

Andrew Roberts is a CFP® with 10 years of industry experience, currently serving at Beacon Pointe Advisors, LLC. His career includes eight years at Fidelity Brokerage Services, LLC and multiple roles within Beacon Pointe Advisors and its affiliated insurance services. Beacon Pointe Advisors, LLC offers wealth advisory, consulting, financial planning, retirement-plan platform services, and outsourced chief investment officer services to individual, corporate, pension, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers and employs both active and passive strategies across public and private asset classes.

William Angelo is a financial advisor at Private Advisor Group, LLC with four years of industry experience. He holds a Series 65 designation and concurrently practices as a Certified Public Accountant at Angelo & Associates CPAs PC, where he provides tax advice and tax preparation services. He is also licensed to sell insurance and offers certain insurance products on a commission basis, separate from his investment advisory services. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, providing portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based model that incorporates multiple investment strategies and technology platforms, often implementing advice through third-party managers and third-party asset management programs.

Elizabeth Bond is a financial advisor at Citigroup Global Markets with a Series 66 designation and one year of industry experience. Her prior work includes roles at Tokio Marine and Starbucks. Citigroup Global Markets serves individual and institutional clients across wealth management segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains large institutional scale with unique market roles such as acting as a swap dealer and futures commission merchant.

Ryan Zhao is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding Series 63 and Series 66 designations and having eight years of industry experience. He has worked at several affiliates of HSBC since 2017 and also has prior experience at Wells Fargo Bank. Zhao holds a concurrent role as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products alongside his registered representative duties. HSBC Securities (USA) Inc. offers managed account programs catering to individuals, retirement accounts, charitable organizations, and corporations through various program types, including client-directed and fully discretionary options. The firm’s investment process involves strategic and tactical asset allocation supported by affiliated global asset management and fund selection teams, serving diverse client needs with specialized program features.

Jane Desmond is a financial advisor at Goldman Sachs Wealth Services with 10 years of industry experience. She holds a Series 66 designation and has worked previously at United Capital Financial Advisers, LLC and The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individual and high-net-worth households, corporate participants, and institutional clients. The firm leverages centralized investment resources and integrated financial group affiliates to offer tailored wealth management solutions.

Barron Natelli is a financial advisor with Oppenheimer, holding Series 63 and Series 66 credentials and seven years of industry experience. He has been with Oppenheimer since 2017, with a brief period as a student before and during his early career at the firm. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a wide range of programs and advisory services, including discretionary and non-discretionary portfolio management, investment consulting, and retirement planning.

Maya Spaulding is a financial advisor at Citigroup Global Markets with two years of industry experience. She holds the Series 66 designation and previously worked in education at Gwinnett County Public Schools and New York University. Outside of her advisory role, Spaulding creates and sells handmade ceramic pieces through her small business, MJS Ceramics. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including swap dealing and futures commission merchant activities, supported by internal research and oversight committees.

Max Kaplan is a financial advisor at &PARTNERS with four years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Clearing. &PARTNERS serves a diverse range of individual and institutional clients, offering investment management, financial and tax planning, and ERISA consulting services using a combination of fundamental, technical, and quantitative analysis alongside proprietary and third-party strategies.

Luis Granados is a CFP®-certified financial advisor with 17 years of industry experience. He has worked at Private Advisor Group, LLC and LPL Financial since 2014, following six years at Edward Jones. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering both discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm provides managed account solutions through proprietary and third-party platforms and employs a fiduciary-based advisory model that includes working with well-known strategists such as Fidelity, BlackRock, and Invesco.

David Sebastian is a financial advisor at Kestra Advisory with 26 years of industry experience. He holds the Series 66 designation and has been involved with Kestra Advisory since 2016. Sebastian is also the president and owner of Sebastian Wealth Management Group, LLC, where he focuses on comprehensive wealth management. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, compliance testing, and employee education. The firm manages approximately $79.8 billion in assets and serves a diverse client base including large institutional investors and sovereign wealth funds.

Gian Carlos Ng Zheng is a financial advisor with Citigroup Global Markets in New York, NY, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior roles include positions at Merrill, JPMorgan Chase Bank, HSBC, and Citibank. Outside of his advisory work, he is involved in an AI training business focused on improving educational content related to bilingualism and bias mitigation. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments with a broad range of investment advisory programs and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by extensive in-house research and market roles that distinguish it from peers.

John Palmeri is a financial advisor with Primerica Advisors, holding a Series 63 designation and bringing 11 years of industry experience. He has worked at Park Avenue Securities, Guardian Life Insurance, Mass Mutual Investors Services, and MetLife Securities. Outside of his advisory role, Palmeri owns MJJ Billiards LLC, a pool hall, game room, and bar in Staten Island, NY. Park Avenue Securities serves a broad retail client base, including individual and high-net-worth investors, offering brokerage and advisory services alongside financial and retirement planning. The firm utilizes a combination of proprietary and third-party investment strategies and supports a range of account-level services and lending solutions.