Benjamin DiMaio is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He brings over 20 years of experience in financial services with a focus on income planning and tax-efficient investing. Throughout his career, Benjamin has held various roles including Director at Piedmont Capital Distributors and Regional Marketing Director at Lincoln Financial Distributors. Prior to these, he was Vice President and Retirement Planning Specialist at Merrill Lynch from 2002 to 2010. His approach emphasizes understanding clients' goals, values, and family priorities to develop personalized financial plans. Outside of his professional work, Benjamin enjoys spending time at the beach, boating, fishing, golf, and lake activities.

Geoffrey Brown is a financial advisor at Osaic with nine years of industry experience. He holds a Series 66 designation and previously worked for American Portfolios Financial Services, Inc. for ten years. Outside of his advisory role, he is employed as a registered sales assistant with American Premier Financial Group. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party managers, using various tools and strategies to build portfolios across asset classes for both discretionary and non-discretionary accounts.

Mitchell Goldberg is a financial advisor at LPL Financial with 36 years of industry experience. He previously spent 20 years at Next Financial Group before joining LPL Financial in 2025. Goldberg holds Series 63 and Series 65 licenses. He is actively involved in several nonprofit organizations, serving on the boards of Long Island Elite Networking Group, ACLD Foundation, and the Financial Planning Association chapter of Long Island, and participates in community volunteer committees. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios and research from multiple sources to support diversified and alternative investment strategies.

Howard Ross is a financial advisor with Equitable Advisors in Melville, NY, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Equitable Advisors since 1999, having previously worked with Axa Advisors. Outside of advising, Ross is a licensed attorney and tax preparer, and serves as a board member of a New York City cooperative. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Robert Polk is a CFP® professional with 36 years of industry experience. He is currently with Osaic and previously spent 20 years at American Portfolios Financial Services, Inc. In addition to his advisory work, Polk is a partner in Noble Financial Solutions, which specializes in employee benefits, and he also prepares tax returns through his own corporation. Osaic Wealth, Inc. serves a diverse group of retail and institutional clients, including high-net-worth individuals and organizations, offering integrated brokerage and investment advisory services supported by advanced asset-allocation tools and access to various managed account solutions.

Nicholas Kreutzberg is a financial advisor with Equitable Advisors in Lindenhurst, NY, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with Equitable Advisors since 2011 and previously worked at Axa Advisors, LLC. Kreutzberg is involved with the Lindenhurst Soccer League. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a broad range of third-party asset managers. The firm operates a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Michael Ciccarelli is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. and Wells Fargo Advisors. Ciccarelli has an interest in real estate ownership outside of his advisory role. Ameriprise is a large institutional firm that offers a retirement-income planning service targeting individuals with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated entities and employs a centralized team to deliver data-driven, non-discretionary retirement income recommendations.

Brendan Whelan is a financial advisor at LPL Enterprise with a Series 66 designation and one year of industry experience. His prior roles include positions at Teachers Federal Credit Union and several realty firms. Outside of finance, he has experience working in education, including at Farmingdale State College and Quinnipiac University. LPL Enterprise serves a diverse client base that includes individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to various advisory programs, combining advisory services with brokerage and insurance product offerings through an integrated platform.

John Sepe is a financial advisor at Wells Fargo Advisors with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing and Wells Fargo Advisors LLC prior to his current role. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business-owner transitions, sports and entertainment, special needs, and divorce.

Philip Caporusso is a financial advisor at OSAIC with Series 63 and Series 65 licenses and 38 years of industry experience. He has worked at OSAIC since 2024 and previously spent over two decades with American Portfolios Financial Services, Inc. Caporusso is also co-owner and co-president of Ferrera, Destefano, & Caporusso, CPA. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing proprietary tools and multiple advisory platforms to manage portfolios across various asset classes.

Douglas Bauer is a financial advisor at Equitable Advisors with 16 years of industry experience. He holds a Series 66 designation and has a background that includes roles at Equitable Advisors, AXA Advisors, and his own CPA practice. In addition to his advisory work, he serves as CFO and in-house counsel for Toll Booth Maintenance Services, Inc., and is involved in multiple legal, accounting, and real estate ventures. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Durga Varshney is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. Prior to joining LPL Enterprise in 2024, Varshney spent over three decades at Pruco Securities, LLC and has been associated with Prudential Insurance Company of America since 1990. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels, offering financial planning, model wealth portfolios, third-party asset management, and access to a range of brokerage and insurance products.

Maria Cappa is a financial advisor with Ameriprise in Smithtown, NY, holding a Series 66 designation and 24 years of industry experience. She has worked with Ameriprise and its affiliate since 2005. Outside of financial advising, she is involved in fitness coaching through her business ownership of MJC Times 3 Inc. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet certain asset thresholds, providing tailored recommendation reports on income, Social Security, and tax strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary retirement advice through a centralized consulting team.

Michael Hordy is a financial advisor at LPL Financial with 40 years of industry experience. He holds a Series 63 designation and previously worked at Stifel Nicolaus & Co Inc for 15 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Patrick Passaretti is a financial advisor at Osaic with 10 years of industry experience. He holds the Series 66 designation and has previously worked at American Portfolios Financial Services, Inc. and Progressive Advisory Solutions. Outside of his advisory work, he is involved with PPS Advisors, Inc., offering insurance and fixed annuities, and serves as a member of Karapat Realty LLC. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through an extensive network of financial advisers and advisory platforms. The firm provides integrated brokerage and investment advisory services, utilizing asset-allocation tools and automated rebalancing to construct portfolios across various asset classes on both discretionary and non-discretionary bases.

Donald Johannes is a financial advisor with LPL Financial and holds Series 63 and Series 65 designations. He has 35 years of industry experience, including five years at Ameriprise and eleven years at Ameriprise Financial Services, Inc. He is currently based in Melville, NY. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios and research from multiple sources to support diversified investment strategies.

Parul Patel is a financial advisor with Merrill, holding a Series 66 designation and 10 years of industry experience. She has been with Merrill and Bank of America since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stephen Testa is a financial professional with LPL Enterprise and holds the Series 66 designation. He has experience since 2021 at Cotgreave Insurance Agency and previously spent over 30 years with Testa Brothers Ltd. Testa is also involved in property and casualty insurance through Cotgreave Insurance Agency. LPL Enterprise serves a diverse clientele, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering a range of advisory and brokerage services supported by proprietary research and model portfolios.

Chase Cetta is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. Prior to joining Cetera in 2025, he held positions at Avantax Advisory Services and Mazars USA LLP. He is also a Certified Public Accountant and serves as Treasurer for a local Knights of Columbus chapter, where he manages council funds and accounting records. Additionally, he participates on the audit committee for the Northport East Northport School District. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services across multiple program structures, featuring both discretionary and non-discretionary solutions and access to affiliated and third-party money managers.

Andrew Morgasen is a financial advisor at Cetera with 15 years of industry experience. His prior roles include positions at Charles Schwab, Ameriprise Financial Services, LPL Financial, and Next Financial Group. Morgasen holds Series 63 and Series 66 licenses. Cetera Investment Advisers LLC is an SEC-registered adviser serving a nationwide network of independent advisors and a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management, financial planning, and retirement services through multiple program structures and custodial relationships, supported by over 10,000 advisors and approximately $256 billion in assets under management.