Allan Gottesman is a financial advisor with Raymond James & Associates in Boonton Township, NJ, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has been with Raymond James & Associates since 2004, including 16 years with its affiliate, and previously worked at J. B. Hanauer & Co. from 2002 to 2004. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Fred Kleinfeld is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and 17 years of industry experience. His prior work includes roles at Metlife Securities, PNC Investments, and The Prudential Insurance Company of America. Outside of his advisory work, he owns a cooperative apartment rental. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with a forward-looking capital markets approach and includes capabilities in derivatives and commodities.

Thomas Stinson is a financial advisor with LPL Financial in Parsippany, NJ. He holds a Series 66 designation and has been with LPL Financial since 2026. His prior work experience includes roles at several firms as well as positions outside the financial industry, such as Harry's Chocolate Shop and Marra's Italian Deli. Additionally, he has involvement with DST Basketball dating back to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions through a large network of investment adviser representatives.

Miri Upton is a CFP® with 21 years of experience in financial services currently with OSAIC since 2024. Her prior roles include positions at Securities America Advisors, Equity Services, True North Financial Solutions/National Life Group, Wells Fargo Clearing, Morgan Stanley, Citigroup Global Markets, and PNC Wealth Management. She is the owner of Mommies and Money, LLC and facilitates financial education workshops. Upton also serves on the boards of the Rockland Community Foundation and the Community Foundation of Orange, Sullivan and Rockland, and acts as a liaison for the Boss Women United scholarship fund supporting female financial advisors. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a multi-advisor platform with brokerage and advisory services that include comprehensive financial planning, managed portfolios, and retirement consulting. The firm’s investment approach incorporates model-based asset allocation and portfolio optimization, with access to discretionary strategies, third-party managers, and alternative investments.

Josie Strafaci serves as a Planning Consultant, bringing 17 years of experience in financial services. She has been a Relationship Manager at Hennion & Walsh, Inc. from 2009 to 2026. Josie's professional approach focuses on building meaningful relationships through active listening and personalized guidance that aligns with each client's goals and priorities. Her work emphasizes thoughtful planning conversations designed to help clients feel confident and informed about their financial futures. Josie aims to create a supportive and collaborative environment to assist clients in navigating important financial decisions with clarity. Outside of her professional role, Josie engages in cooking and baking, family activities, fitness, hiking, and parenting.

Shane Schrader is a financial advisor at Ameriprise Financial Services LLC with one year of industry experience. He holds the Series 66 designation. Prior to joining Ameriprise, he worked at DoorDash and has a background that includes teaching and various other roles. Outside of his advisory work, Schrader operates a YouTube channel featuring comedic content. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

William Downey is a financial advisor at Fidelity with 20 years of industry experience. He holds the Series 66 designation and has worked at notable firms including Charles Schwab and JP Morgan Chase. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and is known for its use of model portfolios, algorithmic methods, and a formal advisory role to multiple registered investment companies.

Michael Lanza is a financial advisor with Mass Mutual Investors Services in Saddle Brook, NJ. He holds the CFP® designation and Series 66 license and has seven years of industry experience, including roles at UBS, Dow Jones, and Ramapo College of NJ. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing firm-approved tools and techniques to deliver written recommendations in collaborative annual planning engagements.

Anthony Monks is the sole advisor and managing member of CTM Financial, LLC, an independent registered investment adviser based in Mahwah, NJ. He holds Series 63 and Series 65 licenses and has 23 years of industry experience, leading CTM Financial since 2002. CTM Financial provides portfolio management and advisory services to a small client base that includes individual investors and corporate clients. The firm offers separately managed accounts and utilizes derivatives in some strategies to manage exposures, distinguishing itself as a boutique, one-advisor practice with a specialized approach.

Donald Zoch is the sole advisor at Capital Allocation Management, Inc. in Totowa, NJ, bringing 31 years of experience at the firm and 11 years in the industry. He holds a Series 63 designation. Capital Allocation Management, Inc. provides investment advisory and portfolio management services primarily on a non-discretionary basis to individual clients. The firm manages approximately $93.4 million across about 35 client relationships, focusing on ongoing consultation and client approvals rather than discretionary trading.

Anthony Wrobel is a CFP® professional with three years of experience in financial advising. He is currently with Smolin Wealth Advisors, LLC and has prior experience at Cetera Wealth Services, LLC and Cetera. Wrobel works in a firm affiliated with an accounting practice, where referrals between the advisory and accounting teams are common. Smolin Wealth Advisors, LLC is a supported firm that provides solicitor and adviser referral services to individuals, high-net-worth clients, and pension or profit-sharing plans. The firm matches clients with independent RIAs who manage portfolios and provide ongoing account services.

Theodore Byer is a CFP® and PFS™ credentialed financial advisor with 19 years of industry experience. He is a member of Smolin, Lupin & Co., P.A., a licensed and practicing CPA firm where he spends the majority of his time providing accounting services. He has been with Smolin Wealth Advisors, LLC since 2013 and has also worked at Cetera Wealth Services, LLC. Smolin Wealth Advisors, LLC is a small, supported advisory firm that provides referral services to individuals, high-net-worth persons, and retirement plans by connecting clients with independent RIAs for ongoing investment management. The firm does not manage client portfolios directly and focuses on matching clients with third-party advisers while maintaining an affiliation with an accounting firm.

Juan Arbelaez Calad is a financial advisor with Marsh Agency Wealth Advisors LLC, holding a Series 66 credential and six years of industry experience. He previously worked at Merrill from 2021 to 2026 and held roles at Wells Fargo Clearing Services, LLC and Wells Fargo Bank, NA prior to that. Marsh Agency Wealth Advisors LLC offers discretionary and non-discretionary investment advisory services, financial planning, and consulting to individuals, retirement plans, corporations, foundations, and charities. The firm utilizes a range of investment strategies including fundamental and technical analysis, and accesses third-party model programs, operating under a structure affiliated with Marsh & McLennan Agency and related broker-dealers and investment advisers.