Brian Kennedy is a CFP® with 19 years of industry experience. He is currently affiliated with Cetera and CCR Wealth Management, with prior experience at Commonwealth Financial Network. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, providing access to both affiliated and third-party managers.

Tushar Gala is a financial advisor with Equitable Advisors in Wellesley, MA, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His prior roles include positions at Citizens Investment Services, Citizens Securities, Century Bank, and LPL Financial. He serves as a trustee for a local condominium association. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, working extensively with program sponsors and third-party managers to deliver advisory and brokerage solutions.

Michelle De Morais is a financial advisor with LPL Enterprise and holds the Series 66 designation. She has two years of industry experience, including roles at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of finance, she has over two decades of experience in residential cleaning and organizing. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and a range of brokerage and insurance products via its integrated platform.

Seth Waltz is a financial advisor at Mass Mutual Investors Services with 23 years of industry experience. He holds a Series 66 credential and has worked at Mass Mutual Investors Services since 2017, following roles at Mass Mutual Life Insurance Company and Metlife Securities Inc. In addition to his advisory work, he is involved in outside insurance activities, including individual and group life, health, fixed annuity, and disability products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, with an emphasis on collaborative, goal-based planning using firm-approved analytical tools.

Peter Kalogerakos is a Wealth Management Senior Relationship Manager at Fidelity Investments. In his current role, he focuses on providing personalized service experiences tailored to individual needs and preferences, facilitating conversations around Wealth Planning to support clients and their families. Peter has been with Fidelity Investments since 2016, progressing through roles including Financial Representative, Investment Consultant, Financial Consultant, and currently Senior Relationship Manager. This experience has provided him with a broad understanding of wealth management and client relationship strategies.

Irene Doulos is a Series 66-credentialed financial advisor at Merrill with 15 years of industry experience. She has been with Merrill Lynch since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Zachary Hager is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 13 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2019 and previously at Cetera Advisors LLC and Investors Capital Corporation. Hager is also involved as an owner and board member of Ripcord Wealth, a wealth management business. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, providing both proprietary and third-party model strategies across multiple platform arrangements.

Jeffrey Jacobs is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His prior roles include positions at Bank of America, Mizuho Securities USA, and Telsey Advisory Group. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eugene Clark IV is a financial advisor at Morgan Stanley with 36 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. He holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and proprietary market simulations as part of its advisory process.

Stephanie Cadenhead is a Financial Consultant at Fidelity Investments, a position she has held since 2021. She has over 20 years of experience collaborating with families and businesses to develop financial strategies tailored to their long-term goals. Stephanie's approach involves gaining a deep understanding of her clients' objectives to create effective financial plans. Her professional background includes roles such as Financial Advisor at Citizens Investment Services, Senior Retirement Consultant at Empower Retirement, AVP - Financial Advisor at Merrill Lynch, VP Financial Consultant at Charles Schwab, Financial Planning Consultant at Voya Financial Advisors, Financial Solutions Advisor at Merrill Lynch, Investment Specialist at Bank of America Merrill Lynch, and Financial Advisor at Ameriprise Financial. This extensive experience spans various aspects of financial advising and consulting. Outside of her professional work, Stephanie enjoys activities such as comedy, concerts, cooking and baking, exploring food, golf, and outdoor adventures.

Jonathan Furey is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has held roles at Cetera and its affiliates since 2002 and co-owns Furey Insurance Agency, where he serves as president. He is also involved in accounting and tax preparation through McCarthy Hargrave and Co and co-owns Willington Financial, a tax and accounting business. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and advisory services through a multi-manager platform with various program structures and custodial relationships.

Karen Bishop is a financial advisor at Morgan Stanley in Wellesley, MA, with 28 years of industry experience. She has been with Morgan Stanley since 2009. Outside of her advisory role, she has a proprietorship in the art and culture sector based in Marlborough, MA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning supported by firm-approved tools and research.

Paul Schofield is a CFP® professional with 34 years of industry experience, currently affiliated with LPL Financial since 2007. He operates under the DBA Schofield Financial Services in Dedham, MA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services through a large network of investment adviser representatives.

Kurt Lovell II is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and over 21 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has been affiliated with related firms within the MassMutual organization since 2015. In addition to his advisory role, he is an independent insurance agent specializing in disability, fixed annuities, life, accident, health, long-term care, and group insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved analytical tools to deliver written recommendations through annual, collaborative planning relationships.

Jonathon Read is a CFP®-designated financial advisor with Equitable Advisors, based in Wellesley, MA, and has three years of industry experience. His prior roles include positions at John Hancock and Northwestern Mutual, as well as work outside finance at Chick-Fil-A and educational institutions. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, utilizing a delivery model that includes LPL-sponsored programs and various endorsed TAMPs.

Megan Tan is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she held roles at Blue Bottle Coffee and participated in various community and educational activities including work with Bowdoin Organic Garden and Bowdoin College. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies and its advisory role to multiple registered investment companies and fund-of-funds.

James Vogel is a financial advisor with Morgan Stanley in Wellesley, Massachusetts, holding Series 63, 65, and 66 licenses and bringing 26 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm employs structured planning tools and methodologies such as Monte Carlo simulations and Secular Return Estimates to support client outcomes.

Janet Frye is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 66 designations and has 38 years of industry experience. Since 2010, she has operated Janet H. Frye Financial and has served as an independent contractor with 1776 Financial. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning using analytical tools and supports a broad network of advisors with specialized consulting services.

Tracy Johnson is a financial advisor at Merrill with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006. Outside of her advisory role, she owns a business selling vintage and upcycled furniture through a booth at an antique mall and serves as secretary for the North Cumberland Middle School Parent Teacher Organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeffrey Waxman is a financial advisor with Morgan Stanley in Wellesley, MA, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, National Association since 2015. He serves as a successor trustee for several investment-related trusts outside of business hours. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and firm-approved methodologies to support its financial planning process.