Carmen Marrero is a financial advisor at UBS Financial Services with 18 years of industry experience. She holds Series 63 and Series 66 designations and has worked at UBS since 2021. Her prior experience includes roles at Atlantic Family Wealth, LPL Financial, and First State Bank of the Florida Keys. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides a range of investment solutions supported by proprietary research and model-based asset allocations.

Tyler Felder is a financial advisor at Equitable Advisors with three years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2022. Prior to his current role, his work experience includes positions outside the financial industry, such as roles at LA Fitness and University of Rochester. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm delivers services through a network of Investment Adviser Representatives and utilizes a range of third-party asset management programs while providing fiduciary services to qualified plans.

Troy Nelson is a financial advisor with Merrill in Rochester, NY, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Bank of America, J.W. Cole Advisors, Montage Wealth Management, and Enterprise Holdings. Outside of advising, he is involved with Aurora Brewing and The Athletic Campus. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Andrew Comins is a ChFC® with 47 years of industry experience. He has worked at Osaic since 2025 and previously spent 27 years at Lincoln Financial Advisors Corporation. Outside of his advisory role, he is involved in educating clients and writing insurance coverage, including term and long-term care insurance, through a local Rochester insurance broker. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios that can include stocks, bonds, mutual funds, ETFs, and alternative investments.

Nicole Looman is a financial advisor with Wells Fargo Advisors in Rochester, NY, holding Series 63 and Series 66 licenses and 21 years of industry experience. She has been with Wells Fargo Advisors and its related entities since 2014. Outside of her advisory role, she acts as a power of attorney for her mother. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning including retirement, education, risk, and wealth-transfer services. The firm combines advisory services with other financial products and referral channels to serve clients meeting certain net-worth criteria.

Georgiann Collins is a financial advisor with Morgan Stanley in Rochester, NY, holding Series 63, 65, and 66 licenses and 26 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets, and employs structured planning tools as part of its approach.

Kevin Roe is a financial advisor with UBS Financial Services in Rochester, NY, holding the CFP® designation along with Series 66 and Series 63 licenses. He has 13 years of industry experience and has previously worked at Facet Wealth and UBS Financial Services Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and capital market assumptions to tailor solutions to client goals and risk tolerances.

Kristen Gawron is a Series 66-licensed financial advisor with LPL Enterprise, based in Rochester, NY, and has four years of industry experience. Her prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC. She is also involved in non-variable insurance sales through Prudential-sponsored activities. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm utilizes model-driven investment strategies developed by its research department and third-party portfolio strategists, and it offers financial planning, access to third-party asset managers, and insurance product facilitation through affiliated entities.

Michelle Prok is a financial advisor with LPL Financial in Rochester, NY, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. She has been with LPL Financial, formerly LINSCO/PRIVATE LEDGER CORP., since 1998. Prok operates a registered DBA, Cornerstone Advisory Group, as part of her business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and institutional services, employing technology and model portfolios to support its advisory representatives.

Angelo Costanza II is a financial advisor at LPL Financial with 11 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at The Pitti Group Wealth Management, Wells Fargo Advisors, and American Portfolios Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by research tools and technology.

Ryan Joslyn is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on a goals-based wealth management approach, reviewing all aspects of a client's life to implement disciplined wealth management processes. Ryan leads planning efforts around concentrated equity positions, tax-efficient divesting strategies, and securities-based lending. Ryan holds several professional designations, including Accredited Wealth Management Advisor (AWMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his Bachelor's degree from Saint Bonaventure University, where he studied Finance and Economics. Outside of his professional work, Ryan enjoys fishing, skiing, and traveling. He is also involved with Ducks Unlimited.

Heather Goodbody is a Private Wealth Advisor specializing in managing the financial affairs of families, private foundations, endowments, and closely held businesses. She is the Managing Director and founding advisor of Goodbody & Associates, Private Wealth Management at Merrill Lynch Wealth Management in Rochester, New York. Heather collaborates with her clients to bring purpose to their wealth while supporting their hopes, dreams, and financial goals. She holds professional designations including Certified Exit Planning Advisor, Certified Plan Fiduciary Advisor, Personal Investment Advisor, Retirement Accredited Financial Advisor, and Sports & Entertainment Accredited Wealth Management Advisor. Heather has been recognized extensively within the financial services industry. She has been named to Working Mother/SHOOK Research's "Top Wealth Adviser Moms" list from 2017 to 2021, Forbes' "Best-in-State Wealth Advisors" list from 2018 to 2025, Forbes' "Top Women Advisors" list in 2020 and 2021, and Forbes' "Top Women Wealth Advisors Best-in-State" list from 2022 to 2026. Her client focus includes family wealth management strategies, legacy planning, liquidity management, philanthropic planning, socially responsible and values-based investing, as well as sports and entertainment investment strategies. Heather earned her Bachelor's Degree from Daemen College and completed an Accredited Certificate Program at New York University. She is actively involved in the community, having served in leadership roles with organizations such as Golisano Children's Hospital at Strong, Golisano Institute for Business & Entrepreneurship, Merrill Lynch Women's Exchange, Our Lady of Mercy School for Young Women, Rochester Museum & Science Center, and The United Way of Rochester and the Finger Lakes. Heather and her husband, John, reside in Rochester, New York, with their two sons.

Emilio Monti Jr. is a CFP® professional affiliated with Cambridge Investment Research Advisors, with five years of industry experience. Prior to joining Cambridge in 2022, he worked at Mass Mutual Investors Services and Mass Mutual Life Insurance Company. He also has experience with F. Monti Enterprises LTD and has been involved in paraplanning and advisory roles in related activities. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services. The firm offers both discretionary and non-discretionary investment strategies through multiple platforms and supports a range of portfolio management options, including proprietary models and third-party solutions.

Robert O'Dea is a CFP®-certified financial advisor with 25 years of industry experience. He currently works at Wells Fargo Advisors and previously held roles within Wells Fargo Clearing and Wells Fargo Advisors LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services using proprietary research and tools, with a focus on tailored recommendations and optional implementation through various brokerage or advisory programs.

Hyesung Jang is a financial advisor at Equitable Advisors with a Series 66 designation and no prior industry experience. Before entering the financial sector, Jang worked at Door Dash and was involved with Passion Nails of Oneida LLC. Equitable Advisors serves a broad range of clients, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset-management programs. The firm utilizes a network of Investment Adviser Representatives and third-party asset managers to implement diversified investment strategies without sponsoring its own wrap fee program.

Amy Waldron is a financial advisor at Edward Jones with one year of industry experience. She previously worked at Zotec Partners for five years and IMG for twelve years. Waldron is a founding board member of Crimson Pride Softball, where she manages the organization's website and supports team operations. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

Killian Mahoney is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 credential and has a diverse background working in various roles across hospitality and education sectors before joining Equitable Advisors. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives. The firm utilizes a range of advisory models implemented by third-party sponsors and offers ERISA fiduciary services to qualified plans.

Annette Principio is a financial advisor at Stifel with a Series 66 designation and three years of industry experience. She previously worked at CBC Companies / Innovis for 28 years. She serves as Membership Chair for New York State Women, Inc., a professional networking group for women in the Finger Lakes region. Stifel serves a diverse client base, including individuals, institutions, and municipalities, offering brokerage and investment advisory services. The firm’s investment guidance is based on proprietary methodologies developed by its Investment Strategy Group, emphasizing client discretion in implementation.

Judith Plain is a financial advisor with OSAIC based in Pittsford, NY, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She previously worked at FSC Securities Corp and Cadaret, Grant & Co., Inc. Outside of her advisory role, she serves as treasurer for a local nonprofit church and advises a shelter organization supporting women in abusive relationships. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers a range of integrated brokerage and advisory services, including financial planning, retirement consulting, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct portfolios across multiple asset classes, managed on either a discretionary or non-discretionary basis.

Peter Zedick is a financial advisor with LPL Financial in East Rochester, NY, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. His prior experience includes roles at Waddell & Reed, Inc. and various insurance carriers spanning a decade. Outside of his advisory work, he is involved in real estate through Zedick Properties LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by technology tools and a large network of advisors.