Joseph Solan is a financial advisor at UBS Financial Services with four years of industry experience. He holds the Series 66 designation and has worked in diverse roles including at Gonzaga University and Colonial Life prior to joining UBS. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory solutions, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans aligned with clients' goals and risk tolerances.

Dale E. Young III is a financial advisor at UBS Financial Services with 32 years of industry experience. He has been with UBS since 1997 and holds Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment strategies to client goals and risk tolerances.

Susan Hanneman is a financial advisor with Merrill in Bellevue, WA, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. She has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering various model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Eric Madison is a Series 66-licensed financial advisor with Morgan Stanley in Kirkland, WA, with nine years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers a range of investment services, including financial planning and estate strategies.

Chu Yi Hsu is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo Clearing and its predecessor firms since 2011. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment approach.

Andrew Norman is a financial advisor at Ameriprise with 23 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2018, following prior roles at Voya Financial Advisors and Weststar Financial Group. Outside of advising, he is involved in independent insurance brokering, owns a consulting business, co-owns a management firm for his Ameriprise practice, and serves on the advisory board of Global Racing Group. Ameriprise offers retirement-income planning services targeting individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Ross Gooding is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with LPL Financial since 2006 and previously worked at Wells Fargo Clearing for five years. Outside of his advisory role, Gooding is the founder and president of Resilient Leader and is involved with Next Level Academy, a basketball training camp. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and various technological tools.

Charlotte Riviera is a financial advisor with LPL Financial in Bellevue, WA, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. Her prior work includes seven years at KeyBanc Capital Markets Inc. and 20 years at Linsco Private Ledger. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational and research tools.

Eric Wilson is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 17 years of industry experience. His prior work includes roles at MUFG Union Bank and UnionBanc Investment Service, where he worked for six years. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services through a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Richard Radecki is a financial advisor at Morgan Stanley with 40 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as president of the MREHA, a homeowners association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using tools such as Monte Carlo simulations and the Global Investment Committee’s Secular Return Estimates.

Scott Settle is a financial advisor with Raymond James & Associates in Kirkland, WA, holding a Series 66 designation and 26 years of industry experience. His prior roles include positions at Woodbury Financial Services, Penn Mutual Life Insurance Company, and Hornor Townsend & Kent. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Olivia Ragusa is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and has previously worked at Bank of America, N.A., Dicks Sporting Goods, North Shore Community College, and PartyCity. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Timothy Vediz is a CFA® charterholder with 15 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Kirkland, WA. His prior experience includes roles at Bank of America, Merrill, and D.A. Davidson & Co. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and advanced modeling tools, offering tailored solutions while generally acting in an advisory capacity.

Brad Junker is a financial advisor with Charles Schwab in Bellevue, WA, holding Series 63, 65, and 66 licenses and 28 years of industry experience. His career includes 12 years at TD Ameritrade and ongoing roles at Charles Schwab and Charles Schwab Bank. Outside of advising, he is involved in managing a rental property through a property management company. Charles Schwab primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational services.

Mark Allison is a financial advisor at LPL Financial with 42 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Citigroup Global Markets. He holds Series 63 and Series 65 designations. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing proprietary research, third-party subadvisors, and advanced advisor tools.

Jack Winter is a CFP®, ChFC®, and Series 63 credentialed advisor with 38 years of industry experience. He has been with Ameriprise since 2005, currently serving at their Woodinville, WA office. Outside of his advisory work, Winter owns and operates a tax preparation business. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning that includes written recommendation reports and tax-aware withdrawal strategies designed for clients approaching or in retirement.

Eric Justis is a financial advisor at Morgan Stanley in Bellevue, WA, holding a Series 66 credential with 15 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, Justis serves on the finance committee of the Lewiston Civic Theatre and is involved in local business development and property management ventures. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm’s approach incorporates structured planning tools and market modeling techniques to support client financial goals.

Joseph Rebich Crowley is a financial advisor at Merrill with a Series 66 credential and 11 years at the firm, including 3 years of industry experience. He is listed as executor of a family estate, though he is not currently serving in that capacity. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Johnette Fulton is a Series 66-registered financial advisor at Ameriprise in Bothell, WA, with four years of industry experience. Prior to joining Ameriprise in 2021, she held roles in the hospitality and interior design sectors, including positions at Amaro Bistro and Classic Touch Interiors and Staging. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on income sources and tax-aware withdrawal strategies.

Brendan Herriman is a financial advisor with Equitable Advisors in Bellevue, WA, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Equitable Advisors, he worked at KBC Advisors and held various roles outside the financial sector. Equitable Advisors serves individual and institutional clients, providing financial planning, retirement plan consulting, and asset management programs. The firm’s approach involves assessing client risk tolerance and aligning them with model portfolios or discretionary managers, utilizing a range of mutual funds, ETFs, separately managed accounts, and alternative investments.