Matthew Sparrow is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch in 2008 after working with Morgan Stanley and Smith Barney beginning in 2002. In 2015, he joined the O'Brien Sparrow Wealth Management Group, where he continues to provide investment management and wealth planning services. Matthew received a Bachelor's Degree in Economics and Finance from Bentley University and holds the Portfolio Manager designation. He focuses on working with individuals, families, corporate executives, and institutions in areas including investment management, wealth planning, college education planning, corporate executive services, divorce transition planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. Matthew resides in Hopkinton with his wife and four children. His personal interests include football, tennis, spending time with his family, and traveling.

Casey Freeman is the Resident Director and Wealth Management Advisor at Merrill Lynch, leading a team that includes his wife and another female advisor. With more than 20 years of experience in financial advising, Casey works closely with individuals, families, and organizations to develop personalized financial strategies. His approach emphasizes a collaborative partnership with clients to pursue long-term financial goals, including cash flow management and strategic tax mitigation. He specializes in areas such as executive compensation, equity compensation services, family wealth management, estate and trust planning, and services for endowments, foundations, and non-profits. Casey's team utilizes proprietary tools like the Personal Wealth Analysis™ to help clients achieve a work-optional lifestyle by projecting scenarios that maximize cash flow and uncover tax advantages. Casey holds a High School Diploma from Holy Name Central Catholic High School, a Bachelor's Degree from the University of Tampa, and a Master of Business Administration (MBA) from the University of South Carolina System. He has earned professional designations including Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Casey participates in community activities through memberships such as the Coast Guard Auxiliary, Creative Hub Worcester, and Holden Youth Soccer. His personal interests include adventure sports, boating, fishing, football, scuba diving, soccer, spending time with his family, and traveling.

Douglas Gower is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His prior work includes roles at John Hancock and Mutual of Omaha. He serves as treasurer for the Wayland PTO, a local scholastic organization. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing tailored investment solutions including proprietary and third-party model strategies across various platform arrangements.

Timothy Heald is a financial advisor with RBC Capital Markets in Wellesley Hills, MA, holding a Series 63 designation and 19 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC, with a combined tenure of 12 years before joining RBC Capital Markets in 2021. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with customizable portfolio management and integrates both in-house and third-party investment managers to tailor strategies according to client risk profiles.

Ryan Viktorin is a Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2013. He has 18 years of experience as a financial advisor, including prior work at Morgan Stanley from 2008 to 2013. He specializes in working with high net worth families, focusing on investment strategies, retirement planning, and tax-efficient investing. Ryan maintains an in-depth understanding of the financial markets and aims to simplify and communicate complex financial concepts to his clients. He holds a California Insurance License.

Matthew Petralia is a financial advisor at Fidelity with 29 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously with Newport Group Securities, Inc. and Newport Group, Inc. His tenure at Fidelity includes roles within Fidelity Brokerage Services and Strategic Advisers LLC. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs, with distinct involvement in commodity pool operations and advisory roles to multiple registered investment companies.

Michael Tartarini is a financial advisor with LPL Financial in Acton, MA, holding Series 63 and Series 66 credentials and possessing 28 years of industry experience. His prior experience includes roles at Legacy Financial Advisors, SagePoint Financial, Infinex Investments, and East Cambridge Savings Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Patrick Doran is a financial advisor at Fisher Investments with 17 years of industry experience. He holds a Series 66 designation and previously worked at Columbia Management Investment Distributors and various John Hancock entities. Fisher Investments serves a global client base including institutional investors and high-net-worth individuals, providing discretionary portfolio management across equities, fixed income, and blended mandates. The firm uses a centralized investment process combining quantitative and qualitative research and implements tax-aware and risk management strategies.

Patrick Belniak is a financial advisor with Equitable Advisors, holding a Series 66 designation and 16 years of industry experience. He has been with Equitable Advisors since 2009 and previously worked at AXA Advisors during the same period. Outside his advisory role, he serves as a personal finance instructor at Medway High School. Equitable Advisors provides financial planning and retirement-plan support to individual investors, corporations, and charitable organizations. The firm uses a hybrid referral and implementation model, leveraging third-party asset managers and LPL programs to tailor advisory services based on clients’ goals and risk tolerance.

Mariya Dimitrova is a financial advisor with Edward Jones in Chelmsford, MA, holding a Series 66 designation and three years of industry experience. She previously worked at Fidelity Investments for six years before joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

Christine Pacini is a Series 66-licensed financial advisor with 26 years of industry experience. She has been with Equitable Advisors and its predecessor, Axa Advisors, LLC, since 2000. Equitable Advisors serves a wide range of clients including individuals, high-net-worth investors, retirement plans, corporations, charities, and institutions, offering financial planning, brokerage services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing LPL-sponsored programs and various endorsed third-party managers to deliver advisory and brokerage solutions.

Joseph Delano Jr. is a financial advisor with LPL Financial in Marlborough, MA, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has been with LPL Financial since 1991, including its predecessor LINSCO/Private Ledger Corp. Delano serves on the board of St. Marys Credit Union, a nonprofit organization. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, credit unions, corporations, and charities. The firm offers a wide range of financial planning and advisory programs supported by research and multiple management strategies.

Peter Karle is a financial advisor with Morgan Stanley in Concord, MA, holding a Series 63 designation and bringing 24 years of industry experience. He has been with Morgan Stanley since 2020, following a 19-year tenure at Fidelity Brokerage Services LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm provides tailored financial planning using structured discovery conversations and firm-approved tools, with a focus on advisory services rather than individual security recommendations.

Susan Watson is a financial advisor with OSAIC, holding Series 65 and Series 63 licenses and seven years of industry experience. She has worked at OSAIC since 2023 and previously at Sagepoint Financial and Legacy Financial Advisors. In addition to her advisory role, she serves as an operations manager at Synergy Wealth Partners, providing client support and business management to financial advisors. OSAIC Wealth, Inc. serves a diverse client base including individuals, institutions, and charitable organizations through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employs firm-provided asset-allocation tools and automated rebalancing, and supports various third-party managed-account solutions.

Samuel Grudzien is a Planning Consultant at Fidelity Investments, where he has been serving clients since 2022. He approaches financial planning with a focus on frugality, integrity, and empathy, emphasizing thoughtful and judgment-free client relationships. Samuel listens carefully to clients to help them make informed decisions based on their individual goals and values. His professional experience centers on workplace planning, providing guidance to clients to support their financial well-being. Outside of his professional role, Samuel enjoys cooking and baking, as well as participating in activities such as golf, running, and snowboarding.

Nancy Malone is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 designations and 18 years of industry experience. She has been associated with Raymond James Financial Services since 2008 and with Wheelhouse Wealth Advisors since 2015. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, with specialized services such as municipal advisory work and SIMPLE IRA Employer Advisory & Consulting programs.

Christopher Maniscalco is a Series 66-registered financial advisor with Cambridge Investment Research Advisors in Westford, MA, bringing one year of industry experience. Prior to his current role, he worked at LPL Enterprise and has held roles in transportation and delivery services. Outside of advising, he is engaged in rideshare and delivery work for companies including Instacart, Uber, and Spark. Cambridge Investment Research Advisors serves a broad client base—including individuals, retirement plans, charitable organizations, and trusts—providing financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm offers a range of investment solutions, including proprietary and third-party model strategies, with both discretionary and non-discretionary management options tailored to client objectives.

Jared Fong is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Columbia Management Investment Distributors, Inc., Litmus, and SnapApp. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Rob Chwalek is Vice President and Private Wealth Management Advisor at Fidelity Investments. He partners with clients for strategic planning and consulting on complex wealth planning topics. He has been with Fidelity Investments since 1996, holding various roles including Vice President, Executive Planning Consultant from 2012 to 2020; Vice President, Private Client Group from 2006 to 2012; Regional Consultant from 2005 to 2006; Senior Investment Consultant in Portfolio Advisory Services from 2000 to 2005; and Participant Services Group in Retirement from 1996 to 2000.

David Brown is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and previously worked at BlackRock and The 33rd Team. Prior to his advisory career, he was employed by the University of Massachusetts, Amherst and Braintree Public Schools. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-planning advice focused on income sources and tax-aware withdrawal strategies.