Heyden Acosta is a financial advisor at Empower Advisory Group with a Series 66 designation and less than one year of industry experience. Prior to joining Empower Advisory Group, Heyden worked at FNZ Trust Company and State Street Corporation. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm offers integrated services aligned with Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and annual rebalancing in its financial planning approach.

Bernard Gillis is a financial advisor at Empower Advisory Group with Series 65 and Series 63 credentials and three years of industry experience. His prior roles include positions at Rise Private Wealth Management and several organizations outside finance, such as The Cookie Monstah and Kingman Yacht Center. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients. The firm’s approach integrates proprietary financial planning tools with managed account solutions, focusing on long-term portfolio returns and regular rebalancing within plan lineups selected by sponsors.

Michael Dionne is a financial advisor at Integrated Wealth Concepts LLC in Rockland, MA, holding the ChFC® designation with 42 years of industry experience. He has been with Integrated Wealth Concepts and affiliated with LPL Financial since 2016. His professional activities have included work with disability, long-term care, and traditional life insurance products. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing customized portfolios using mutual funds, ETFs, individual equities, and fixed income with a primarily long-term investment approach.

Anthony Distasio is a financial advisor with VOYA Financial Advisors, Inc. in Boston, MA, holding Series 63 and Series 65 licenses with two years of industry experience. His prior roles include positions at John Hancock and Fidelity Investments. Outside of finance, he has worked in the hospitality sector and at the University of Massachusetts Lowell. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial, serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, and retirement advisory services through a combination of in-house and third-party products, using technology-enabled tools and model portfolios to implement its recommendations.

Matthew Flaherty is a financial advisor at Voya Financial Advisors, Inc. with one year of industry experience. He holds the Series 66 designation and has previously worked at Merrill. Outside of his advisory role, he is employed part-time in the hospitality sector as a waiter and bartender. Voya Financial Advisors, Inc. provides financial planning, portfolio management, and retirement-plan advisory services to individuals, pension plans, charitable organizations, and corporate clients. The firm utilizes investment policy statements, model portfolios, and technology-enabled tools to deliver both discretionary and non-discretionary management through a network of investment adviser representatives.

David Brodsky is a financial advisor at Focus Partners Wealth, LLC with 25 years of industry experience. He holds the Series 66 designation and has worked previously at G.W. & Wade, Inc. and G.W. & Wade Asset Management Company for over two decades before joining The Colony Group, LLC. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with a broad range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that integrates both active and passive strategies within an enhanced open architecture framework.

Samantha Wineke is a financial advisor at Guardian Life with three years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Raymond James & Associates and The Bulfinch Group. Guardian Life’s Park Avenue Securities LLC offers brokerage and investment advisory services to individuals, retirement plan sponsors, charitable organizations, and businesses. The firm provides a combination of advisor-led discretionary management and model-based strategies, along with access to insurance products and alternative investments through its connection with Guardian Life.

Jay Lupica is a financial advisor at Focus Partners Wealth, LLC with 19 years of industry experience. He holds the Series 65 designation and previously worked for The Colony Group, LLC for 11 years. Focus Partners serves individuals, high-net-worth families, family offices, corporate, and institutional clients with a range of wealth management and advisory services. The firm’s investment approach emphasizes long-term, tax- and fee-sensitive portfolio construction using a blend of active and passive strategies, third-party managers, and private funds.

Lauren Dowling is a financial advisor at Voya Financial Advisors, Inc. with two years of industry experience. She holds a Series 66 designation and previously worked at Fidelity Investments. Outside of finance, she spent time working at Rise N Shine Diner. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial that serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of services including financial planning, portfolio management, and retirement-plan advisory, utilizing a combination of in-house and third-party strategists alongside technology-enabled tools to implement investment recommendations.

Erick Caledonia is a financial advisor with Voya Financial Advisors, Inc. He holds Series 63 and Series 65 licenses and has 28 years of industry experience. His career includes multiple roles within Voya-affiliated entities since 2001. Voya Financial Advisors, Inc. serves a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, unified managed accounts, and retirement advisory services through a combination of in-house and third-party strategies, with a focus on client authorization for trades in many accounts.

John Ferguson is a financial advisor with Empower Advisory Group in Franklin, MA, holding Series 66 and Series 63 designations and two years of industry experience. He has worked with Empower Financial Services, Inc., and previously with UP Education Network and EWM, Inc. His career also includes roles outside of financial services at The Possible Zone. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm offers integrated services tied to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and client savings rates over short-term forecasts.

Andrew Karelis is a financial advisor with Commonwealth Financial Network in Newton, MA, holding a Series 66 designation and 26 years of industry experience. He has been affiliated with Commonwealth since 2006 and has held roles at KSP Financial Consultants, Core Wealth Advisory, and KSP Advisors, LLC. Karelis is also a partner and co-owner of a real estate holding company. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, third-party asset manager access, retirement consulting, and custody services.

William Steele is a financial advisor at VOYA Financial Advisors, Inc. based in Boston, MA. He holds Series 63 and Series 66 licenses and has three years of industry experience, including prior roles at Fidelity Investments. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate offering financial planning, portfolio management, and retirement advisory services to individuals, pension plans, charitable organizations, and corporate clients. The firm employs a combination of in-house and external strategists along with technology-enabled tools to manage both discretionary and non-discretionary client accounts.

Brandon Arnold is a Series 65-licensed financial advisor with two years of industry experience. He is currently with Focus Partners Wealth, LLC and has previously worked at The Colony Group, LLC and The Hartford. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with a broad range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach within an enhanced open architecture framework that combines active and passive strategies, third-party managers, and private funds.

Robert Nadolny Jr. is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 12 years of industry experience. He has been with Commonwealth Financial Network since 2014, with prior experience at Wells Financial Partners, LLC. Outside of his advisory role, he coaches lacrosse at Team Central Lacrosse. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a variety of advisory programs and services, including customized portfolio solutions and retirement plan consulting, supported by comprehensive operations, trading, technology, and compliance resources.

Cynthia Packard is a financial advisor at Commonwealth Financial Network with 11 years of industry experience. She holds the Series 66 designation and has worked at Commonwealth since 2015, also maintaining a role at Tilton Wealth Management since 2011. Outside of her advisory work, she is a notary public. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and services. The firm supports affiliated advisors with operations, trading, technology, investment management, compliance, and practice-management resources.

Michael Kirkman is a financial advisor at Voya Financial Advisors, Inc. in Boston, MA. He holds a Series 66 designation and has recently begun his career in the industry, with prior experience at Kestra Investment Services, LLC and Accuidity Capital Management. Outside of his advisory role, he has served as a registered field assistant with The Baker Group. Voya Financial Advisors, Inc. is an enterprise-scale firm offering financial planning, portfolio management, and retirement advisory services to individuals, pension plans, charitable organizations, and corporate clients. The firm employs a combination of in-house and third-party strategies with a focus on both discretionary and non-discretionary account management.

Andrew Baker is a financial advisor with Citizens Securities, Inc. in Westwood, MA, holding Series 63 and Series 66 licenses. He has 19 years of industry experience and has been with Citizens Securities since 2012. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and managed accounts, operating as part of a bank-owned enterprise with a range of investment and related financial services.

Zhimin Ou is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and five years of industry experience. In addition to advising, Ou is involved in child care business operations as a site coordinator at Kiddosland Child Development Center. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and charitable organizations, offering both advisory and broker-dealer services through proprietary and third-party investment solutions.

Elizabeth Zhao is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA. She holds a Series 66 designation and began her advisory career in 2025. Prior to joining Voya, she held positions at Dick's Sporting Goods, Epoch Labs, and Massachusetts Institute of Technology iHQ, among others. Voya Financial Advisors, Inc. serves a broad client base including individuals, pension plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, and retirement services through a combination of in-house and external strategists, technology-enabled tools, and a network of investment adviser representatives.